HSBC HOLDINGS PLC (HBC1.DE) Fundamental Analysis & Valuation

FRA:HBC1 • GB0005405286

Current stock price

13.72 EUR
+0.4 (+3%)
Last:

This HBC1.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. HBC1.DE Profitability Analysis

1.1 Basic Checks

  • HBC1 had positive earnings in the past year.
  • HBC1 had a positive operating cash flow in the past year.
  • Each year in the past 5 years HBC1 has been profitable.
  • In the past 5 years HBC1 always reported a positive cash flow from operatings.
HBC1.DE Yearly Net Income VS EBIT VS OCF VS FCFHBC1.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50B 100B 150B

1.2 Ratios

  • HBC1 has a Return On Assets of 1.02%. This is in the better half of the industry: HBC1 outperforms 67.27% of its industry peers.
  • HBC1's Return On Equity of 16.60% is amongst the best of the industry. HBC1 outperforms 85.45% of its industry peers.
Industry RankSector Rank
ROA 1.02%
ROE 16.6%
ROIC N/A
ROA(3y)0.72%
ROA(5y)0.61%
ROE(3y)11.71%
ROE(5y)9.98%
ROIC(3y)N/A
ROIC(5y)N/A
HBC1.DE Yearly ROA, ROE, ROICHBC1.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • The Profit Margin of HBC1 (25.17%) is comparable to the rest of the industry.
  • In the last couple of years the Profit Margin of HBC1 has grown nicely.
  • HBC1 does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 25.17%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-0.16%
PM growth 5Y32.66%
GM growth 3YN/A
GM growth 5YN/A
HBC1.DE Yearly Profit, Operating, Gross MarginsHBC1.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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2

2. HBC1.DE Health Analysis

2.1 Basic Checks

  • HBC1 does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • HBC1 has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, HBC1 has less shares outstanding
  • Compared to 1 year ago, HBC1 has a worse debt to assets ratio.
HBC1.DE Yearly Shares OutstandingHBC1.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B
HBC1.DE Yearly Total Debt VS Total AssetsHBC1.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1T 2T 3T

2.2 Solvency

  • HBC1 has a debt to FCF ratio of 15.02. This is a negative value and a sign of low solvency as HBC1 would need 15.02 years to pay back of all of its debts.
  • The Debt to FCF ratio of HBC1 (15.02) is better than 70.91% of its industry peers.
  • A Debt/Equity ratio of 1.90 is on the high side and indicates that HBC1 has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 1.90, HBC1 is in line with its industry, outperforming 44.55% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.9
Debt/FCF 15.02
Altman-Z N/A
ROIC/WACCN/A
WACC4.95%
HBC1.DE Yearly LT Debt VS Equity VS FCFHBC1.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50B 100B 150B 200B 250B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
HBC1.DE Yearly Current Assets VS Current LiabilitesHBC1.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B 250B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. HBC1.DE Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 16.15% over the past year.
  • The Earnings Per Share has been growing by 37.25% on average over the past years. This is a very strong growth
  • The Revenue has been growing slightly by 0.64% in the past year.
  • HBC1 shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.67% yearly.
EPS 1Y (TTM)16.15%
EPS 3Y19.18%
EPS 5Y37.25%
EPS Q2Q%32.14%
Revenue 1Y (TTM)0.64%
Revenue growth 3Y13.91%
Revenue growth 5Y5.67%
Sales Q2Q%-0.85%

3.2 Future

  • HBC1 is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.35% yearly.
  • HBC1 is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.09% yearly.
EPS Next Y5.81%
EPS Next 2Y7.68%
EPS Next 3Y8.96%
EPS Next 5Y4.35%
Revenue Next Year3.01%
Revenue Next 2Y3.32%
Revenue Next 3Y3.64%
Revenue Next 5Y2.09%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
HBC1.DE Yearly Revenue VS EstimatesHBC1.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B 80B
HBC1.DE Yearly EPS VS EstimatesHBC1.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 0.5 1 1.5

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5

4. HBC1.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 10.55 indicates a reasonable valuation of HBC1.
  • HBC1's Price/Earnings is on the same level as the industry average.
  • HBC1 is valuated cheaply when we compare the Price/Earnings ratio to 25.54, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 9.96, the valuation of HBC1 can be described as very reasonable.
  • HBC1's Price/Forward Earnings is on the same level as the industry average.
  • The average S&P500 Price/Forward Earnings ratio is at 22.70. HBC1 is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 10.55
Fwd PE 9.96
HBC1.DE Price Earnings VS Forward Price EarningsHBC1.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of HBC1 indicates a rather cheap valuation: HBC1 is cheaper than 87.27% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 2.18
EV/EBITDA N/A
HBC1.DE Per share dataHBC1.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates HBC1 does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)1.82
PEG (5Y)0.28
EPS Next 2Y7.68%
EPS Next 3Y8.96%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. HBC1.DE Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 4.79%, HBC1 is a good candidate for dividend investing.
  • HBC1's Dividend Yield is comparable with the industry average which is at 4.75.
  • HBC1's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 4.79%

5.2 History

  • The dividend of HBC1 is nicely growing with an annual growth rate of 50.48%!
Dividend Growth(5Y)50.48%
Div Incr Years4
Div Non Decr Years4
HBC1.DE Yearly Dividends per shareHBC1.DE Yearly Dividends per shareYearly Dividends per share 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6

5.3 Sustainability

  • HBC1 pays out 40.97% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • HBC1's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP40.97%
EPS Next 2Y7.68%
EPS Next 3Y8.96%
HBC1.DE Yearly Income VS Free CF VS DividendHBC1.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50B 100B 150B
HBC1.DE Dividend Payout.HBC1.DE Dividend Payout, showing the Payout Ratio.HBC1.DE Dividend Payout.PayoutRetained Earnings

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HBC1.DE Fundamentals: All Metrics, Ratios and Statistics

HSBC HOLDINGS PLC

FRA:HBC1 (3/23/2026, 7:00:00 PM)

13.72

+0.4 (+3%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-25
Earnings (Next)N/A
Inst Owners51.22%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap47.10B
Revenue(TTM)130.75B
Net Income(TTM)32.91B
Analysts71.43
Price Target14.18 (3.35%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.79%
Yearly Dividend0.66
Dividend Growth(5Y)50.48%
DP40.97%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.92%
Min EPS beat(2)4.83%
Max EPS beat(2)11.01%
EPS beat(4)4
Avg EPS beat(4)12.92%
Min EPS beat(4)4.83%
Max EPS beat(4)18.81%
EPS beat(8)8
Avg EPS beat(8)9.54%
EPS beat(12)10
Avg EPS beat(12)7.15%
EPS beat(16)14
Avg EPS beat(16)9.94%
Revenue beat(2)1
Avg Revenue beat(2)-1.96%
Min Revenue beat(2)-5.27%
Max Revenue beat(2)1.34%
Revenue beat(4)2
Avg Revenue beat(4)-0.57%
Min Revenue beat(4)-5.27%
Max Revenue beat(4)3.16%
Revenue beat(8)6
Avg Revenue beat(8)2.61%
Revenue beat(12)8
Avg Revenue beat(12)5.24%
Revenue beat(16)12
Avg Revenue beat(16)22.88%
PT rev (1m)0.36%
PT rev (3m)10.6%
EPS NQ rev (1m)3.57%
EPS NQ rev (3m)3.57%
EPS NY rev (1m)3.64%
EPS NY rev (3m)6%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)1.7%
Revenue NY rev (3m)2.06%
Valuation
Industry RankSector Rank
PE 10.55
Fwd PE 9.96
P/S 0.42
P/FCF 2.18
P/OCF 1.84
P/B 0.28
P/tB 0.3
EV/EBITDA N/A
EPS(TTM)1.3
EY9.48%
EPS(NY)1.38
Fwd EY10.04%
FCF(TTM)6.31
FCFY45.96%
OCF(TTM)7.48
OCFY54.5%
SpS32.84
BVpS49.79
TBVpS46.5
PEG (NY)1.82
PEG (5Y)0.28
Graham Number38.16
Profitability
Industry RankSector Rank
ROA 1.02%
ROE 16.6%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 25.17%
GM N/A
FCFM 19.2%
ROA(3y)0.72%
ROA(5y)0.61%
ROE(3y)11.71%
ROE(5y)9.98%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-0.16%
PM growth 5Y32.66%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 1.9
Debt/FCF 15.02
Debt/EBITDA N/A
Cap/Depr 94.81%
Cap/Sales 3.56%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 76.29%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC4.95%
ROIC/WACCN/A
Cap/Depr(3y)98.89%
Cap/Depr(5y)98.87%
Cap/Sales(3y)4.81%
Cap/Sales(5y)5.35%
Profit Quality(3y)181.62%
Profit Quality(5y)289.64%
High Growth Momentum
Growth
EPS 1Y (TTM)16.15%
EPS 3Y19.18%
EPS 5Y37.25%
EPS Q2Q%32.14%
EPS Next Y5.81%
EPS Next 2Y7.68%
EPS Next 3Y8.96%
EPS Next 5Y4.35%
Revenue 1Y (TTM)0.64%
Revenue growth 3Y13.91%
Revenue growth 5Y5.67%
Sales Q2Q%-0.85%
Revenue Next Year3.01%
Revenue Next 2Y3.32%
Revenue Next 3Y3.64%
Revenue Next 5Y2.09%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year10.43%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-59.12%
FCF growth 3Y18.87%
FCF growth 5Y-32.47%
OCF growth 1Y-54.42%
OCF growth 3Y15.43%
OCF growth 5Y-30.4%

HSBC HOLDINGS PLC / HBC1.DE Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for HSBC HOLDINGS PLC?

ChartMill assigns a fundamental rating of 4 / 10 to HBC1.DE.


What is the valuation status for HBC1 stock?

ChartMill assigns a valuation rating of 5 / 10 to HSBC HOLDINGS PLC (HBC1.DE). This can be considered as Fairly Valued.


How profitable is HSBC HOLDINGS PLC (HBC1.DE) stock?

HSBC HOLDINGS PLC (HBC1.DE) has a profitability rating of 4 / 10.


Can you provide the financial health for HBC1 stock?

The financial health rating of HSBC HOLDINGS PLC (HBC1.DE) is 2 / 10.


Is the dividend of HSBC HOLDINGS PLC sustainable?

The dividend rating of HSBC HOLDINGS PLC (HBC1.DE) is 6 / 10 and the dividend payout ratio is 40.97%.