Logo image of ESGR

ENSTAR GROUP LTD (ESGR) Stock Fundamental Analysis

NASDAQ:ESGR - Nasdaq - BMG3075P1014 - Common Stock - Currency: USD

335.01  +0.26 (+0.08%)

After market: 335.01 0 (0%)

Fundamental Rating

3

Overall ESGR gets a fundamental rating of 3 out of 10. We evaluated ESGR against 143 industry peers in the Insurance industry. While ESGR is still in line with the averages on profitability rating, there are concerns on its financial health. ESGR has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

Quickly go to:

5

1. Profitability

1.1 Basic Checks

ESGR had positive earnings in the past year.
In the past year ESGR had a positive cash flow from operations.
ESGR had positive earnings in 4 of the past 5 years.
Each year in the past 5 years ESGR had a positive operating cash flow.
ESGR Yearly Net Income VS EBIT VS OCF VS FCFESGR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B

1.2 Ratios

ESGR has a Return On Assets (2.32%) which is in line with its industry peers.
ESGR has a Return On Equity of 7.59%. This is in the lower half of the industry: ESGR underperforms 65.03% of its industry peers.
Industry RankSector Rank
ROA 2.32%
ROE 7.59%
ROIC N/A
ROA(3y)1.24%
ROA(5y)2.75%
ROE(3y)3.05%
ROE(5y)8.63%
ROIC(3y)N/A
ROIC(5y)N/A
ESGR Yearly ROA, ROE, ROICESGR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20

1.3 Margins

ESGR has a Profit Margin of 63.22%. This is amongst the best in the industry. ESGR outperforms 98.60% of its industry peers.
ESGR's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 62.28%, ESGR belongs to the top of the industry, outperforming 98.60% of the companies in the same industry.
In the last couple of years the Operating Margin of ESGR has grown nicely.
Industry RankSector Rank
OM 62.28%
PM (TTM) 63.22%
GM N/A
OM growth 3Y-0.85%
OM growth 5Y8.54%
PM growth 3Y-8.24%
PM growth 5Y11.84%
GM growth 3YN/A
GM growth 5YN/A
ESGR Yearly Profit, Operating, Gross MarginsESGR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100 -100 -200

More info and screens

2

2. Health

2.1 Basic Checks

ESGR does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for ESGR has been increased compared to 1 year ago.
ESGR has less shares outstanding than it did 5 years ago.
The debt/assets ratio for ESGR is higher compared to a year ago.
ESGR Yearly Shares OutstandingESGR Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
ESGR Yearly Total Debt VS Total AssetsESGR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

The Debt to FCF ratio of ESGR is 2.45, which is a good value as it means it would take ESGR, 2.45 years of fcf income to pay off all of its debts.
ESGR's Debt to FCF ratio of 2.45 is in line compared to the rest of the industry. ESGR outperforms 41.96% of its industry peers.
A Debt/Equity ratio of 0.31 indicates that ESGR is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.31, ESGR is in line with its industry, outperforming 53.85% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF 2.45
Altman-Z N/A
ROIC/WACCN/A
WACC7.69%
ESGR Yearly LT Debt VS Equity VS FCFESGR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ESGR Yearly Current Assets VS Current LiabilitesESGR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 10M 20M 30M 40M

More info and screens

2

3. Growth

3.1 Past

The earnings per share for ESGR have decreased strongly by -39.32% in the last year.
ESGR shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.80% yearly.
ESGR shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 13.22%.
The Revenue for ESGR have been decreasing by -19.31% on average. This is quite bad
EPS 1Y (TTM)-39.32%
EPS 3Y12.87%
EPS 5Y-2.8%
EPS Q2Q%-58.59%
Revenue 1Y (TTM)13.22%
Revenue growth 3Y11.66%
Revenue growth 5Y-19.31%
Sales Q2Q%-5.85%

3.2 Future

Based on estimates for the next years, ESGR will show a small growth in Earnings Per Share. The EPS will grow by 6.07% on average per year.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y0%
EPS Next 2Y6.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
ESGR Yearly Revenue VS EstimatesESGR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B
ESGR Yearly EPS VS EstimatesESGR Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0 10 20 30 40

More info and screens

5

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 10.67 indicates a reasonable valuation of ESGR.
Based on the Price/Earnings ratio, ESGR is valued a bit cheaper than 63.64% of the companies in the same industry.
ESGR's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.20.
A Price/Forward Earnings ratio of 7.30 indicates a rather cheap valuation of ESGR.
Based on the Price/Forward Earnings ratio, ESGR is valued a bit cheaper than the industry average as 71.33% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 22.13. ESGR is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 10.67
Fwd PE 7.3
ESGR Price Earnings VS Forward Price EarningsESGR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Based on the Price/Free Cash Flow ratio, ESGR is valued a bit cheaper than 62.94% of the companies in the same industry.
Industry RankSector Rank
P/FCF 6.29
EV/EBITDA N/A
ESGR Per share dataESGR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 100 200 300 400

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y6.07%
EPS Next 3YN/A

More info and screens

0

5. Dividend

5.1 Amount

ESGR does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

ENSTAR GROUP LTD

NASDAQ:ESGR (5/29/2025, 4:30:02 PM)

After market: 335.01 0 (0%)

335.01

+0.26 (+0.08%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)04-30 2025-04-30
Earnings (Next)07-28 2025-07-28
Inst Owners73.24%
Inst Owner Change-2.15%
Ins Owners8.38%
Ins Owner Change-1.75%
Market Cap4.99B
Analysts43.33
Price TargetN/A
Short Float %1.32%
Short Ratio1.32
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly Dividend2.37
Dividend Growth(5Y)7.21%
DP7.64%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 10.67
Fwd PE 7.3
P/S 6.7
P/FCF 6.29
P/OCF 6.29
P/B 0.8
P/tB 0.8
EV/EBITDA N/A
EPS(TTM)31.39
EY9.37%
EPS(NY)45.9
Fwd EY13.7%
FCF(TTM)53.25
FCFY15.9%
OCF(TTM)53.25
OCFY15.9%
SpS49.97
BVpS416.3
TBVpS416.3
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 2.32%
ROE 7.59%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 62.28%
PM (TTM) 63.22%
GM N/A
FCFM 106.58%
ROA(3y)1.24%
ROA(5y)2.75%
ROE(3y)3.05%
ROE(5y)8.63%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-0.85%
OM growth 5Y8.54%
PM growth 3Y-8.24%
PM growth 5Y11.84%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF 2.45
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 5.27
Cash Conversion N/A
Profit Quality 168.58%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC7.69%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-39.32%
EPS 3Y12.87%
EPS 5Y-2.8%
EPS Q2Q%-58.59%
EPS Next Y0%
EPS Next 2Y6.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)13.22%
Revenue growth 3Y11.66%
Revenue growth 5Y-19.31%
Sales Q2Q%-5.85%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y15.42%
EBIT growth 3Y10.72%
EBIT growth 5Y-12.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-18.14%
FCF growth 3Y-49.73%
FCF growth 5Y-22.82%
OCF growth 1Y-18.14%
OCF growth 3Y-49.73%
OCF growth 5Y-22.82%