FG NEXUS INC (FGNX) Stock Fundamental Analysis
USA - NASDAQ:FGNX - US30329Y3045 - Common Stock
3.21 USD
-0.06 (-1.83%)
3.42 USD
+0.21 (+6.54%)
Overall FGNX gets a fundamental rating of 4 out of 10. We evaluated FGNX against 146 industry peers in the Insurance industry. While FGNX seems to be doing ok healthwise, there are quite some concerns on its profitability. FGNX is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
FGNX had positive earnings in the past year.
In the past year FGNX has reported a negative cash flow from operations.
FGNX had negative earnings in 4 of the past 5 years.
FGNX had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
FGNX's Return On Assets of 3.21% is fine compared to the rest of the industry. FGNX outperforms 68.49% of its industry peers.
FGNX has a worse Return On Equity (4.30%) than 78.08% of its industry peers.
FGNX has a Return On Invested Capital of 4.86%. This is in the better half of the industry: FGNX outperforms 78.77% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.21% | ||
| ROE | 4.3% | ||
| ROIC | 4.86% |
ROA(3y)-0.21%
ROA(5y)-18.87%
ROE(3y)-0.16%
ROE(5y)-20.05%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
FGNX has a Profit Margin of 7.27%. This is comparable to the rest of the industry: FGNX outperforms 48.63% of its industry peers.
FGNX's Operating Margin of 12.91% is in line compared to the rest of the industry. FGNX outperforms 57.53% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.91% | ||
| PM (TTM) | 7.27% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), FGNX is destroying value.
Compared to 1 year ago, FGNX has more shares outstanding
FGNX has less shares outstanding than it did 5 years ago.
FGNX has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 3.83 indicates that FGNX is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.83, FGNX belongs to the top of the industry, outperforming 96.58% of the companies in the same industry.
FGNX has a Debt/Equity ratio of 0.05. This is a healthy value indicating a solid balance between debt and equity.
With an excellent Debt to Equity ratio value of 0.05, FGNX belongs to the best of the industry, outperforming 84.93% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.05 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.83 |
ROIC/WACC0.56
WACC8.69%
2.3 Liquidity
A Current Ratio of 0.52 indicates that FGNX may have some problems paying its short term obligations.
FGNX has a Current ratio of 0.52. This is in the better half of the industry: FGNX outperforms 75.34% of its industry peers.
FGNX has a Quick Ratio of 0.52. This is a bad value and indicates that FGNX is not financially healthy enough and could expect problems in meeting its short term obligations.
FGNX has a Quick ratio of 0.52. This is in the better half of the industry: FGNX outperforms 75.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.52 | ||
| Quick Ratio | 0.52 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 128.80% over the past year.
The Revenue has grown by 56.92% in the past year. This is a very strong growth!
The Revenue has been growing by 41.74% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)128.8%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%171.98%
Revenue 1Y (TTM)56.92%
Revenue growth 3YN/A
Revenue growth 5Y41.74%
Sales Q2Q%94.55%
3.2 Future
Based on estimates for the next years, FGNX will show a very strong growth in Earnings Per Share. The EPS will grow by 44.81% on average per year.
The Revenue is expected to decrease by -0.79% on average over the next years.
EPS Next Y87.36%
EPS Next 2Y44.81%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-43.27%
Revenue Next 2Y-0.79%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 0.84, which indicates a rather cheap valuation of FGNX.
Based on the Price/Earnings ratio, FGNX is valued cheaper than 95.89% of the companies in the same industry.
FGNX's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.28.
Based on the Price/Forward Earnings ratio of 13.68, the valuation of FGNX can be described as correct.
FGNX's Price/Forward Earnings ratio is in line with the industry average.
When comparing the Price/Forward Earnings ratio of FGNX to the average of the S&P500 Index (33.61), we can say FGNX is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.84 | ||
| Fwd PE | 13.68 |
4.2 Price Multiples
FGNX's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. FGNX is more expensive than 67.12% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 19.97 |
4.3 Compensation for Growth
FGNX's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as FGNX's earnings are expected to grow with 44.81% in the coming years.
PEG (NY)0.01
PEG (5Y)N/A
EPS Next 2Y44.81%
EPS Next 3YN/A
5. Dividend
5.1 Amount
FGNX does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
3.21
-0.06 (-1.83%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners11.2%
Inst Owner ChangeN/A
Ins Owners0.51%
Ins Owner Change1.9%
Market Cap128.40M
Revenue(TTM)41.02M
Net Income(TTM)2.98M
Analysts82.5
Price Target10.2 (217.76%)
Short Float %3.66%
Short Ratio2.01
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend1.67
Dividend Growth(5Y)N/A
DP47.45%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.84 | ||
| Fwd PE | 13.68 | ||
| P/S | 3.13 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.85 | ||
| P/tB | 1.85 | ||
| EV/EBITDA | 19.97 |
EPS(TTM)3.81
EY118.69%
EPS(NY)0.23
Fwd EY7.31%
FCF(TTM)-0.13
FCFYN/A
OCF(TTM)-0.13
OCFYN/A
SpS1.03
BVpS1.73
TBVpS1.73
PEG (NY)0.01
PEG (5Y)N/A
Graham Number12.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.21% | ||
| ROE | 4.3% | ||
| ROCE | 6.29% | ||
| ROIC | 4.86% | ||
| ROICexc | 5.57% | ||
| ROICexgc | 5.82% | ||
| OM | 12.91% | ||
| PM (TTM) | 7.27% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)-0.21%
ROA(5y)-18.87%
ROE(3y)-0.16%
ROE(5y)-20.05%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.44
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.05 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.53 | ||
| Cap/Depr | 5.39% | ||
| Cap/Sales | 0.1% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.52 | ||
| Quick Ratio | 0.52 | ||
| Altman-Z | 3.83 |
F-Score5
WACC8.69%
ROIC/WACC0.56
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)4.97%
Cap/Sales(5y)4.35%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)128.8%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%171.98%
EPS Next Y87.36%
EPS Next 2Y44.81%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)56.92%
Revenue growth 3YN/A
Revenue growth 5Y41.74%
Sales Q2Q%94.55%
Revenue Next Year-43.27%
Revenue Next 2Y-0.79%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y206.71%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-13.78%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-12.69%
OCF growth 3YN/A
OCF growth 5YN/A
FG NEXUS INC / FGNX FAQ
What is the ChartMill fundamental rating of FG NEXUS INC (FGNX) stock?
ChartMill assigns a fundamental rating of 4 / 10 to FGNX.
What is the valuation status for FGNX stock?
ChartMill assigns a valuation rating of 6 / 10 to FG NEXUS INC (FGNX). This can be considered as Fairly Valued.
What is the profitability of FGNX stock?
FG NEXUS INC (FGNX) has a profitability rating of 2 / 10.
Can you provide the expected EPS growth for FGNX stock?
The Earnings per Share (EPS) of FG NEXUS INC (FGNX) is expected to grow by 87.36% in the next year.
How sustainable is the dividend of FG NEXUS INC (FGNX) stock?
The dividend rating of FG NEXUS INC (FGNX) is 0 / 10 and the dividend payout ratio is 47.45%.