Logo image of FIHL

FIDELIS INSURANCE HOLDINGS L (FIHL) Stock Fundamental Analysis

USA - NYSE:FIHL - BMG3398L1182 - Common Stock

18.89 USD
+0.49 (+2.66%)
Last: 10/14/2025, 4:10:03 PM
18.89 USD
0 (0%)
After Hours: 10/14/2025, 4:10:03 PM
Fundamental Rating

3

Taking everything into account, FIHL scores 3 out of 10 in our fundamental rating. FIHL was compared to 145 industry peers in the Insurance industry. Both the profitability and financial health of FIHL have multiple concerns. FIHL has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

Quickly go to:

2

1. Profitability

1.1 Basic Checks

In the past year FIHL has reported negative net income.
FIHL had a negative operating cash flow in the past year.
FIHL had positive earnings in each of the past 5 years.
FIHL had a positive operating cash flow in each of the past 5 years.
FIHL Yearly Net Income VS EBIT VS OCF VS FCFFIHL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

1.2 Ratios

Looking at the Return On Assets, with a value of -0.34%, FIHL is doing worse than 86.21% of the companies in the same industry.
FIHL has a Return On Equity of -1.91%. This is amonst the worse of the industry: FIHL underperforms 86.21% of its industry peers.
Industry RankSector Rank
ROA -0.34%
ROE -1.91%
ROIC N/A
ROA(3y)9.42%
ROA(5y)7.84%
ROE(3y)38.99%
ROE(5y)30.15%
ROIC(3y)N/A
ROIC(5y)N/A
FIHL Yearly ROA, ROE, ROICFIHL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 20 40 60 80

1.3 Margins

In the last couple of years the Profit Margin of FIHL has declined.
FIHL's Operating Margin has declined in the last couple of years.
The Profit Margin and Operating Margin and Gross Margin are not available for FIHL so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3Y-41.62%
OM growth 5YN/A
PM growth 3Y-46.72%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
FIHL Yearly Profit, Operating, Gross MarginsFIHL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 10 20 30 40 50

More info and screens

1

2. Health

2.1 Basic Checks

FIHL does not have a ROIC to compare to the WACC, probably because it is not profitable.
FIHL has less shares outstanding than it did 1 year ago.
FIHL has a better debt/assets ratio than last year.
FIHL Yearly Shares OutstandingFIHL Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
FIHL Yearly Total Debt VS Total AssetsFIHL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

A Debt/Equity ratio of 0.36 indicates that FIHL is not too dependend on debt financing.
With a Debt to Equity ratio value of 0.36, FIHL is not doing good in the industry: 60.69% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 0.36
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC7.99%
FIHL Yearly LT Debt VS Equity VS FCFFIHL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
FIHL Yearly Current Assets VS Current LiabilitesFIHL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 100M 200M 300M

More info and screens

6

3. Growth

3.1 Past

The earnings per share for FIHL have decreased strongly by -113.38% in the last year.
The earnings per share for FIHL have been decreasing by -32.31% on average. This is quite bad
FIHL shows a strong growth in Revenue. In the last year, the Revenue has grown by 20.82%.
FIHL shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 26.72% yearly.
EPS 1Y (TTM)-113.38%
EPS 3Y-32.31%
EPS 5YN/A
EPS Q2Q%-77.78%
Revenue 1Y (TTM)20.82%
Revenue growth 3Y26.72%
Revenue growth 5YN/A
Sales Q2Q%4.33%

3.2 Future

Based on estimates for the next years, FIHL will show a very strong growth in Earnings Per Share. The EPS will grow by 32.11% on average per year.
FIHL is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.04% yearly.
EPS Next Y34.26%
EPS Next 2Y84.53%
EPS Next 3Y53.31%
EPS Next 5Y32.11%
Revenue Next Year14.34%
Revenue Next 2Y9.58%
Revenue Next 3Y9.04%
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
FIHL Yearly Revenue VS EstimatesFIHL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B
FIHL Yearly EPS VS EstimatesFIHL Yearly EPS VS EstimatesYearly EPS VS Estimates 2023 2024 2025 2026 2027 2028 2029 1 2 3 4

More info and screens

4

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for FIHL. In the last year negative earnings were reported.
The Price/Forward Earnings ratio is 5.04, which indicates a rather cheap valuation of FIHL.
FIHL's Price/Forward Earnings ratio is rather cheap when compared to the industry. FIHL is cheaper than 83.45% of the companies in the same industry.
FIHL's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.86.
Industry RankSector Rank
PE N/A
Fwd PE 5.04
FIHL Price Earnings VS Forward Price EarningsFIHL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 -40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
FIHL Per share dataFIHL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

FIHL's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
FIHL's earnings are expected to grow with 53.31% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y84.53%
EPS Next 3Y53.31%

More info and screens

2

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 2.46%, FIHL has a reasonable but not impressive dividend return.
FIHL's Dividend Yield is a higher than the industry average which is at 3.54.
Compared to an average S&P500 Dividend Yield of 2.44, FIHL has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 2.46%

5.2 History

FIHL does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
FIHL Yearly Dividends per shareFIHL Yearly Dividends per shareYearly Dividends per share 2024 2025 0 0 0 0 0

5.3 Sustainability

FIHL has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-185.36%
EPS Next 2Y84.53%
EPS Next 3Y53.31%
FIHL Yearly Income VS Free CF VS DividendFIHL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

More info and screens

FIDELIS INSURANCE HOLDINGS L

NYSE:FIHL (10/14/2025, 4:10:03 PM)

After market: 18.89 0 (0%)

18.89

+0.49 (+2.66%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)08-13 2025-08-13/amc
Earnings (Next)11-10 2025-11-10/amc
Inst Owners39.83%
Inst Owner ChangeN/A
Ins Owners0.53%
Ins Owner ChangeN/A
Market Cap1.98B
Analysts72
Price Target20.27 (7.31%)
Short Float %3.55%
Short Ratio3.36
Dividend
Industry RankSector Rank
Dividend Yield 2.46%
Yearly Dividend0.41
Dividend Growth(5Y)N/A
DP-185.36%
Div Incr Years0
Div Non Decr Years0
Ex-Date09-16 2025-09-16 (0.15)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)66.81%
Min EPS beat(2)1.24%
Max EPS beat(2)132.39%
EPS beat(4)3
Avg EPS beat(4)-54.31%
Min EPS beat(4)-375.85%
Max EPS beat(4)132.39%
EPS beat(8)5
Avg EPS beat(8)-24.58%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)4.48%
Min Revenue beat(2)0.47%
Max Revenue beat(2)8.48%
Revenue beat(4)3
Avg Revenue beat(4)-1.89%
Min Revenue beat(4)-21.73%
Max Revenue beat(4)8.48%
Revenue beat(8)4
Avg Revenue beat(8)-8.09%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)1.6%
EPS NQ rev (1m)-1.01%
EPS NQ rev (3m)-4.87%
EPS NY rev (1m)0%
EPS NY rev (3m)6.77%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.05%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.02%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 5.04
P/S 0.76
P/FCF N/A
P/OCF N/A
P/B 0.85
P/tB 0.85
EV/EBITDA N/A
EPS(TTM)-0.42
EYN/A
EPS(NY)3.75
Fwd EY19.83%
FCF(TTM)-3.34
FCFYN/A
OCF(TTM)-3.31
OCFYN/A
SpS24.71
BVpS22.16
TBVpS22.16
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -0.34%
ROE -1.91%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)9.42%
ROA(5y)7.84%
ROE(3y)38.99%
ROE(5y)30.15%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)9.93%
ROCE(5y)8.48%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-41.62%
OM growth 5YN/A
PM growth 3Y-46.72%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.2
Health
Industry RankSector Rank
Debt/Equity 0.36
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 0.11%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score2
WACC7.99%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.53%
Cap/Sales(5y)0.49%
Profit Quality(3y)236.41%
Profit Quality(5y)182.05%
High Growth Momentum
Growth
EPS 1Y (TTM)-113.38%
EPS 3Y-32.31%
EPS 5YN/A
EPS Q2Q%-77.78%
EPS Next Y34.26%
EPS Next 2Y84.53%
EPS Next 3Y53.31%
EPS Next 5Y32.11%
Revenue 1Y (TTM)20.82%
Revenue growth 3Y26.72%
Revenue growth 5YN/A
Sales Q2Q%4.33%
Revenue Next Year14.34%
Revenue Next 2Y9.58%
Revenue Next 3Y9.04%
Revenue Next 5YN/A
EBIT growth 1Y-105.62%
EBIT growth 3Y-26.02%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y25.53%
FCF growth 3Y19.9%
FCF growth 5YN/A
OCF growth 1Y24.84%
OCF growth 3Y19.41%
OCF growth 5YN/A