GIMV NV (GIMB.BR) Stock Fundamental Analysis
Europe - EBR:GIMB - BE0003699130 - Common Stock
45.55 EUR
-0.3 (-0.65%)
We assign a fundamental rating of 5 out of 10 to GIMB. GIMB was compared to 112 industry peers in the Capital Markets industry. While GIMB has a great profitability rating, there are some minor concerns on its financial health. GIMB is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
GIMB had positive earnings in the past year.
GIMB had a negative operating cash flow in the past year.
Of the past 5 years GIMB 4 years were profitable.
In the past 5 years GIMB always reported negative operating cash flow.
1.2 Ratios
The Return On Assets of GIMB (9.26%) is better than 87.50% of its industry peers.
Looking at the Return On Equity, with a value of 11.49%, GIMB is in the better half of the industry, outperforming 65.18% of the companies in the same industry.
GIMB has a Return On Invested Capital of 13.32%. This is amongst the best in the industry. GIMB outperforms 92.86% of its industry peers.
GIMB had an Average Return On Invested Capital over the past 3 years of 11.04%. This is above the industry average of 8.50%.
The last Return On Invested Capital (13.32%) for GIMB is above the 3 year average (11.04%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.26% | ||
| ROE | 11.49% | ||
| ROIC | 13.32% |
ROA(3y)5.71%
ROA(5y)7.66%
ROE(3y)7.18%
ROE(5y)10%
ROIC(3y)11.04%
ROIC(5y)11.38%
1.3 Margins
Looking at the Profit Margin, with a value of 44.41%, GIMB belongs to the top of the industry, outperforming 89.29% of the companies in the same industry.
GIMB's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 83.40%, GIMB belongs to the top of the industry, outperforming 95.54% of the companies in the same industry.
GIMB's Operating Margin has improved in the last couple of years.
GIMB has a Gross Margin of 96.40%. This is amongst the best in the industry. GIMB outperforms 95.54% of its industry peers.
In the last couple of years the Gross Margin of GIMB has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 83.4% | ||
| PM (TTM) | 44.41% | ||
| GM | 96.4% |
OM growth 3Y0.34%
OM growth 5Y2.87%
PM growth 3Y-6.42%
PM growth 5YN/A
GM growth 3Y0.67%
GM growth 5Y1.88%
2. Health
2.1 Basic Checks
The number of shares outstanding for GIMB has been increased compared to 1 year ago.
Compared to 5 years ago, GIMB has more shares outstanding
The debt/assets ratio for GIMB has been reduced compared to a year ago.
2.2 Solvency
GIMB has an Altman-Z score of 4.07. This indicates that GIMB is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of GIMB (4.07) is better than 81.25% of its industry peers.
GIMB has a Debt/Equity ratio of 0.19. This is a healthy value indicating a solid balance between debt and equity.
GIMB has a better Debt to Equity ratio (0.19) than 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 4.07 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 14.79 indicates that GIMB has no problem at all paying its short term obligations.
GIMB has a Current ratio of 14.79. This is amongst the best in the industry. GIMB outperforms 97.32% of its industry peers.
GIMB has a Quick Ratio of 14.79. This indicates that GIMB is financially healthy and has no problem in meeting its short term obligations.
GIMB has a better Quick ratio (14.79) than 97.32% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 14.79 | ||
| Quick Ratio | 14.79 |
3. Growth
3.1 Past
The earnings per share for GIMB have decreased by -2.31% in the last year.
The Earnings Per Share has been growing slightly by 5.29% on average over the past years.
The Revenue has grown by 26.23% in the past year. This is a very strong growth!
Measured over the past years, GIMB shows a very strong growth in Revenue. The Revenue has been growing by 27.65% on average per year.
EPS 1Y (TTM)-2.31%
EPS 3Y5.29%
EPS 5YN/A
EPS Q2Q%22.75%
Revenue 1Y (TTM)26.23%
Revenue growth 3Y15.31%
Revenue growth 5Y27.65%
Sales Q2Q%59.17%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
GIMB is valuated cheaply with a Price/Earnings ratio of 6.07.
GIMB's Price/Earnings ratio is rather cheap when compared to the industry. GIMB is cheaper than 94.64% of the companies in the same industry.
GIMB's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.67.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.07 | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
GIMB has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
GIMB has a Yearly Dividend Yield of 3.89%.
GIMB's Dividend Yield is a higher than the industry average which is at 5.73.
Compared to an average S&P500 Dividend Yield of 2.40, GIMB pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.89% |
5.2 History
The dividend of GIMB decreases each year by -14.48%.
Dividend Growth(5Y)-14.48%
Div Incr Years0
Div Non Decr Years6
5.3 Sustainability
16.83% of the earnings are spent on dividend by GIMB. This is a low number and sustainable payout ratio.
DP16.83%
EPS Next 2YN/A
EPS Next 3YN/A
EBR:GIMB (11/7/2025, 2:08:22 PM)
45.55
-0.3 (-0.65%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners8.45%
Inst Owner ChangeN/A
Ins Owners0.61%
Ins Owner ChangeN/A
Market Cap1.68B
Revenue(TTM)493.13M
Net Income(TTM)219.00M
Analysts84
Price Target51.09 (12.16%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.89% |
Yearly Dividend1.14
Dividend Growth(5Y)-14.48%
DP16.83%
Div Incr Years0
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.5%
PT rev (3m)1.01%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.07 | ||
| Fwd PE | N/A | ||
| P/S | 3.4 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.88 | ||
| P/tB | 0.88 | ||
| EV/EBITDA | N/A |
EPS(TTM)7.5
EY16.47%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-1.32
FCFYN/A
OCF(TTM)-1.32
OCFYN/A
SpS13.4
BVpS51.8
TBVpS51.8
PEG (NY)N/A
PEG (5Y)N/A
Graham Number93.5
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.26% | ||
| ROE | 11.49% | ||
| ROCE | 17.76% | ||
| ROIC | 13.32% | ||
| ROICexc | 24.52% | ||
| ROICexgc | 24.53% | ||
| OM | 83.4% | ||
| PM (TTM) | 44.41% | ||
| GM | 96.4% | ||
| FCFM | N/A |
ROA(3y)5.71%
ROA(5y)7.66%
ROE(3y)7.18%
ROE(5y)10%
ROIC(3y)11.04%
ROIC(5y)11.38%
ROICexc(3y)17.26%
ROICexc(5y)16.85%
ROICexgc(3y)17.26%
ROICexgc(5y)16.85%
ROCE(3y)14.71%
ROCE(5y)15.18%
ROICexgc growth 3Y21.01%
ROICexgc growth 5Y25.78%
ROICexc growth 3Y21.02%
ROICexc growth 5Y25.79%
OM growth 3Y0.34%
OM growth 5Y2.87%
PM growth 3Y-6.42%
PM growth 5YN/A
GM growth 3Y0.67%
GM growth 5Y1.88%
F-Score4
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 14.79 | ||
| Quick Ratio | 14.79 | ||
| Altman-Z | 4.07 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.31%
EPS 3Y5.29%
EPS 5YN/A
EPS Q2Q%22.75%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)26.23%
Revenue growth 3Y15.31%
Revenue growth 5Y27.65%
Sales Q2Q%59.17%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y28.43%
EBIT growth 3Y15.7%
EBIT growth 5Y31.31%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-14.25%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-14.25%
OCF growth 3YN/A
OCF growth 5YN/A
GIMV NV / GIMB.BR FAQ
Can you provide the ChartMill fundamental rating for GIMV NV?
ChartMill assigns a fundamental rating of 5 / 10 to GIMB.BR.
Can you provide the valuation status for GIMV NV?
ChartMill assigns a valuation rating of 3 / 10 to GIMV NV (GIMB.BR). This can be considered as Overvalued.
Can you provide the profitability details for GIMV NV?
GIMV NV (GIMB.BR) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for GIMB stock?
The Price/Earnings (PE) ratio for GIMV NV (GIMB.BR) is 6.07 and the Price/Book (PB) ratio is 0.88.
How financially healthy is GIMV NV?
The financial health rating of GIMV NV (GIMB.BR) is 6 / 10.