GLOBAL PAYMENTS INC (GLO.DE) Stock Fundamental Analysis

Europe • Frankfurt Stock Exchange • FRA:GLO • US37940X1028

61.38 EUR
+1.76 (+2.95%)
Last: Feb 6, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

5

Taking everything into account, GLO scores 5 out of 10 in our fundamental rating. GLO was compared to 59 industry peers in the Financial Services industry. While GLO has a great profitability rating, there are quite some concerns on its financial health. GLO may be a bit undervalued, certainly considering the very reasonable score on growth


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • In the past year GLO was profitable.
  • In the past year GLO had a positive cash flow from operations.
  • Each year in the past 5 years GLO has been profitable.
  • GLO had a positive operating cash flow in each of the past 5 years.
GLO.DE Yearly Net Income VS EBIT VS OCF VS FCFGLO.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 3.65%, GLO is in the better half of the industry, outperforming 69.49% of the companies in the same industry.
  • The Return On Equity of GLO (7.72%) is better than 61.02% of its industry peers.
  • The Return On Invested Capital of GLO (4.90%) is better than 66.10% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for GLO is significantly below the industry average of 9.72%.
  • The last Return On Invested Capital (4.90%) for GLO is above the 3 year average (4.36%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 3.65%
ROE 7.72%
ROIC 4.9%
ROA(3y)1.85%
ROA(5y)1.8%
ROE(3y)3.95%
ROE(5y)3.55%
ROIC(3y)4.36%
ROIC(5y)3.81%
GLO.DE Yearly ROA, ROE, ROICGLO.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • The Profit Margin of GLO (19.68%) is better than 72.88% of its industry peers.
  • GLO's Profit Margin has improved in the last couple of years.
  • With a decent Operating Margin value of 26.85%, GLO is doing good in the industry, outperforming 71.19% of the companies in the same industry.
  • In the last couple of years the Operating Margin of GLO has grown nicely.
  • With a decent Gross Margin value of 67.06%, GLO is doing good in the industry, outperforming 67.80% of the companies in the same industry.
  • GLO's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 26.85%
PM (TTM) 19.68%
GM 67.06%
OM growth 3Y5.13%
OM growth 5Y1.68%
PM growth 3Y11.11%
PM growth 5Y12.13%
GM growth 3Y3.83%
GM growth 5Y1.31%
GLO.DE Yearly Profit, Operating, Gross MarginsGLO.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), GLO is destroying value.
  • GLO has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, GLO has less shares outstanding
  • The debt/assets ratio for GLO is higher compared to a year ago.
GLO.DE Yearly Shares OutstandingGLO.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M
GLO.DE Yearly Total Debt VS Total AssetsGLO.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B 50B

2.2 Solvency

  • GLO has an Altman-Z score of 0.89. This is a bad value and indicates that GLO is not financially healthy and even has some risk of bankruptcy.
  • GLO has a Altman-Z score (0.89) which is comparable to the rest of the industry.
  • GLO has a debt to FCF ratio of 7.50. This is a slightly negative value and a sign of low solvency as GLO would need 7.50 years to pay back of all of its debts.
  • GLO has a Debt to FCF ratio (7.50) which is in line with its industry peers.
  • A Debt/Equity ratio of 0.63 indicates that GLO is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.63, GLO is in line with its industry, outperforming 44.07% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.63
Debt/FCF 7.5
Altman-Z 0.89
ROIC/WACC0.65
WACC7.59%
GLO.DE Yearly LT Debt VS Equity VS FCFGLO.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B 25B

2.3 Liquidity

  • A Current Ratio of 0.85 indicates that GLO may have some problems paying its short term obligations.
  • With a Current ratio value of 0.85, GLO is not doing good in the industry: 71.19% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.85 indicates that GLO may have some problems paying its short term obligations.
  • GLO has a Quick ratio of 0.85. This is in the lower half of the industry: GLO underperforms 71.19% of its industry peers.
Industry RankSector Rank
Current Ratio 0.85
Quick Ratio 0.85
GLO.DE Yearly Current Assets VS Current LiabilitesGLO.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • GLO shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 6.67%.
  • The Earnings Per Share has been growing by 13.36% on average over the past years. This is quite good.
  • GLO shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -11.30%.
  • The Revenue has been growing by 15.52% on average over the past years. This is quite good.
EPS 1Y (TTM)6.67%
EPS 3Y12.23%
EPS 5Y13.36%
EPS Q2Q%5.84%
Revenue 1Y (TTM)-11.3%
Revenue growth 3Y5.84%
Revenue growth 5Y15.52%
Sales Q2Q%-6.65%

3.2 Future

  • GLO is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.74% yearly.
  • The Revenue is expected to grow by 4.08% on average over the next years.
EPS Next Y6.87%
EPS Next 2Y9.26%
EPS Next 3Y11.74%
EPS Next 5YN/A
Revenue Next Year1.63%
Revenue Next 2Y3.72%
Revenue Next 3Y4.08%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
GLO.DE Yearly Revenue VS EstimatesGLO.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2B 4B 6B 8B 10B
GLO.DE Yearly EPS VS EstimatesGLO.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5 10 15

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8

4. Valuation

4.1 Price/Earnings Ratio

  • GLO is valuated cheaply with a Price/Earnings ratio of 6.04.
  • 89.83% of the companies in the same industry are more expensive than GLO, based on the Price/Earnings ratio.
  • GLO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.93.
  • Based on the Price/Forward Earnings ratio of 5.25, the valuation of GLO can be described as very cheap.
  • GLO's Price/Forward Earnings ratio is rather cheap when compared to the industry. GLO is cheaper than 88.14% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of GLO to the average of the S&P500 Index (27.77), we can say GLO is valued rather cheaply.
Industry RankSector Rank
PE 6.04
Fwd PE 5.25
GLO.DE Price Earnings VS Forward Price EarningsGLO.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 67.80% of the companies in the same industry are more expensive than GLO, based on the Enterprise Value to EBITDA ratio.
  • GLO's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. GLO is cheaper than 74.58% of the companies in the same industry.
Industry RankSector Rank
P/FCF 7.93
EV/EBITDA 7.59
GLO.DE Per share dataGLO.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • GLO's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • GLO has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.88
PEG (5Y)0.45
EPS Next 2Y9.26%
EPS Next 3Y11.74%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 1.40%, GLO has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 2.15, GLO has a dividend in line with its industry peers.
  • GLO's Dividend Yield is slightly below the S&P500 average, which is at 1.81.
Industry RankSector Rank
Dividend Yield 1.4%

5.2 History

  • On average, the dividend of GLO grows each year by 21.27%, which is quite nice.
Dividend Growth(5Y)21.27%
Div Incr Years0
Div Non Decr Years0
GLO.DE Yearly Dividends per shareGLO.DE Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2025 0.2 0.4 0.6 0.8

5.3 Sustainability

  • GLO pays out 13.82% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of GLO is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP13.82%
EPS Next 2Y9.26%
EPS Next 3Y11.74%
GLO.DE Yearly Income VS Free CF VS DividendGLO.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B 2.5B
GLO.DE Dividend Payout.GLO.DE Dividend Payout, showing the Payout Ratio.GLO.DE Dividend Payout.PayoutRetained Earnings

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GLOBAL PAYMENTS INC

FRA:GLO (2/6/2026, 7:00:00 PM)

61.38

+1.76 (+2.95%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-04
Earnings (Next)02-18
Inst Owners95.88%
Inst Owner ChangeN/A
Ins Owners0.54%
Ins Owner ChangeN/A
Market Cap14.53B
Revenue(TTM)8.89B
Net Income(TTM)1.75B
Analysts70.86
Price Target90.75 (47.85%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.4%
Yearly Dividend0.84
Dividend Growth(5Y)21.27%
DP13.82%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.02%
Min EPS beat(2)-0.49%
Max EPS beat(2)0.44%
EPS beat(4)1
Avg EPS beat(4)-0.8%
Min EPS beat(4)-1.97%
Max EPS beat(4)0.44%
EPS beat(8)2
Avg EPS beat(8)-0.8%
EPS beat(12)5
Avg EPS beat(12)-0.27%
EPS beat(16)6
Avg EPS beat(16)-0.31%
Revenue beat(2)0
Avg Revenue beat(2)-0.73%
Min Revenue beat(2)-1%
Max Revenue beat(2)-0.46%
Revenue beat(4)2
Avg Revenue beat(4)3.77%
Min Revenue beat(4)-1%
Max Revenue beat(4)8.51%
Revenue beat(8)6
Avg Revenue beat(8)6.7%
Revenue beat(12)10
Avg Revenue beat(12)8.2%
Revenue beat(16)14
Avg Revenue beat(16)8.54%
PT rev (1m)-0.2%
PT rev (3m)-33.63%
EPS NQ rev (1m)-0.25%
EPS NQ rev (3m)-12.43%
EPS NY rev (1m)0.19%
EPS NY rev (3m)-9.54%
Revenue NQ rev (1m)-0.17%
Revenue NQ rev (3m)-6.79%
Revenue NY rev (1m)0.59%
Revenue NY rev (3m)-6.51%
Valuation
Industry RankSector Rank
PE 6.04
Fwd PE 5.25
P/S 1.93
P/FCF 7.93
P/OCF 6.13
P/B 0.76
P/tB 10.34
EV/EBITDA 7.59
EPS(TTM)10.17
EY16.57%
EPS(NY)11.69
Fwd EY19.05%
FCF(TTM)7.74
FCFY12.61%
OCF(TTM)10.01
OCFY16.31%
SpS31.85
BVpS81.19
TBVpS5.93
PEG (NY)0.88
PEG (5Y)0.45
Graham Number136.3
Profitability
Industry RankSector Rank
ROA 3.65%
ROE 7.72%
ROCE 6.04%
ROIC 4.9%
ROICexc 5.24%
ROICexgc 11.76%
OM 26.85%
PM (TTM) 19.68%
GM 67.06%
FCFM 24.31%
ROA(3y)1.85%
ROA(5y)1.8%
ROE(3y)3.95%
ROE(5y)3.55%
ROIC(3y)4.36%
ROIC(5y)3.81%
ROICexc(3y)4.61%
ROICexc(5y)4.02%
ROICexgc(3y)47.47%
ROICexgc(5y)47.57%
ROCE(3y)5.34%
ROCE(5y)4.65%
ROICexgc growth 3Y5.38%
ROICexgc growth 5Y12.85%
ROICexc growth 3Y11.96%
ROICexc growth 5Y18.11%
OM growth 3Y5.13%
OM growth 5Y1.68%
PM growth 3Y11.11%
PM growth 5Y12.13%
GM growth 3Y3.83%
GM growth 5Y1.31%
F-Score7
Asset Turnover0.19
Health
Industry RankSector Rank
Debt/Equity 0.63
Debt/FCF 7.5
Debt/EBITDA 3.64
Cap/Depr 41.25%
Cap/Sales 7.13%
Interest Coverage 250
Cash Conversion 71.24%
Profit Quality 123.52%
Current Ratio 0.85
Quick Ratio 0.85
Altman-Z 0.89
F-Score7
WACC7.59%
ROIC/WACC0.65
Cap/Depr(3y)36.77%
Cap/Depr(5y)33.3%
Cap/Sales(3y)6.79%
Cap/Sales(5y)6.4%
Profit Quality(3y)601.21%
Profit Quality(5y)472.37%
High Growth Momentum
Growth
EPS 1Y (TTM)6.67%
EPS 3Y12.23%
EPS 5Y13.36%
EPS Q2Q%5.84%
EPS Next Y6.87%
EPS Next 2Y9.26%
EPS Next 3Y11.74%
EPS Next 5YN/A
Revenue 1Y (TTM)-11.3%
Revenue growth 3Y5.84%
Revenue growth 5Y15.52%
Sales Q2Q%-6.65%
Revenue Next Year1.63%
Revenue Next 2Y3.72%
Revenue Next 3Y4.08%
Revenue Next 5YN/A
EBIT growth 1Y2.31%
EBIT growth 3Y11.27%
EBIT growth 5Y17.46%
EBIT Next Year10.45%
EBIT Next 3Y7.45%
EBIT Next 5YN/A
FCF growth 1Y31.17%
FCF growth 3Y7.7%
FCF growth 5Y21.41%
OCF growth 1Y21.47%
OCF growth 3Y8.3%
OCF growth 5Y20.49%

GLOBAL PAYMENTS INC / GLO.DE FAQ

Can you provide the ChartMill fundamental rating for GLOBAL PAYMENTS INC?

ChartMill assigns a fundamental rating of 5 / 10 to GLO.DE.


Can you provide the valuation status for GLOBAL PAYMENTS INC?

ChartMill assigns a valuation rating of 8 / 10 to GLOBAL PAYMENTS INC (GLO.DE). This can be considered as Undervalued.


How profitable is GLOBAL PAYMENTS INC (GLO.DE) stock?

GLOBAL PAYMENTS INC (GLO.DE) has a profitability rating of 7 / 10.


What is the valuation of GLOBAL PAYMENTS INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for GLOBAL PAYMENTS INC (GLO.DE) is 6.04 and the Price/Book (PB) ratio is 0.76.


Can you provide the expected EPS growth for GLO stock?

The Earnings per Share (EPS) of GLOBAL PAYMENTS INC (GLO.DE) is expected to grow by 6.87% in the next year.