GLOBAL PAYMENTS INC (GLO.DE) Fundamental Analysis & Valuation

FRA:GLO • US37940X1028

Current stock price

61.4 EUR
+1.4 (+2.33%)
Last:

This GLO.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. GLO.DE Profitability Analysis

1.1 Basic Checks

  • In the past year GLO was profitable.
  • In the past year GLO had a positive cash flow from operations.
  • GLO had positive earnings in each of the past 5 years.
  • In the past 5 years GLO always reported a positive cash flow from operatings.
GLO.DE Yearly Net Income VS EBIT VS OCF VS FCFGLO.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 2.62%, GLO is in line with its industry, outperforming 56.14% of the companies in the same industry.
  • The Return On Equity of GLO (6.12%) is comparable to the rest of the industry.
  • With a Return On Invested Capital value of 4.09%, GLO perfoms like the industry average, outperforming 56.14% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for GLO is significantly below the industry average of 10.55%.
  • The last Return On Invested Capital (4.09%) for GLO is above the 3 year average (4.03%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 2.62%
ROE 6.12%
ROIC 4.09%
ROA(3y)2.64%
ROA(5y)2.06%
ROE(3y)5.82%
ROE(5y)4.34%
ROIC(3y)4.03%
ROIC(5y)3.91%
GLO.DE Yearly ROA, ROE, ROICGLO.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 16.85%, GLO is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
  • GLO's Profit Margin has improved in the last couple of years.
  • The Operating Margin of GLO (27.68%) is better than 73.68% of its industry peers.
  • In the last couple of years the Operating Margin of GLO has grown nicely.
  • GLO has a Gross Margin of 69.36%. This is in the better half of the industry: GLO outperforms 68.42% of its industry peers.
  • GLO's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 27.68%
PM (TTM) 16.85%
GM 69.36%
OM growth 3Y10.06%
OM growth 5Y11.89%
PM growth 3Y144.55%
PM growth 5Y18.2%
GM growth 3Y7.63%
GM growth 5Y7.19%
GLO.DE Yearly Profit, Operating, Gross MarginsGLO.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. GLO.DE Health Analysis

2.1 Basic Checks

  • GLO has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • Compared to 1 year ago, GLO has less shares outstanding
  • Compared to 5 years ago, GLO has less shares outstanding
  • The debt/assets ratio for GLO is higher compared to a year ago.
GLO.DE Yearly Shares OutstandingGLO.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M
GLO.DE Yearly Total Debt VS Total AssetsGLO.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.2 Solvency

  • GLO has an Altman-Z score of 0.96. This is a bad value and indicates that GLO is not financially healthy and even has some risk of bankruptcy.
  • GLO has a Altman-Z score (0.96) which is in line with its industry peers.
  • GLO has a debt to FCF ratio of 10.70. This is a negative value and a sign of low solvency as GLO would need 10.70 years to pay back of all of its debts.
  • GLO has a Debt to FCF ratio (10.70) which is comparable to the rest of the industry.
  • A Debt/Equity ratio of 0.87 indicates that GLO is somewhat dependend on debt financing.
  • GLO has a Debt to Equity ratio of 0.87. This is in the lower half of the industry: GLO underperforms 63.16% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.87
Debt/FCF 10.7
Altman-Z 0.96
ROIC/WACC0.68
WACC6.02%
GLO.DE Yearly LT Debt VS Equity VS FCFGLO.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B 25B

2.3 Liquidity

  • GLO has a Current Ratio of 1.69. This is a normal value and indicates that GLO is financially healthy and should not expect problems in meeting its short term obligations.
  • GLO's Current ratio of 1.69 is fine compared to the rest of the industry. GLO outperforms 61.40% of its industry peers.
  • A Quick Ratio of 1.69 indicates that GLO should not have too much problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 1.69, GLO is in the better half of the industry, outperforming 64.91% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.69
Quick Ratio 1.69
GLO.DE Yearly Current Assets VS Current LiabilitesGLO.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. GLO.DE Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 5.89% over the past year.
  • GLO shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 13.83% yearly.
  • Looking at the last year, GLO shows a very negative growth in Revenue. The Revenue has decreased by -17.78% in the last year.
  • GLO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 0.75% yearly.
EPS 1Y (TTM)5.89%
EPS 3Y9.44%
EPS 5Y13.83%
EPS Q2Q%7.8%
Revenue 1Y (TTM)-17.78%
Revenue growth 3Y-4.96%
Revenue growth 5Y0.75%
Sales Q2Q%-7.76%

3.2 Future

  • The Earnings Per Share is expected to grow by 17.92% on average over the next years. This is quite good.
  • Based on estimates for the next years, GLO will show a quite strong growth in Revenue. The Revenue will grow by 9.96% on average per year.
EPS Next Y13.95%
EPS Next 2Y15.64%
EPS Next 3Y16.81%
EPS Next 5Y17.92%
Revenue Next Year34.07%
Revenue Next 2Y19.36%
Revenue Next 3Y13.93%
Revenue Next 5Y9.96%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
GLO.DE Yearly Revenue VS EstimatesGLO.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5B 10B 15B
GLO.DE Yearly EPS VS EstimatesGLO.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5 10 15 20

More info and screens

Find the best growth stocksShow best growing peers

8

4. GLO.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 5.87, the valuation of GLO can be described as very cheap.
  • 89.47% of the companies in the same industry are more expensive than GLO, based on the Price/Earnings ratio.
  • When comparing the Price/Earnings ratio of GLO to the average of the S&P500 Index (27.42), we can say GLO is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 5.15, the valuation of GLO can be described as very cheap.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of GLO indicates a rather cheap valuation: GLO is cheaper than 89.47% of the companies listed in the same industry.
  • GLO's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.24.
Industry RankSector Rank
PE 5.87
Fwd PE 5.15
GLO.DE Price Earnings VS Forward Price EarningsGLO.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of GLO indicates a somewhat cheap valuation: GLO is cheaper than 64.91% of the companies listed in the same industry.
  • 73.68% of the companies in the same industry are more expensive than GLO, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 9.69
EV/EBITDA 8.85
GLO.DE Per share dataGLO.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • GLO's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of GLO may justify a higher PE ratio.
  • GLO's earnings are expected to grow with 16.81% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.42
PEG (5Y)0.42
EPS Next 2Y15.64%
EPS Next 3Y16.81%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. GLO.DE Dividend Analysis

5.1 Amount

  • GLO has a Yearly Dividend Yield of 1.41%.
  • Compared to an average industry Dividend Yield of 2.27, GLO has a dividend in line with its industry peers.
  • GLO's Dividend Yield is slightly below the S&P500 average, which is at 1.81.
Industry RankSector Rank
Dividend Yield 1.41%

5.2 History

  • The dividend of GLO has a limited annual growth rate of 4.73%.
Dividend Growth(5Y)4.73%
Div Incr Years0
Div Non Decr Years0
GLO.DE Yearly Dividends per shareGLO.DE Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2025 2026 0.2 0.4 0.6 0.8

5.3 Sustainability

  • 17.04% of the earnings are spent on dividend by GLO. This is a low number and sustainable payout ratio.
  • GLO's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP17.04%
EPS Next 2Y15.64%
EPS Next 3Y16.81%
GLO.DE Yearly Income VS Free CF VS DividendGLO.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B
GLO.DE Dividend Payout.GLO.DE Dividend Payout, showing the Payout Ratio.GLO.DE Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

GLO.DE Fundamentals: All Metrics, Ratios and Statistics

GLOBAL PAYMENTS INC

FRA:GLO (4/17/2026, 7:00:00 PM)

61.4

+1.4 (+2.33%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-18
Earnings (Next)05-04
Inst Owners85.97%
Inst Owner ChangeN/A
Ins Owners0.51%
Ins Owner ChangeN/A
Market Cap16.90B
Revenue(TTM)8.31B
Net Income(TTM)1.40B
Analysts71.89
Price Target84.52 (37.65%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.41%
Yearly Dividend0.83
Dividend Growth(5Y)4.73%
DP17.04%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-0.4%
Min EPS beat(2)-0.49%
Max EPS beat(2)-0.31%
EPS beat(4)1
Avg EPS beat(4)-0.58%
Min EPS beat(4)-1.97%
Max EPS beat(4)0.44%
EPS beat(8)2
Avg EPS beat(8)-0.77%
EPS beat(12)5
Avg EPS beat(12)-0.23%
EPS beat(16)6
Avg EPS beat(16)-0.28%
Revenue beat(2)0
Avg Revenue beat(2)-0.8%
Min Revenue beat(2)-1.14%
Max Revenue beat(2)-0.46%
Revenue beat(4)1
Avg Revenue beat(4)1.48%
Min Revenue beat(4)-1.14%
Max Revenue beat(4)8.51%
Revenue beat(8)5
Avg Revenue beat(8)5.26%
Revenue beat(12)9
Avg Revenue beat(12)7.21%
Revenue beat(16)13
Avg Revenue beat(16)7.93%
PT rev (1m)-5.57%
PT rev (3m)-6.87%
EPS NQ rev (1m)-3.91%
EPS NQ rev (3m)-4.93%
EPS NY rev (1m)-0.28%
EPS NY rev (3m)0.97%
Revenue NQ rev (1m)-2.46%
Revenue NQ rev (3m)25.12%
Revenue NY rev (1m)-1.17%
Revenue NY rev (3m)29.25%
Valuation
Industry RankSector Rank
PE 5.87
Fwd PE 5.15
P/S 2.38
P/FCF 9.69
P/OCF 7.44
P/B 0.86
P/tB 12.5
EV/EBITDA 8.85
EPS(TTM)10.46
EY17.04%
EPS(NY)11.92
Fwd EY19.41%
FCF(TTM)6.33
FCFY10.32%
OCF(TTM)8.25
OCFY13.44%
SpS25.82
BVpS71.11
TBVpS4.91
PEG (NY)0.42
PEG (5Y)0.42
Graham Number129.369 (110.7%)
Profitability
Industry RankSector Rank
ROA 2.62%
ROE 6.12%
ROCE 5.01%
ROIC 4.09%
ROICexc 4.99%
ROICexgc 11.39%
OM 27.68%
PM (TTM) 16.85%
GM 69.36%
FCFM 24.54%
ROA(3y)2.64%
ROA(5y)2.06%
ROE(3y)5.82%
ROE(5y)4.34%
ROIC(3y)4.03%
ROIC(5y)3.91%
ROICexc(3y)4.47%
ROICexc(5y)4.26%
ROICexgc(3y)33.48%
ROICexgc(5y)38.41%
ROCE(3y)4.98%
ROCE(5y)4.84%
ROICexgc growth 3Y-36.67%
ROICexgc growth 5Y-24.88%
ROICexc growth 3Y3.46%
ROICexc growth 5Y12.84%
OM growth 3Y10.06%
OM growth 5Y11.89%
PM growth 3Y144.55%
PM growth 5Y18.2%
GM growth 3Y7.63%
GM growth 5Y7.19%
F-Score6
Asset Turnover0.16
Health
Industry RankSector Rank
Debt/Equity 0.87
Debt/FCF 10.7
Debt/EBITDA 5.35
Cap/Depr 43.65%
Cap/Sales 7.43%
Interest Coverage 4
Cash Conversion 71.5%
Profit Quality 145.62%
Current Ratio 1.69
Quick Ratio 1.69
Altman-Z 0.96
F-Score6
WACC6.02%
ROIC/WACC0.68
Cap/Depr(3y)38.98%
Cap/Depr(5y)36.63%
Cap/Sales(3y)7.85%
Cap/Sales(5y)7.24%
Profit Quality(3y)152.88%
Profit Quality(5y)431.18%
High Growth Momentum
Growth
EPS 1Y (TTM)5.89%
EPS 3Y9.44%
EPS 5Y13.83%
EPS Q2Q%7.8%
EPS Next Y13.95%
EPS Next 2Y15.64%
EPS Next 3Y16.81%
EPS Next 5Y17.92%
Revenue 1Y (TTM)-17.78%
Revenue growth 3Y-4.96%
Revenue growth 5Y0.75%
Sales Q2Q%-7.76%
Revenue Next Year34.07%
Revenue Next 2Y19.36%
Revenue Next 3Y13.93%
Revenue Next 5Y9.96%
EBIT growth 1Y-2.74%
EBIT growth 3Y4.6%
EBIT growth 5Y12.73%
EBIT Next Year42.33%
EBIT Next 3Y17.86%
EBIT Next 5Y14.54%
FCF growth 1Y-14.43%
FCF growth 3Y7.78%
FCF growth 5Y1.66%
OCF growth 1Y-13.11%
OCF growth 3Y5.79%
OCF growth 5Y2.8%

GLOBAL PAYMENTS INC / GLO.DE Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for GLOBAL PAYMENTS INC?

ChartMill assigns a fundamental rating of 6 / 10 to GLO.DE.


Can you provide the valuation status for GLOBAL PAYMENTS INC?

ChartMill assigns a valuation rating of 8 / 10 to GLOBAL PAYMENTS INC (GLO.DE). This can be considered as Undervalued.


Can you provide the profitability details for GLOBAL PAYMENTS INC?

GLOBAL PAYMENTS INC (GLO.DE) has a profitability rating of 7 / 10.


What is the valuation of GLOBAL PAYMENTS INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for GLOBAL PAYMENTS INC (GLO.DE) is 5.87 and the Price/Book (PB) ratio is 0.86.


What is the financial health of GLOBAL PAYMENTS INC (GLO.DE) stock?

The financial health rating of GLOBAL PAYMENTS INC (GLO.DE) is 4 / 10.