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GIMV NV (GIMB.BR) Stock Fundamental Analysis

EBR:GIMB - Euronext Brussels - BE0003699130 - Common Stock - Currency: EUR

39.95  +0.25 (+0.63%)

Fundamental Rating

6

Overall GIMB gets a fundamental rating of 6 out of 10. We evaluated GIMB against 107 industry peers in the Capital Markets industry. GIMB scores excellent on profitability, but there are some minor concerns on its financial health. While showing a medium growth rate, GIMB is valued expensive at the moment. GIMB also has an excellent dividend rating. With these ratings, GIMB could be worth investigating further for dividend investing!.


Dividend Valuation Growth Profitability Health

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7

1. Profitability

1.1 Basic Checks

GIMB had positive earnings in the past year.
In the past year GIMB has reported a negative cash flow from operations.
In multiple years GIMB reported negative net income over the last 5 years.
GIMB had a negative operating cash flow in each of the past 5 years.
GIMB.BR Yearly Net Income VS EBIT VS OCF VS FCFGIMB.BR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M 300M

1.2 Ratios

The Return On Assets of GIMB (11.33%) is better than 89.72% of its industry peers.
The Return On Equity of GIMB (14.58%) is better than 75.70% of its industry peers.
GIMB has a Return On Invested Capital of 12.75%. This is amongst the best in the industry. GIMB outperforms 89.72% of its industry peers.
GIMB had an Average Return On Invested Capital over the past 3 years of 10.25%. This is in line with the industry average of 8.35%.
The last Return On Invested Capital (12.75%) for GIMB is above the 3 year average (10.25%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 11.33%
ROE 14.58%
ROIC 12.75%
ROA(3y)5.78%
ROA(5y)3.64%
ROE(3y)7.46%
ROE(5y)4.96%
ROIC(3y)10.25%
ROIC(5y)9.86%
GIMB.BR Yearly ROA, ROE, ROICGIMB.BR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10 -10 15

1.3 Margins

GIMB's Profit Margin of 55.58% is amongst the best of the industry. GIMB outperforms 92.52% of its industry peers.
GIMB's Profit Margin has improved in the last couple of years.
With an excellent Operating Margin value of 81.97%, GIMB belongs to the best of the industry, outperforming 97.20% of the companies in the same industry.
In the last couple of years the Operating Margin of GIMB has remained more or less at the same level.
GIMB's Gross Margin of 96.61% is amongst the best of the industry. GIMB outperforms 98.13% of its industry peers.
GIMB's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 81.97%
PM (TTM) 55.58%
GM 96.61%
OM growth 3Y-1.66%
OM growth 5Y-0.58%
PM growth 3Y-3.69%
PM growth 5Y2.28%
GM growth 3Y0.48%
GM growth 5Y0.77%
GIMB.BR Yearly Profit, Operating, Gross MarginsGIMB.BR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50 -100

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6

2. Health

2.1 Basic Checks

Compared to 1 year ago, GIMB has more shares outstanding
GIMB has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, GIMB has an improved debt to assets ratio.
GIMB.BR Yearly Shares OutstandingGIMB.BR Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
GIMB.BR Yearly Total Debt VS Total AssetsGIMB.BR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

An Altman-Z score of 3.74 indicates that GIMB is not in any danger for bankruptcy at the moment.
GIMB has a better Altman-Z score (3.74) than 83.18% of its industry peers.
A Debt/Equity ratio of 0.24 indicates that GIMB is not too dependend on debt financing.
With a decent Debt to Equity ratio value of 0.24, GIMB is doing good in the industry, outperforming 74.77% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.24
Debt/FCF N/A
Altman-Z 3.74
ROIC/WACCN/A
WACCN/A
GIMB.BR Yearly LT Debt VS Equity VS FCFGIMB.BR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B

2.3 Liquidity

GIMB has a Current Ratio of 10.21. This indicates that GIMB is financially healthy and has no problem in meeting its short term obligations.
GIMB has a Current ratio of 10.21. This is amongst the best in the industry. GIMB outperforms 96.26% of its industry peers.
GIMB has a Quick Ratio of 10.21. This indicates that GIMB is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 10.21, GIMB belongs to the top of the industry, outperforming 96.26% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 10.21
Quick Ratio 10.21
GIMB.BR Yearly Current Assets VS Current LiabilitesGIMB.BR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

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4

3. Growth

3.1 Past

GIMB shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 455.78%, which is quite impressive.
The Earnings Per Share has been growing by 12.23% on average over the past years. This is quite good.
The Revenue has grown by 100.88% in the past year. This is a very strong growth!
GIMB shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.60% yearly.
EPS 1Y (TTM)455.78%
EPS 3Y-0.48%
EPS 5Y12.23%
EPS Q2Q%266.38%
Revenue 1Y (TTM)100.88%
Revenue growth 3Y5.71%
Revenue growth 5Y11.6%
Sales Q2Q%73.44%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-79.07%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
GIMB.BR Yearly Revenue VS EstimatesGIMB.BR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
GIMB.BR Yearly EPS VS EstimatesGIMB.BR Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1 2 3 4 5

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3

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 5.05 indicates a rather cheap valuation of GIMB.
Based on the Price/Earnings ratio, GIMB is valued cheaper than 97.20% of the companies in the same industry.
GIMB's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.80.
Based on the Price/Forward Earnings ratio of 34.06, the valuation of GIMB can be described as expensive.
The rest of the industry has a similar Price/Forward Earnings ratio as GIMB.
GIMB is valuated expensively when we compare the Price/Forward Earnings ratio to 21.91, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 5.05
Fwd PE 34.06
GIMB.BR Price Earnings VS Forward Price EarningsGIMB.BR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GIMB.BR Per share dataGIMB.BR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30 40

4.3 Compensation for Growth

The decent profitability rating of GIMB may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.41
EPS Next 2YN/A
EPS Next 3YN/A

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7

5. Dividend

5.1 Amount

GIMB has a Yearly Dividend Yield of 4.83%, which is a nice return.
GIMB's Dividend Yield is rather good when compared to the industry average which is at 6.23. GIMB pays more dividend than 81.31% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.39, GIMB pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.83%

5.2 History

The dividend of GIMB decreases each year by -7.91%.
Dividend Growth(5Y)-7.91%
Div Incr Years0
Div Non Decr Years6
GIMB.BR Yearly Dividends per shareGIMB.BR Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 0.5 1 1.5 2 2.5

5.3 Sustainability

GIMB pays out 21.01% of its income as dividend. This is a sustainable payout ratio.
The Dividend Rate of GIMB has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP21.01%
EPS Next 2YN/A
EPS Next 3YN/A
GIMB.BR Yearly Income VS Free CF VS DividendGIMB.BR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M
GIMB.BR Dividend Payout.GIMB.BR Dividend Payout, showing the Payout Ratio.GIMB.BR Dividend Payout.PayoutRetained Earnings

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GIMV NV

EBR:GIMB (3/28/2025, 1:39:52 PM)

39.95

+0.25 (+0.63%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-21 2024-11-21
Earnings (Next)05-22 2025-05-22
Inst Owners7.74%
Inst Owner ChangeN/A
Ins Owners0.17%
Ins Owner ChangeN/A
Market Cap1.43B
Analysts84
Price Target50.39 (26.13%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.83%
Yearly Dividend1.66
Dividend Growth(5Y)-7.91%
DP21.01%
Div Incr Years0
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.14%
PT rev (3m)-2.18%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 5.05
Fwd PE 34.06
P/S 3.66
P/FCF N/A
P/OCF N/A
P/B 0.96
P/tB 0.96
EV/EBITDA N/A
EPS(TTM)7.91
EY19.8%
EPS(NY)1.17
Fwd EY2.94%
FCF(TTM)-1.19
FCFYN/A
OCF(TTM)-1.19
OCFYN/A
SpS10.92
BVpS41.64
TBVpS41.63
PEG (NY)N/A
PEG (5Y)0.41
Profitability
Industry RankSector Rank
ROA 11.33%
ROE 14.58%
ROCE 17.01%
ROIC 12.75%
ROICexc 19.3%
ROICexgc 19.3%
OM 81.97%
PM (TTM) 55.58%
GM 96.61%
FCFM N/A
ROA(3y)5.78%
ROA(5y)3.64%
ROE(3y)7.46%
ROE(5y)4.96%
ROIC(3y)10.25%
ROIC(5y)9.86%
ROICexc(3y)13.69%
ROICexc(5y)13.5%
ROICexgc(3y)13.7%
ROICexgc(5y)13.5%
ROCE(3y)13.67%
ROCE(5y)13.15%
ROICexcg growth 3Y1.22%
ROICexcg growth 5Y7.93%
ROICexc growth 3Y1.22%
ROICexc growth 5Y7.94%
OM growth 3Y-1.66%
OM growth 5Y-0.58%
PM growth 3Y-3.69%
PM growth 5Y2.28%
GM growth 3Y0.48%
GM growth 5Y0.77%
F-Score7
Asset Turnover0.2
Health
Industry RankSector Rank
Debt/Equity 0.24
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 10.21
Quick Ratio 10.21
Altman-Z 3.74
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)455.78%
EPS 3Y-0.48%
EPS 5Y12.23%
EPS Q2Q%266.38%
EPS Next Y-79.07%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)100.88%
Revenue growth 3Y5.71%
Revenue growth 5Y11.6%
Sales Q2Q%73.44%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y103.28%
EBIT growth 3Y3.96%
EBIT growth 5Y10.95%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-2.79%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-2.79%
OCF growth 3YN/A
OCF growth 5YN/A