DREAM FINDERS HOMES INC - A (DFH) Stock Fundamental Analysis
USA - NYSE:DFH - US26154D1000 - Common Stock
23.18 USD
-0.03 (-0.13%)
Taking everything into account, DFH scores 5 out of 10 in our fundamental rating. DFH was compared to 61 industry peers in the Household Durables industry. DFH scores excellent on profitability, but there are concerns on its financial health. DFH is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
DFH had positive earnings in the past year.
In the past year DFH has reported a negative cash flow from operations.
DFH had positive earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: DFH reported negative operating cash flow in multiple years.
1.2 Ratios
DFH has a Return On Assets of 8.16%. This is in the better half of the industry: DFH outperforms 67.21% of its industry peers.
Looking at the Return On Equity, with a value of 20.09%, DFH belongs to the top of the industry, outperforming 85.25% of the companies in the same industry.
The Return On Invested Capital of DFH (15.27%) is better than 86.89% of its industry peers.
DFH had an Average Return On Invested Capital over the past 3 years of 17.59%. This is significantly above the industry average of 10.36%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.16% | ||
| ROE | 20.09% | ||
| ROIC | 15.27% |
ROA(3y)10.38%
ROA(5y)9.51%
ROE(3y)26.96%
ROE(5y)28.92%
ROIC(3y)17.59%
ROIC(5y)14.61%
1.3 Margins
DFH has a Profit Margin of 6.33%. This is in the better half of the industry: DFH outperforms 62.30% of its industry peers.
DFH's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 13.10%, DFH belongs to the top of the industry, outperforming 81.97% of the companies in the same industry.
In the last couple of years the Operating Margin of DFH has grown nicely.
DFH has a Gross Margin of 22.92%. This is in the lower half of the industry: DFH underperforms 67.21% of its industry peers.
In the last couple of years the Gross Margin of DFH has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.1% | ||
| PM (TTM) | 6.33% | ||
| GM | 22.92% |
OM growth 3Y14.02%
OM growth 5Y19.09%
PM growth 3Y5.78%
PM growth 5Y9.23%
GM growth 3Y8.25%
GM growth 5Y10.52%
2. Health
2.1 Basic Checks
DFH has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for DFH has been increased compared to 1 year ago.
The number of shares outstanding for DFH has been increased compared to 5 years ago.
The debt/assets ratio for DFH is higher compared to a year ago.
2.2 Solvency
DFH has an Altman-Z score of 3.42. This indicates that DFH is financially healthy and has little risk of bankruptcy at the moment.
With a Altman-Z score value of 3.42, DFH perfoms like the industry average, outperforming 59.02% of the companies in the same industry.
A Debt/Equity ratio of 1.07 is on the high side and indicates that DFH has dependencies on debt financing.
The Debt to Equity ratio of DFH (1.07) is worse than 73.77% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.07 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.42 |
ROIC/WACC1.27
WACC12.02%
2.3 Liquidity
A Current Ratio of 4.14 indicates that DFH has no problem at all paying its short term obligations.
DFH has a better Current ratio (4.14) than 72.13% of its industry peers.
DFH has a Quick Ratio of 4.14. This is a bad value and indicates that DFH is not financially healthy enough and could expect problems in meeting its short term obligations.
DFH has a Quick ratio of 0.47. This is amonst the worse of the industry: DFH underperforms 81.97% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.14 | ||
| Quick Ratio | 0.47 |
3. Growth
3.1 Past
The earnings per share for DFH have decreased by -0.64% in the last year.
The Earnings Per Share has been growing by 53.22% on average over the past years. This is a very strong growth
Looking at the last year, DFH shows a very strong growth in Revenue. The Revenue has grown by 20.18%.
DFH shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 43.01% yearly.
EPS 1Y (TTM)-0.64%
EPS 3Y42%
EPS 5Y53.22%
EPS Q2Q%-30.86%
Revenue 1Y (TTM)20.18%
Revenue growth 3Y32.26%
Revenue growth 5Y43.01%
Sales Q2Q%8.98%
3.2 Future
DFH is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -7.57% yearly.
DFH is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.28% yearly.
EPS Next Y-28.2%
EPS Next 2Y-14.54%
EPS Next 3Y-7.57%
EPS Next 5YN/A
Revenue Next Year9%
Revenue Next 2Y5.05%
Revenue Next 3Y4.28%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7.50 indicates a rather cheap valuation of DFH.
Based on the Price/Earnings ratio, DFH is valued cheaply inside the industry as 83.61% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 26.89. DFH is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 9.47, which indicates a very decent valuation of DFH.
DFH's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. DFH is cheaper than 73.77% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.99. DFH is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.5 | ||
| Fwd PE | 9.47 |
4.2 Price Multiples
85.25% of the companies in the same industry are more expensive than DFH, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.6 |
4.3 Compensation for Growth
DFH has a very decent profitability rating, which may justify a higher PE ratio.
A cheap valuation may be justified as DFH's earnings are expected to decrease with -7.57% in the coming years.
PEG (NY)N/A
PEG (5Y)0.14
EPS Next 2Y-14.54%
EPS Next 3Y-7.57%
5. Dividend
5.1 Amount
No dividends for DFH!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:DFH (10/27/2025, 3:18:08 PM)
23.18
-0.03 (-0.13%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners91.67%
Inst Owner Change-0.16%
Ins Owners18.82%
Ins Owner Change-3.06%
Market Cap2.15B
Revenue(TTM)4.71B
Net Income(TTM)297.89M
Analysts46.67
Price Target28.05 (21.01%)
Short Float %17.09%
Short Ratio16.26
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.14
Dividend Growth(5Y)N/A
DP5.66%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-12.12%
Min EPS beat(2)-15.13%
Max EPS beat(2)-9.11%
EPS beat(4)1
Avg EPS beat(4)-6.49%
Min EPS beat(4)-17.79%
Max EPS beat(4)16.08%
EPS beat(8)4
Avg EPS beat(8)2.86%
EPS beat(12)7
Avg EPS beat(12)17.54%
EPS beat(16)10
Avg EPS beat(16)14.35%
Revenue beat(2)1
Avg Revenue beat(2)-0.1%
Min Revenue beat(2)-7.23%
Max Revenue beat(2)7.02%
Revenue beat(4)2
Avg Revenue beat(4)1.05%
Min Revenue beat(4)-7.23%
Max Revenue beat(4)10.93%
Revenue beat(8)4
Avg Revenue beat(8)2.54%
Revenue beat(12)7
Avg Revenue beat(12)8.75%
Revenue beat(16)10
Avg Revenue beat(16)5.86%
PT rev (1m)5.77%
PT rev (3m)1.85%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-31.23%
EPS NY rev (1m)0%
EPS NY rev (3m)-21.46%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.93%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.88%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.5 | ||
| Fwd PE | 9.47 | ||
| P/S | 0.46 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.45 | ||
| P/tB | 1.95 | ||
| EV/EBITDA | 5.6 |
EPS(TTM)3.09
EY13.33%
EPS(NY)2.45
Fwd EY10.56%
FCF(TTM)-0.5
FCFYN/A
OCF(TTM)-0.13
OCFYN/A
SpS50.69
BVpS15.96
TBVpS11.9
PEG (NY)N/A
PEG (5Y)0.14
Graham Number33.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.16% | ||
| ROE | 20.09% | ||
| ROCE | 19.85% | ||
| ROIC | 15.27% | ||
| ROICexc | 16.38% | ||
| ROICexgc | 21.23% | ||
| OM | 13.1% | ||
| PM (TTM) | 6.33% | ||
| GM | 22.92% | ||
| FCFM | N/A |
ROA(3y)10.38%
ROA(5y)9.51%
ROE(3y)26.96%
ROE(5y)28.92%
ROIC(3y)17.59%
ROIC(5y)14.61%
ROICexc(3y)21.6%
ROICexc(5y)17.52%
ROICexgc(3y)25.76%
ROICexgc(5y)20.91%
ROCE(3y)22.85%
ROCE(5y)18.98%
ROICexgc growth 3Y17.87%
ROICexgc growth 5Y17.57%
ROICexc growth 3Y18.62%
ROICexc growth 5Y15.29%
OM growth 3Y14.02%
OM growth 5Y19.09%
PM growth 3Y5.78%
PM growth 5Y9.23%
GM growth 3Y8.25%
GM growth 5Y10.52%
F-Score2
Asset Turnover1.29
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.07 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.51 | ||
| Cap/Depr | 279.43% | ||
| Cap/Sales | 0.74% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 4.14 | ||
| Quick Ratio | 0.47 | ||
| Altman-Z | 3.42 |
F-Score2
WACC12.02%
ROIC/WACC1.27
Cap/Depr(3y)114.02%
Cap/Depr(5y)92.11%
Cap/Sales(3y)0.29%
Cap/Sales(5y)0.25%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-0.64%
EPS 3Y42%
EPS 5Y53.22%
EPS Q2Q%-30.86%
EPS Next Y-28.2%
EPS Next 2Y-14.54%
EPS Next 3Y-7.57%
EPS Next 5YN/A
Revenue 1Y (TTM)20.18%
Revenue growth 3Y32.26%
Revenue growth 5Y43.01%
Sales Q2Q%8.98%
Revenue Next Year9%
Revenue Next 2Y5.05%
Revenue Next 3Y4.28%
Revenue Next 5YN/A
EBIT growth 1Y15.85%
EBIT growth 3Y50.81%
EBIT growth 5Y70.31%
EBIT Next Year15.35%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-118.7%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-104.58%
OCF growth 3YN/A
OCF growth 5YN/A
DREAM FINDERS HOMES INC - A / DFH FAQ
What is the ChartMill fundamental rating of DREAM FINDERS HOMES INC - A (DFH) stock?
ChartMill assigns a fundamental rating of 5 / 10 to DFH.
What is the valuation status for DFH stock?
ChartMill assigns a valuation rating of 6 / 10 to DREAM FINDERS HOMES INC - A (DFH). This can be considered as Fairly Valued.
Can you provide the profitability details for DREAM FINDERS HOMES INC - A?
DREAM FINDERS HOMES INC - A (DFH) has a profitability rating of 7 / 10.
How financially healthy is DREAM FINDERS HOMES INC - A?
The financial health rating of DREAM FINDERS HOMES INC - A (DFH) is 3 / 10.
What is the earnings growth outlook for DREAM FINDERS HOMES INC - A?
The Earnings per Share (EPS) of DREAM FINDERS HOMES INC - A (DFH) is expected to decline by -28.2% in the next year.