DREAM FINDERS HOMES INC - A (DFH) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:DFH - US26154D1000 - Common Stock
20.07 USD
+0.29 (+1.47%)
We assign a fundamental rating of 5 out of 10 to DFH. DFH was compared to 60 industry peers in the Household Durables industry. DFH has an excellent profitability rating, but there are concerns on its financial health. DFH has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- In the past year DFH was profitable.
- DFH had a positive operating cash flow in the past year.
- DFH had positive earnings in each of the past 5 years.
- In multiple years DFH reported negative operating cash flow during the last 5 years.
1.2 Ratios
- The Return On Assets of DFH (7.15%) is better than 66.67% of its industry peers.
- With a decent Return On Equity value of 18.02%, DFH is doing good in the industry, outperforming 76.67% of the companies in the same industry.
- DFH has a better Return On Invested Capital (13.54%) than 86.67% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for DFH is significantly above the industry average of 9.71%.
- The 3 year average ROIC (17.59%) for DFH is well above the current ROIC(13.54%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 18.02% | ||
| ROIC | 13.54% |
ROA(3y)10.38%
ROA(5y)9.51%
ROE(3y)26.96%
ROE(5y)28.92%
ROIC(3y)17.59%
ROIC(5y)14.61%
1.3 Margins
- With a decent Profit Margin value of 5.87%, DFH is doing good in the industry, outperforming 61.67% of the companies in the same industry.
- DFH's Profit Margin has improved in the last couple of years.
- DFH has a better Operating Margin (12.56%) than 76.67% of its industry peers.
- DFH's Operating Margin has improved in the last couple of years.
- Looking at the Gross Margin, with a value of 22.51%, DFH is doing worse than 66.67% of the companies in the same industry.
- DFH's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.56% | ||
| PM (TTM) | 5.87% | ||
| GM | 22.51% |
OM growth 3Y14.02%
OM growth 5Y19.09%
PM growth 3Y5.78%
PM growth 5Y9.23%
GM growth 3Y8.25%
GM growth 5Y10.52%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), DFH is creating some value.
- The number of shares outstanding for DFH has been increased compared to 1 year ago.
- The number of shares outstanding for DFH has been increased compared to 5 years ago.
- The debt/assets ratio for DFH is higher compared to a year ago.
2.2 Solvency
- An Altman-Z score of 3.22 indicates that DFH is not in any danger for bankruptcy at the moment.
- DFH has a Altman-Z score of 3.22. This is comparable to the rest of the industry: DFH outperforms 51.67% of its industry peers.
- DFH has a debt to FCF ratio of 43.98. This is a negative value and a sign of low solvency as DFH would need 43.98 years to pay back of all of its debts.
- The Debt to FCF ratio of DFH (43.98) is worse than 63.33% of its industry peers.
- DFH has a Debt/Equity ratio of 1.16. This is a high value indicating a heavy dependency on external financing.
- DFH's Debt to Equity ratio of 1.16 is on the low side compared to the rest of the industry. DFH is outperformed by 76.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.16 | ||
| Debt/FCF | 43.98 | ||
| Altman-Z | 3.22 |
ROIC/WACC1.05
WACC12.85%
2.3 Liquidity
- A Current Ratio of 4.89 indicates that DFH has no problem at all paying its short term obligations.
- With a decent Current ratio value of 4.89, DFH is doing good in the industry, outperforming 71.67% of the companies in the same industry.
- A Quick Ratio of 0.61 indicates that DFH may have some problems paying its short term obligations.
- DFH has a Quick ratio of 0.61. This is in the lower half of the industry: DFH underperforms 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.89 | ||
| Quick Ratio | 0.61 |
3. Growth
3.1 Past
- The earnings per share for DFH have decreased by -6.54% in the last year.
- The Earnings Per Share has been growing by 53.22% on average over the past years. This is a very strong growth
- The Revenue has grown by 15.95% in the past year. This is quite good.
- The Revenue has been growing by 43.01% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-6.54%
EPS 3Y42%
EPS 5Y53.22%
EPS Q2Q%-32.86%
Revenue 1Y (TTM)15.95%
Revenue growth 3Y32.26%
Revenue growth 5Y43.01%
Sales Q2Q%-3.68%
3.2 Future
- Based on estimates for the next years, DFH will show a very negative growth in Earnings Per Share. The EPS will decrease by -13.10% on average per year.
- Based on estimates for the next years, DFH will show a small growth in Revenue. The Revenue will grow by 2.45% on average per year.
EPS Next Y-31.73%
EPS Next 2Y-20.92%
EPS Next 3Y-13.1%
EPS Next 5YN/A
Revenue Next Year-2.89%
Revenue Next 2Y0.56%
Revenue Next 3Y2.45%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 7.02 indicates a rather cheap valuation of DFH.
- DFH's Price/Earnings ratio is rather cheap when compared to the industry. DFH is cheaper than 91.67% of the companies in the same industry.
- DFH's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.32.
- The Price/Forward Earnings ratio is 9.58, which indicates a very decent valuation of DFH.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of DFH indicates a rather cheap valuation: DFH is cheaper than 90.00% of the companies listed in the same industry.
- DFH is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.30, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.02 | ||
| Fwd PE | 9.58 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of DFH indicates a rather cheap valuation: DFH is cheaper than 88.33% of the companies listed in the same industry.
- 63.33% of the companies in the same industry are cheaper than DFH, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 46.36 | ||
| EV/EBITDA | 5.58 |
4.3 Compensation for Growth
- The decent profitability rating of DFH may justify a higher PE ratio.
- DFH's earnings are expected to decrease with -13.10% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.13
EPS Next 2Y-20.92%
EPS Next 3Y-13.1%
5. Dividend
5.1 Amount
- No dividends for DFH!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NYSE:DFH (1/22/2026, 10:43:27 AM)
20.07
+0.29 (+1.47%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)10-30 2025-10-30/bmo
Earnings (Next)02-23 2026-02-23/bmo
Inst Owners89.71%
Inst Owner Change0.46%
Ins Owners17.86%
Ins Owner Change-2.56%
Market Cap1.86B
Revenue(TTM)4.67B
Net Income(TTM)274.23M
Analysts48
Price Target23.97 (19.43%)
Short Float %15.31%
Short Ratio11.17
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0.14
Dividend Growth(5Y)N/A
DP4.92%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-8.2%
Min EPS beat(2)-9.11%
Max EPS beat(2)-7.3%
EPS beat(4)1
Avg EPS beat(4)-3.87%
Min EPS beat(4)-15.13%
Max EPS beat(4)16.08%
EPS beat(8)3
Avg EPS beat(8)-1.03%
EPS beat(12)7
Avg EPS beat(12)17.64%
EPS beat(16)10
Avg EPS beat(16)17.54%
Revenue beat(2)1
Avg Revenue beat(2)-4.61%
Min Revenue beat(2)-16.25%
Max Revenue beat(2)7.02%
Revenue beat(4)2
Avg Revenue beat(4)-1.38%
Min Revenue beat(4)-16.25%
Max Revenue beat(4)10.93%
Revenue beat(8)3
Avg Revenue beat(8)0.3%
Revenue beat(12)7
Avg Revenue beat(12)8.1%
Revenue beat(16)10
Avg Revenue beat(16)7.01%
PT rev (1m)0%
PT rev (3m)-14.55%
EPS NQ rev (1m)-7.04%
EPS NQ rev (3m)-17.58%
EPS NY rev (1m)2.39%
EPS NY rev (3m)-4.92%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-17.33%
Revenue NY rev (1m)-2.19%
Revenue NY rev (3m)-10.91%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.02 | ||
| Fwd PE | 9.58 | ||
| P/S | 0.4 | ||
| P/FCF | 46.36 | ||
| P/OCF | 29.89 | ||
| P/B | 1.22 | ||
| P/tB | 1.62 | ||
| EV/EBITDA | 5.58 |
EPS(TTM)2.86
EY14.25%
EPS(NY)2.1
Fwd EY10.44%
FCF(TTM)0.43
FCFY2.16%
OCF(TTM)0.67
OCFY3.35%
SpS50.36
BVpS16.41
TBVpS12.36
PEG (NY)N/A
PEG (5Y)0.13
Graham Number32.49
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 18.02% | ||
| ROCE | 17.59% | ||
| ROIC | 13.54% | ||
| ROICexc | 14.64% | ||
| ROICexgc | 18.71% | ||
| OM | 12.56% | ||
| PM (TTM) | 5.87% | ||
| GM | 22.51% | ||
| FCFM | 0.86% |
ROA(3y)10.38%
ROA(5y)9.51%
ROE(3y)26.96%
ROE(5y)28.92%
ROIC(3y)17.59%
ROIC(5y)14.61%
ROICexc(3y)21.6%
ROICexc(5y)17.52%
ROICexgc(3y)25.76%
ROICexgc(5y)20.91%
ROCE(3y)22.85%
ROCE(5y)18.98%
ROICexgc growth 3Y17.87%
ROICexgc growth 5Y17.57%
ROICexc growth 3Y18.62%
ROICexc growth 5Y15.29%
OM growth 3Y14.02%
OM growth 5Y19.09%
PM growth 3Y5.78%
PM growth 5Y9.23%
GM growth 3Y8.25%
GM growth 5Y10.52%
F-Score5
Asset Turnover1.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.16 | ||
| Debt/FCF | 43.98 | ||
| Debt/EBITDA | 2.94 | ||
| Cap/Depr | 157.6% | ||
| Cap/Sales | 0.47% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 10.37% | ||
| Profit Quality | 14.64% | ||
| Current Ratio | 4.89 | ||
| Quick Ratio | 0.61 | ||
| Altman-Z | 3.22 |
F-Score5
WACC12.85%
ROIC/WACC1.05
Cap/Depr(3y)114.02%
Cap/Depr(5y)92.11%
Cap/Sales(3y)0.29%
Cap/Sales(5y)0.25%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-6.54%
EPS 3Y42%
EPS 5Y53.22%
EPS Q2Q%-32.86%
EPS Next Y-31.73%
EPS Next 2Y-20.92%
EPS Next 3Y-13.1%
EPS Next 5YN/A
Revenue 1Y (TTM)15.95%
Revenue growth 3Y32.26%
Revenue growth 5Y43.01%
Sales Q2Q%-3.68%
Revenue Next Year-2.89%
Revenue Next 2Y0.56%
Revenue Next 3Y2.45%
Revenue Next 5YN/A
EBIT growth 1Y9.24%
EBIT growth 3Y50.81%
EBIT growth 5Y70.31%
EBIT Next Year7.32%
EBIT Next 3Y-0.43%
EBIT Next 5YN/A
FCF growth 1Y-90.02%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-84.72%
OCF growth 3YN/A
OCF growth 5YN/A
DREAM FINDERS HOMES INC - A / DFH FAQ
What is the ChartMill fundamental rating of DREAM FINDERS HOMES INC - A (DFH) stock?
ChartMill assigns a fundamental rating of 5 / 10 to DFH.
Can you provide the valuation status for DREAM FINDERS HOMES INC - A?
ChartMill assigns a valuation rating of 6 / 10 to DREAM FINDERS HOMES INC - A (DFH). This can be considered as Fairly Valued.
Can you provide the profitability details for DREAM FINDERS HOMES INC - A?
DREAM FINDERS HOMES INC - A (DFH) has a profitability rating of 7 / 10.
What are the PE and PB ratios of DREAM FINDERS HOMES INC - A (DFH) stock?
The Price/Earnings (PE) ratio for DREAM FINDERS HOMES INC - A (DFH) is 7.02 and the Price/Book (PB) ratio is 1.22.
Can you provide the dividend sustainability for DFH stock?
The dividend rating of DREAM FINDERS HOMES INC - A (DFH) is 0 / 10 and the dividend payout ratio is 4.92%.