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U.S. GLOBAL INVESTORS INC-A (GROW) Stock Fundamental Analysis

NASDAQ:GROW - Nasdaq - US9029521005 - Common Stock - Currency: USD

2.11  +0.01 (+0.48%)

Fundamental Rating

4

Taking everything into account, GROW scores 4 out of 10 in our fundamental rating. GROW was compared to 231 industry peers in the Capital Markets industry. No worries on liquidiy or solvency for GROW as it has an excellent financial health rating, but there are worries on the profitability. GROW does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

GROW had positive earnings in the past year.
GROW had a negative operating cash flow in the past year.
Of the past 5 years GROW 4 years were profitable.
Of the past 5 years GROW 4 years had a positive operating cash flow.
GROW Yearly Net Income VS EBIT VS OCF VS FCFGROW Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M 20M 30M

1.2 Ratios

The Return On Assets of GROW (1.02%) is worse than 67.53% of its industry peers.
With a Return On Equity value of 1.08%, GROW is not doing good in the industry: 71.43% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA 1.02%
ROE 1.08%
ROIC N/A
ROA(3y)4.7%
ROA(5y)8.1%
ROE(3y)5.03%
ROE(5y)9.22%
ROIC(3y)N/A
ROIC(5y)N/A
GROW Yearly ROA, ROE, ROICGROW Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40

1.3 Margins

With a Profit Margin value of 12.15%, GROW perfoms like the industry average, outperforming 44.16% of the companies in the same industry.
In the last couple of years the Profit Margin of GROW has declined.
GROW does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 12.15%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-32.22%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
GROW Yearly Profit, Operating, Gross MarginsGROW Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50 -100

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9

2. Health

2.1 Basic Checks

Compared to 1 year ago, GROW has less shares outstanding
Compared to 5 years ago, GROW has less shares outstanding
The debt/assets ratio for GROW has been reduced compared to a year ago.
GROW Yearly Shares OutstandingGROW Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M
GROW Yearly Total Debt VS Total AssetsGROW Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M

2.2 Solvency

GROW has an Altman-Z score of 7.51. This indicates that GROW is financially healthy and has little risk of bankruptcy at the moment.
GROW has a Altman-Z score of 7.51. This is amongst the best in the industry. GROW outperforms 93.07% of its industry peers.
GROW has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z 7.51
ROIC/WACCN/A
WACCN/A
GROW Yearly LT Debt VS Equity VS FCFGROW Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M 20M 30M 40M 50M

2.3 Liquidity

A Current Ratio of 19.98 indicates that GROW has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 19.98, GROW belongs to the top of the industry, outperforming 97.40% of the companies in the same industry.
A Quick Ratio of 19.98 indicates that GROW has no problem at all paying its short term obligations.
With an excellent Quick ratio value of 19.98, GROW belongs to the best of the industry, outperforming 97.40% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 19.98
Quick Ratio 19.98
GROW Yearly Current Assets VS Current LiabilitesGROW Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M

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1

3. Growth

3.1 Past

GROW shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -83.56%.
The earnings per share for GROW have been decreasing by -64.61% on average. This is quite bad
Looking at the last year, GROW shows a very negative growth in Revenue. The Revenue has decreased by -68.02% in the last year.
The Revenue has been growing by 8.69% on average over the past years. This is quite good.
EPS 1Y (TTM)-83.56%
EPS 3Y-64.61%
EPS 5YN/A
EPS Q2Q%-107.44%
Revenue 1Y (TTM)-68.02%
Revenue growth 3Y-48.83%
Revenue growth 5Y8.69%
Sales Q2Q%-30.31%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
GROW Yearly Revenue VS EstimatesGROW Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M

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0

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 52.75, GROW can be considered very expensive at the moment.
Based on the Price/Earnings ratio, GROW is valued a bit more expensive than the industry average as 76.62% of the companies are valued more cheaply.
The average S&P500 Price/Earnings ratio is at 24.29. GROW is valued rather expensively when compared to this.
Industry RankSector Rank
PE 52.75
Fwd PE N/A
GROW Price Earnings VS Forward Price EarningsGROW Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GROW Per share dataGROW EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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5

5. Dividend

5.1 Amount

GROW has a Yearly Dividend Yield of 4.21%, which is a nice return.
Compared to an average industry Dividend Yield of 8.44, GROW has a dividend in line with its industry peers.
GROW's Dividend Yield is rather good when compared to the S&P500 average which is at 2.43.
Industry RankSector Rank
Dividend Yield 4.21%

5.2 History

The dividend of GROW is nicely growing with an annual growth rate of 24.71%!
GROW has been paying a dividend for at least 10 years, so it has a reliable track record.
GROW has decreased its dividend recently.
Dividend Growth(5Y)24.71%
Div Incr Years1
Div Non Decr Years1
GROW Yearly Dividends per shareGROW Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.05 0.1

5.3 Sustainability

GROW pays out 244.20% of its income as dividend. This is not a sustainable payout ratio.
DP244.2%
EPS Next 2YN/A
EPS Next 3YN/A
GROW Yearly Income VS Free CF VS DividendGROW Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M 20M 30M
GROW Dividend Payout.GROW Dividend Payout, showing the Payout Ratio.GROW Dividend Payout.PayoutRetained Earnings

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U.S. GLOBAL INVESTORS INC-A

NASDAQ:GROW (5/7/2025, 10:33:57 AM)

2.11

+0.01 (+0.48%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-12 2025-02-12/amc
Earnings (Next)05-08 2025-05-08
Inst Owners30.43%
Inst Owner Change-13.92%
Ins Owners5.82%
Ins Owner Change1.59%
Market Cap28.17M
Analysts0
Price TargetN/A
Short Float %0.25%
Short Ratio1
Dividend
Industry RankSector Rank
Dividend Yield 4.21%
Yearly Dividend0.09
Dividend Growth(5Y)24.71%
DP244.2%
Div Incr Years1
Div Non Decr Years1
Ex-Date06-16 2025-06-16 (0.0075)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 52.75
Fwd PE N/A
P/S 6.72
P/FCF N/A
P/OCF N/A
P/B 0.6
P/tB 0.6
EV/EBITDA N/A
EPS(TTM)0.04
EY1.9%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.03
FCFYN/A
OCF(TTM)-0.02
OCFYN/A
SpS0.31
BVpS3.54
TBVpS3.54
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 1.02%
ROE 1.08%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 12.15%
GM N/A
FCFM N/A
ROA(3y)4.7%
ROA(5y)8.1%
ROE(3y)5.03%
ROE(5y)9.22%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-32.22%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 2.6%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 19.98
Quick Ratio 19.98
Altman-Z 7.51
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)1.62%
Cap/Sales(5y)1.01%
Profit Quality(3y)150.12%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-83.56%
EPS 3Y-64.61%
EPS 5YN/A
EPS Q2Q%-107.44%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-68.02%
Revenue growth 3Y-48.83%
Revenue growth 5Y8.69%
Sales Q2Q%-30.31%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-537.62%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-106.69%
FCF growth 3Y-45.12%
FCF growth 5YN/A
OCF growth 1Y-104.9%
OCF growth 3Y-40.79%
OCF growth 5YN/A