FORIS AG (FRS.DE) Stock Fundamental Analysis
Europe • Frankfurt Stock Exchange • FRA:FRS • DE0005775803
3.12 EUR
-0.02 (-0.64%)
Last: Jan 23, 2026, 07:00 PM
We assign a fundamental rating of 5 out of 10 to FRS. FRS was compared to 59 industry peers in the Financial Services industry. While FRS has a great health rating, its profitability is only average at the moment. FRS does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- In the past year FRS was profitable.
- FRS had a positive operating cash flow in the past year.
- In multiple years FRS reported negative net income over the last 5 years.
- FRS had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
- FRS has a Return On Assets (1.29%) which is in line with its industry peers.
- FRS has a Return On Equity (1.55%) which is comparable to the rest of the industry.
- FRS has a Return On Invested Capital (1.66%) which is comparable to the rest of the industry.
- Measured over the past 3 years, the Average Return On Invested Capital for FRS is below the industry average of 10.02%.
- The 3 year average ROIC (6.20%) for FRS is well above the current ROIC(1.66%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.29% | ||
| ROE | 1.55% | ||
| ROIC | 1.66% |
ROA(3y)6.62%
ROA(5y)0.48%
ROE(3y)8.12%
ROE(5y)0.53%
ROIC(3y)6.2%
ROIC(5y)N/A
1.3 Margins
- FRS has a Profit Margin of 1.07%. This is in the lower half of the industry: FRS underperforms 66.10% of its industry peers.
- In the last couple of years the Profit Margin of FRS has grown nicely.
- FRS has a worse Operating Margin (1.63%) than 69.49% of its industry peers.
- FRS's Operating Margin has improved in the last couple of years.
- With a Gross Margin value of 22.62%, FRS perfoms like the industry average, outperforming 40.68% of the companies in the same industry.
- FRS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.63% | ||
| PM (TTM) | 1.07% | ||
| GM | 22.62% |
OM growth 3YN/A
OM growth 5Y19.14%
PM growth 3YN/A
PM growth 5Y17%
GM growth 3Y20.6%
GM growth 5Y0.07%
2. Health
2.1 Basic Checks
- FRS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- Compared to 1 year ago, FRS has less shares outstanding
- Compared to 5 years ago, FRS has less shares outstanding
- Compared to 1 year ago, FRS has an improved debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 4.57 indicates that FRS is not in any danger for bankruptcy at the moment.
- The Altman-Z score of FRS (4.57) is better than 83.05% of its industry peers.
- There is no outstanding debt for FRS. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.38 | ||
| Altman-Z | 4.57 |
ROIC/WACC0.24
WACC6.86%
2.3 Liquidity
- A Current Ratio of 4.03 indicates that FRS has no problem at all paying its short term obligations.
- FRS has a Current ratio of 4.03. This is amongst the best in the industry. FRS outperforms 83.05% of its industry peers.
- FRS has a Quick Ratio of 1.14. This is a normal value and indicates that FRS is financially healthy and should not expect problems in meeting its short term obligations.
- FRS's Quick ratio of 1.14 is in line compared to the rest of the industry. FRS outperforms 50.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.03 | ||
| Quick Ratio | 1.14 |
3. Growth
3.1 Past
- FRS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -88.74%.
- FRS shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 24.07% yearly.
- The Revenue for FRS has decreased by -10.27% in the past year. This is quite bad
- FRS shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.97% yearly.
EPS 1Y (TTM)-88.74%
EPS 3YN/A
EPS 5Y24.07%
EPS Q2Q%-131.24%
Revenue 1Y (TTM)-10.27%
Revenue growth 3Y12.73%
Revenue growth 5Y5.97%
Sales Q2Q%-37.87%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 62.40, which means the current valuation is very expensive for FRS.
- Based on the Price/Earnings ratio, FRS is valued a bit more expensive than the industry average as 67.80% of the companies are valued more cheaply.
- FRS is valuated expensively when we compare the Price/Earnings ratio to 28.30, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 62.4 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- FRS's Enterprise Value to EBITDA ratio is in line with the industry average.
- FRS's Price/Free Cash Flow ratio is rather cheap when compared to the industry. FRS is cheaper than 93.22% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.61 | ||
| EV/EBITDA | 24.17 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)2.59
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- FRS has a Yearly Dividend Yield of 4.81%, which is a nice return.
- FRS's Dividend Yield is rather good when compared to the industry average which is at 1.97. FRS pays more dividend than 83.05% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.82, FRS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.81% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2YN/A
EPS Next 3YN/A
FORIS AG / FRS.DE FAQ
What is the ChartMill fundamental rating of FORIS AG (FRS.DE) stock?
ChartMill assigns a fundamental rating of 5 / 10 to FRS.DE.
Can you provide the valuation status for FORIS AG?
ChartMill assigns a valuation rating of 2 / 10 to FORIS AG (FRS.DE). This can be considered as Overvalued.
What is the profitability of FRS stock?
FORIS AG (FRS.DE) has a profitability rating of 4 / 10.
What is the financial health of FORIS AG (FRS.DE) stock?
The financial health rating of FORIS AG (FRS.DE) is 8 / 10.