ENSTAR GROUP LTD (ESGR)
BMG3075P1014 - Common Stock
ESGR gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 141 industry peers in the Insurance industry. While ESGR is still in line with the averages on profitability rating, there are concerns on its financial health. ESGR has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year ESGR was profitable.
In the past year ESGR had a positive cash flow from operations.
Of the past 5 years ESGR 4 years were profitable.
Each year in the past 5 years ESGR had a positive operating cash flow.
1.2 Ratios
ESGR has a better Return On Assets (5.17%) than 85.00% of its industry peers.
With a decent Return On Equity value of 19.55%, ESGR is doing good in the industry, outperforming 80.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.17% | ||
| ROE | 19.55% | ||
| ROIC | N/A |
ROA(3y)1.05%
ROA(5y)3.13%
ROE(3y)2.84%
ROE(5y)10.58%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 120.09%, ESGR belongs to the best of the industry, outperforming 98.57% of the companies in the same industry.
ESGR's Profit Margin has declined in the last couple of years.
With an excellent Operating Margin value of 69.15%, ESGR belongs to the best of the industry, outperforming 98.57% of the companies in the same industry.
ESGR's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 69.15% | ||
| PM (TTM) | 120.09% | ||
| GM | N/A |
OM growth 3Y96.63%
OM growth 5YN/A
PM growth 3Y-5.79%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
ESGR does not have a ROIC to compare to the WACC, probably because it is not profitable.
ESGR has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, ESGR has less shares outstanding
ESGR has a worse debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of ESGR is 3.50, which is a good value as it means it would take ESGR, 3.50 years of fcf income to pay off all of its debts.
ESGR has a Debt to FCF ratio of 3.50. This is comparable to the rest of the industry: ESGR outperforms 41.43% of its industry peers.
A Debt/Equity ratio of 0.33 indicates that ESGR is not too dependend on debt financing.
With a Debt to Equity ratio value of 0.33, ESGR perfoms like the industry average, outperforming 58.57% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.33 | ||
| Debt/FCF | 3.5 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.66%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
ESGR shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 244.45%, which is quite impressive.
ESGR shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -4.60% yearly.
Looking at the last year, ESGR shows a very strong growth in Revenue. The Revenue has grown by 114.01%.
ESGR shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.79% yearly.
EPS 1Y (TTM)244.45%
EPS 3Y-4.6%
EPS 5YN/A
EPS growth Q2Q116.94%
Revenue 1Y (TTM)114.01%
Revenue growth 3Y-9.04%
Revenue growth 5Y7.79%
Revenue growth Q2Q6.21%
3.2 Future
ESGR is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -2.99% yearly.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-12.94%
EPS Next 2Y-2.99%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 4.36, the valuation of ESGR can be described as very cheap.
Based on the Price/Earnings ratio, ESGR is valued cheaper than 82.86% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 28.28, ESGR is valued rather cheaply.
The Price/Forward Earnings ratio is 7.92, which indicates a rather cheap valuation of ESGR.
Based on the Price/Forward Earnings ratio, ESGR is valued a bit cheaper than the industry average as 70.71% of the companies are valued more expensively.
ESGR is valuated cheaply when we compare the Price/Forward Earnings ratio to 20.88, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.36 | ||
| Fwd PE | 7.92 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, ESGR is valued a bit cheaper than the industry average as 64.29% of the companies are valued more expensively.
ESGR's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.68 | ||
| EV/EBITDA | 9.24 |
4.3 Compensation for Growth
ESGR's earnings are expected to decrease with -2.99% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-2.99%
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for ESGR!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
ENSTAR GROUP LTD
NASDAQ:ESGR (5/3/2024, 7:00:01 PM)
After market: 298.73 0 (0%)298.73
-0.78 (-0.26%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap4.55B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.36 | ||
| Fwd PE | 7.92 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.17% | ||
| ROE | 19.55% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 69.15% | ||
| PM (TTM) | 120.09% | ||
| GM | N/A | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.33 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)244.45%
EPS 3Y-4.6%
EPS 5Y
EPS growth Q2Q
EPS Next Y-12.94%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)114.01%
Revenue growth 3Y-9.04%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y