2.59 USD
-0.31 (-10.69%)
FGNX gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 147 industry peers in the Insurance industry. FGNX scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. FGNX is growing strongly while it is still valued neutral. This is a good combination!
1. Profitability
1.1 Basic Checks
In the past year FGNX was profitable.
In the past year FGNX has reported a negative cash flow from operations.
In the past 5 years FGNX reported 4 times negative net income.
FGNX had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
FGNX has a Return On Assets of 3.21%. This is in the better half of the industry: FGNX outperforms 65.31% of its industry peers.
The Return On Equity of FGNX (4.30%) is worse than 76.19% of its industry peers.
FGNX has a better Return On Invested Capital (4.86%) than 76.87% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.21% | ||
| ROE | 4.3% | ||
| ROIC | 4.86% |
ROA(3y)-0.21%
ROA(5y)-18.87%
ROE(3y)-0.16%
ROE(5y)-20.05%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
FGNX has a Profit Margin (7.27%) which is in line with its industry peers.
FGNX's Operating Margin of 12.91% is in line compared to the rest of the industry. FGNX outperforms 52.38% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.91% | ||
| PM (TTM) | 7.27% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so FGNX is destroying value.
FGNX has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, FGNX has less shares outstanding
The debt/assets ratio for FGNX is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 3.42 indicates that FGNX is not in any danger for bankruptcy at the moment.
FGNX's Altman-Z score of 3.42 is amongst the best of the industry. FGNX outperforms 95.24% of its industry peers.
A Debt/Equity ratio of 0.05 indicates that FGNX is not too dependend on debt financing.
FGNX has a better Debt to Equity ratio (0.05) than 83.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.05 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.42 |
ROIC/WACC0.55
WACC8.75%
2.3 Liquidity
A Current Ratio of 0.52 indicates that FGNX may have some problems paying its short term obligations.
FGNX has a better Current ratio (0.52) than 74.83% of its industry peers.
A Quick Ratio of 0.52 indicates that FGNX may have some problems paying its short term obligations.
FGNX has a Quick ratio of 0.52. This is in the better half of the industry: FGNX outperforms 74.83% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.52 | ||
| Quick Ratio | 0.52 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 128.80% over the past year.
Looking at the last year, FGNX shows a very strong growth in Revenue. The Revenue has grown by 56.92%.
The Revenue has been growing by 41.74% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)128.8%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%171.98%
Revenue 1Y (TTM)56.92%
Revenue growth 3YN/A
Revenue growth 5Y41.74%
Sales Q2Q%94.55%
3.2 Future
The Earnings Per Share is expected to grow by 44.44% on average over the next years. This is a very strong growth
FGNX is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 21.24% yearly.
EPS Next Y11.28%
EPS Next 2Y44.44%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year2.26%
Revenue Next 2Y21.24%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 0.68 indicates a rather cheap valuation of FGNX.
96.60% of the companies in the same industry are more expensive than FGNX, based on the Price/Earnings ratio.
FGNX is valuated cheaply when we compare the Price/Earnings ratio to 26.54, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 12.39, FGNX is valued correctly.
60.54% of the companies in the same industry are cheaper than FGNX, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.78, FGNX is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.68 | ||
| Fwd PE | 12.39 |
4.2 Price Multiples
FGNX's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. FGNX is more expensive than 65.99% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 17.32 |
4.3 Compensation for Growth
FGNX's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as FGNX's earnings are expected to grow with 44.44% in the coming years.
PEG (NY)0.06
PEG (5Y)N/A
EPS Next 2Y44.44%
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for FGNX!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NASDAQ:FGNX (12/12/2025, 8:00:00 PM)
2.59
-0.31 (-10.69%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners11.2%
Inst Owner ChangeN/A
Ins Owners0.51%
Ins Owner Change1.9%
Market Cap102.49M
Revenue(TTM)41.02M
Net Income(TTM)2.98M
Analysts82.5
Price Target8.67 (234.75%)
Short Float %0.54%
Short Ratio0.19
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend1.67
Dividend Growth(5Y)N/A
DP47.45%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-15%
PT rev (3m)N/A
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-601.67%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)80.26%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.68 | ||
| Fwd PE | 12.39 | ||
| P/S | 2.5 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.48 | ||
| P/tB | 1.48 | ||
| EV/EBITDA | 17.32 |
EPS(TTM)3.81
EY147.1%
EPS(NY)0.21
Fwd EY8.07%
FCF(TTM)-0.13
FCFYN/A
OCF(TTM)-0.13
OCFYN/A
SpS1.04
BVpS1.75
TBVpS1.75
PEG (NY)0.06
PEG (5Y)N/A
Graham Number12.26
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.21% | ||
| ROE | 4.3% | ||
| ROCE | 6.29% | ||
| ROIC | 4.86% | ||
| ROICexc | 5.57% | ||
| ROICexgc | 5.82% | ||
| OM | 12.91% | ||
| PM (TTM) | 7.27% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)-0.21%
ROA(5y)-18.87%
ROE(3y)-0.16%
ROE(5y)-20.05%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.44
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.05 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.53 | ||
| Cap/Depr | 5.39% | ||
| Cap/Sales | 0.1% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.52 | ||
| Quick Ratio | 0.52 | ||
| Altman-Z | 3.42 |
F-Score5
WACC8.75%
ROIC/WACC0.55
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)4.97%
Cap/Sales(5y)4.35%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)128.8%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%171.98%
EPS Next Y11.28%
EPS Next 2Y44.44%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)56.92%
Revenue growth 3YN/A
Revenue growth 5Y41.74%
Sales Q2Q%94.55%
Revenue Next Year2.26%
Revenue Next 2Y21.24%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y206.71%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-13.78%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-12.69%
OCF growth 3YN/A
OCF growth 5YN/A
FG NEXUS INC / FGNX FAQ
What is the ChartMill fundamental rating of FG NEXUS INC (FGNX) stock?
ChartMill assigns a fundamental rating of 4 / 10 to FGNX.
What is the valuation status for FGNX stock?
ChartMill assigns a valuation rating of 5 / 10 to FG NEXUS INC (FGNX). This can be considered as Fairly Valued.
What is the profitability of FGNX stock?
FG NEXUS INC (FGNX) has a profitability rating of 2 / 10.
Can you provide the expected EPS growth for FGNX stock?
The Earnings per Share (EPS) of FG NEXUS INC (FGNX) is expected to grow by 11.28% in the next year.
How sustainable is the dividend of FG NEXUS INC (FGNX) stock?
The dividend rating of FG NEXUS INC (FGNX) is 0 / 10 and the dividend payout ratio is 47.45%.