FORIS AG (FRS.DE) Stock Fundamental Analysis
Europe - FRA:FRS - DE0005775803 - Common Stock
3.5 EUR
0 (0%)
Overall FRS gets a fundamental rating of 5 out of 10. We evaluated FRS against 51 industry peers in the Financial Services industry. While FRS has a great health rating, its profitability is only average at the moment. FRS is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
FRS had positive earnings in the past year.
In the past year FRS had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: FRS reported negative net income in multiple years.
FRS had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.29%, FRS is in line with its industry, outperforming 49.02% of the companies in the same industry.
FRS has a Return On Equity (1.55%) which is in line with its industry peers.
The Return On Invested Capital of FRS (1.66%) is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for FRS is below the industry average of 10.03%.
The last Return On Invested Capital (1.66%) for FRS is well below the 3 year average (6.20%), which needs to be investigated, but indicates that FRS had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.29% | ||
| ROE | 1.55% | ||
| ROIC | 1.66% |
ROA(3y)6.62%
ROA(5y)0.48%
ROE(3y)8.12%
ROE(5y)0.53%
ROIC(3y)6.2%
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 1.07%, FRS is doing worse than 60.78% of the companies in the same industry.
In the last couple of years the Profit Margin of FRS has grown nicely.
FRS's Operating Margin of 1.63% is on the low side compared to the rest of the industry. FRS is outperformed by 66.67% of its industry peers.
FRS's Operating Margin has improved in the last couple of years.
The Gross Margin of FRS (22.62%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of FRS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.63% | ||
| PM (TTM) | 1.07% | ||
| GM | 22.62% |
OM growth 3YN/A
OM growth 5Y19.14%
PM growth 3YN/A
PM growth 5Y17%
GM growth 3Y20.6%
GM growth 5Y0.07%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), FRS is destroying value.
The number of shares outstanding for FRS has been reduced compared to 1 year ago.
The number of shares outstanding for FRS has been reduced compared to 5 years ago.
Compared to 1 year ago, FRS has an improved debt to assets ratio.
2.2 Solvency
FRS has an Altman-Z score of 4.88. This indicates that FRS is financially healthy and has little risk of bankruptcy at the moment.
FRS has a better Altman-Z score (4.88) than 84.31% of its industry peers.
FRS has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.38 | ||
| Altman-Z | 4.88 |
ROIC/WACC0.25
WACC6.69%
2.3 Liquidity
FRS has a Current Ratio of 4.03. This indicates that FRS is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 4.03, FRS belongs to the best of the industry, outperforming 80.39% of the companies in the same industry.
FRS has a Quick Ratio of 1.14. This is a normal value and indicates that FRS is financially healthy and should not expect problems in meeting its short term obligations.
FRS has a Quick ratio of 1.14. This is in the lower half of the industry: FRS underperforms 60.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.03 | ||
| Quick Ratio | 1.14 |
3. Growth
3.1 Past
FRS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -88.74%.
FRS shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 24.07% yearly.
The Revenue for FRS has decreased by -10.27% in the past year. This is quite bad
Measured over the past years, FRS shows a small growth in Revenue. The Revenue has been growing by 5.97% on average per year.
EPS 1Y (TTM)-88.74%
EPS 3YN/A
EPS 5Y24.07%
EPS Q2Q%-131.24%
Revenue 1Y (TTM)-10.27%
Revenue growth 3Y12.73%
Revenue growth 5Y5.97%
Sales Q2Q%-37.87%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
FRS is valuated quite expensively with a Price/Earnings ratio of 70.00.
Based on the Price/Earnings ratio, FRS is valued a bit more expensive than the industry average as 64.71% of the companies are valued more cheaply.
FRS's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 26.76.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 70 | ||
| Fwd PE | N/A |
4.2 Price Multiples
FRS's Enterprise Value to EBITDA is on the same level as the industry average.
Based on the Price/Free Cash Flow ratio, FRS is valued cheaply inside the industry as 88.24% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.92 | ||
| EV/EBITDA | 27.09 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)2.91
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
FRS has a Yearly Dividend Yield of 4.19%, which is a nice return.
FRS's Dividend Yield is a higher than the industry average which is at 3.47.
Compared to an average S&P500 Dividend Yield of 2.31, FRS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.19% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2YN/A
EPS Next 3YN/A
FRA:FRS (10/29/2025, 7:00:00 PM)
3.5
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners37.3%
Ins Owner ChangeN/A
Market Cap16.20M
Revenue(TTM)24.01M
Net Income(TTM)258.00K
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.19% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 70 | ||
| Fwd PE | N/A | ||
| P/S | 0.67 | ||
| P/FCF | 2.92 | ||
| P/OCF | 2.86 | ||
| P/B | 0.97 | ||
| P/tB | 0.99 | ||
| EV/EBITDA | 27.09 |
EPS(TTM)0.05
EY1.43%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.2
FCFY34.22%
OCF(TTM)1.22
OCFY34.98%
SpS5.19
BVpS3.59
TBVpS3.53
PEG (NY)N/A
PEG (5Y)2.91
Graham Number2.01
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.29% | ||
| ROE | 1.55% | ||
| ROCE | 2.36% | ||
| ROIC | 1.66% | ||
| ROICexc | 1.88% | ||
| ROICexgc | 1.91% | ||
| OM | 1.63% | ||
| PM (TTM) | 1.07% | ||
| GM | 22.62% | ||
| FCFM | 23.09% |
ROA(3y)6.62%
ROA(5y)0.48%
ROE(3y)8.12%
ROE(5y)0.53%
ROIC(3y)6.2%
ROIC(5y)N/A
ROICexc(3y)7.83%
ROICexc(5y)N/A
ROICexgc(3y)7.98%
ROICexgc(5y)N/A
ROCE(3y)8.81%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y19.51%
ROICexc growth 3YN/A
ROICexc growth 5Y22.41%
OM growth 3YN/A
OM growth 5Y19.14%
PM growth 3YN/A
PM growth 5Y17%
GM growth 3Y20.6%
GM growth 5Y0.07%
F-Score6
Asset Turnover1.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.38 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 59.05% | ||
| Cap/Sales | 0.52% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 941.69% | ||
| Profit Quality | 2149.22% | ||
| Current Ratio | 4.03 | ||
| Quick Ratio | 1.14 | ||
| Altman-Z | 4.88 |
F-Score6
WACC6.69%
ROIC/WACC0.25
Cap/Depr(3y)58.1%
Cap/Depr(5y)38%
Cap/Sales(3y)0.48%
Cap/Sales(5y)0.41%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-88.74%
EPS 3YN/A
EPS 5Y24.07%
EPS Q2Q%-131.24%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-10.27%
Revenue growth 3Y12.73%
Revenue growth 5Y5.97%
Sales Q2Q%-37.87%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-84.82%
EBIT growth 3YN/A
EBIT growth 5Y26.25%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y255.76%
FCF growth 3YN/A
FCF growth 5Y160.07%
OCF growth 1Y265.42%
OCF growth 3YN/A
OCF growth 5Y124.67%
FORIS AG / FRS.DE FAQ
What is the ChartMill fundamental rating of FORIS AG (FRS.DE) stock?
ChartMill assigns a fundamental rating of 5 / 10 to FRS.DE.
What is the valuation status of FORIS AG (FRS.DE) stock?
ChartMill assigns a valuation rating of 2 / 10 to FORIS AG (FRS.DE). This can be considered as Overvalued.
What is the profitability of FRS stock?
FORIS AG (FRS.DE) has a profitability rating of 4 / 10.