FORIS AG (FRS.DE) Stock Fundamental Analysis
Europe - FRA:FRS - DE0005775803 - Common Stock
3.4 EUR
-0.1 (-2.86%)
Overall FRS gets a fundamental rating of 5 out of 10. We evaluated FRS against 50 industry peers in the Financial Services industry. FRS is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. FRS is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
FRS had positive earnings in the past year.
FRS had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: FRS reported negative net income in multiple years.
In the past 5 years FRS reported 4 times negative operating cash flow.
1.2 Ratios
With a Return On Assets value of 1.29%, FRS perfoms like the industry average, outperforming 48.00% of the companies in the same industry.
Looking at the Return On Equity, with a value of 1.55%, FRS is in line with its industry, outperforming 44.00% of the companies in the same industry.
FRS has a Return On Invested Capital of 1.66%. This is comparable to the rest of the industry: FRS outperforms 42.00% of its industry peers.
FRS had an Average Return On Invested Capital over the past 3 years of 6.20%. This is below the industry average of 9.85%.
The last Return On Invested Capital (1.66%) for FRS is well below the 3 year average (6.20%), which needs to be investigated, but indicates that FRS had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.29% | ||
| ROE | 1.55% | ||
| ROIC | 1.66% |
ROA(3y)6.62%
ROA(5y)0.48%
ROE(3y)8.12%
ROE(5y)0.53%
ROIC(3y)6.2%
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 1.07%, FRS is doing worse than 62.00% of the companies in the same industry.
FRS's Profit Margin has improved in the last couple of years.
With a Operating Margin value of 1.63%, FRS is not doing good in the industry: 66.00% of the companies in the same industry are doing better.
In the last couple of years the Operating Margin of FRS has grown nicely.
FRS has a Gross Margin (22.62%) which is in line with its industry peers.
FRS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.63% | ||
| PM (TTM) | 1.07% | ||
| GM | 22.62% |
OM growth 3YN/A
OM growth 5Y19.14%
PM growth 3YN/A
PM growth 5Y17%
GM growth 3Y20.6%
GM growth 5Y0.07%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), FRS is destroying value.
FRS has less shares outstanding than it did 1 year ago.
The number of shares outstanding for FRS has been reduced compared to 5 years ago.
Compared to 1 year ago, FRS has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 4.80 indicates that FRS is not in any danger for bankruptcy at the moment.
FRS's Altman-Z score of 4.80 is amongst the best of the industry. FRS outperforms 84.00% of its industry peers.
There is no outstanding debt for FRS. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.38 | ||
| Altman-Z | 4.8 |
ROIC/WACC0.25
WACC6.67%
2.3 Liquidity
FRS has a Current Ratio of 4.03. This indicates that FRS is financially healthy and has no problem in meeting its short term obligations.
FRS's Current ratio of 4.03 is fine compared to the rest of the industry. FRS outperforms 80.00% of its industry peers.
FRS has a Quick Ratio of 1.14. This is a normal value and indicates that FRS is financially healthy and should not expect problems in meeting its short term obligations.
FRS has a worse Quick ratio (1.14) than 60.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.03 | ||
| Quick Ratio | 1.14 |
3. Growth
3.1 Past
FRS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -88.74%.
Measured over the past years, FRS shows a very strong growth in Earnings Per Share. The EPS has been growing by 24.07% on average per year.
The Revenue for FRS has decreased by -10.27% in the past year. This is quite bad
FRS shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.97% yearly.
EPS 1Y (TTM)-88.74%
EPS 3YN/A
EPS 5Y24.07%
EPS Q2Q%-131.24%
Revenue 1Y (TTM)-10.27%
Revenue growth 3Y12.73%
Revenue growth 5Y5.97%
Sales Q2Q%-37.87%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 68.00, the valuation of FRS can be described as expensive.
64.00% of the companies in the same industry are cheaper than FRS, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 25.67, FRS is valued quite expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 68 | ||
| Fwd PE | N/A |
4.2 Price Multiples
FRS's Enterprise Value to EBITDA ratio is in line with the industry average.
FRS's Price/Free Cash Flow ratio is rather cheap when compared to the industry. FRS is cheaper than 88.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.84 | ||
| EV/EBITDA | 26.32 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)2.82
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.29%, FRS is a good candidate for dividend investing.
FRS's Dividend Yield is a higher than the industry average which is at 3.30.
FRS's Dividend Yield is rather good when compared to the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.29% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2YN/A
EPS Next 3YN/A
FRA:FRS (10/31/2025, 7:00:00 PM)
3.4
-0.1 (-2.86%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners37.3%
Ins Owner ChangeN/A
Market Cap15.74M
Revenue(TTM)24.01M
Net Income(TTM)258.00K
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.29% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 68 | ||
| Fwd PE | N/A | ||
| P/S | 0.66 | ||
| P/FCF | 2.84 | ||
| P/OCF | 2.78 | ||
| P/B | 0.95 | ||
| P/tB | 0.96 | ||
| EV/EBITDA | 26.32 |
EPS(TTM)0.05
EY1.47%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.2
FCFY35.22%
OCF(TTM)1.22
OCFY36.01%
SpS5.19
BVpS3.59
TBVpS3.53
PEG (NY)N/A
PEG (5Y)2.82
Graham Number2.01
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.29% | ||
| ROE | 1.55% | ||
| ROCE | 2.36% | ||
| ROIC | 1.66% | ||
| ROICexc | 1.88% | ||
| ROICexgc | 1.91% | ||
| OM | 1.63% | ||
| PM (TTM) | 1.07% | ||
| GM | 22.62% | ||
| FCFM | 23.09% |
ROA(3y)6.62%
ROA(5y)0.48%
ROE(3y)8.12%
ROE(5y)0.53%
ROIC(3y)6.2%
ROIC(5y)N/A
ROICexc(3y)7.83%
ROICexc(5y)N/A
ROICexgc(3y)7.98%
ROICexgc(5y)N/A
ROCE(3y)8.81%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y19.51%
ROICexc growth 3YN/A
ROICexc growth 5Y22.41%
OM growth 3YN/A
OM growth 5Y19.14%
PM growth 3YN/A
PM growth 5Y17%
GM growth 3Y20.6%
GM growth 5Y0.07%
F-Score6
Asset Turnover1.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.38 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 59.05% | ||
| Cap/Sales | 0.52% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 941.69% | ||
| Profit Quality | 2149.22% | ||
| Current Ratio | 4.03 | ||
| Quick Ratio | 1.14 | ||
| Altman-Z | 4.8 |
F-Score6
WACC6.67%
ROIC/WACC0.25
Cap/Depr(3y)58.1%
Cap/Depr(5y)38%
Cap/Sales(3y)0.48%
Cap/Sales(5y)0.41%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-88.74%
EPS 3YN/A
EPS 5Y24.07%
EPS Q2Q%-131.24%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-10.27%
Revenue growth 3Y12.73%
Revenue growth 5Y5.97%
Sales Q2Q%-37.87%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-84.82%
EBIT growth 3YN/A
EBIT growth 5Y26.25%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y255.76%
FCF growth 3YN/A
FCF growth 5Y160.07%
OCF growth 1Y265.42%
OCF growth 3YN/A
OCF growth 5Y124.67%
FORIS AG / FRS.DE FAQ
What is the ChartMill fundamental rating of FORIS AG (FRS.DE) stock?
ChartMill assigns a fundamental rating of 5 / 10 to FRS.DE.
What is the valuation status of FORIS AG (FRS.DE) stock?
ChartMill assigns a valuation rating of 2 / 10 to FORIS AG (FRS.DE). This can be considered as Overvalued.
What is the profitability of FRS stock?
FORIS AG (FRS.DE) has a profitability rating of 4 / 10.