DREAM FINDERS HOMES INC - A (DFH) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:DFH - US26154D1000 - Common Stock
17.11 USD
-0.04 (-0.23%)
Taking everything into account, DFH scores 5 out of 10 in our fundamental rating. DFH was compared to 60 industry peers in the Household Durables industry. While DFH has a great profitability rating, there are quite some concerns on its financial health. DFH is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year DFH was profitable.
DFH had a positive operating cash flow in the past year.
DFH had positive earnings in each of the past 5 years.
In multiple years DFH reported negative operating cash flow during the last 5 years.
1.2 Ratios
DFH has a Return On Assets of 7.15%. This is in the better half of the industry: DFH outperforms 66.67% of its industry peers.
Looking at the Return On Equity, with a value of 18.02%, DFH is in the better half of the industry, outperforming 78.33% of the companies in the same industry.
DFH has a better Return On Invested Capital (13.54%) than 86.67% of its industry peers.
DFH had an Average Return On Invested Capital over the past 3 years of 17.59%. This is significantly above the industry average of 9.69%.
The last Return On Invested Capital (13.54%) for DFH is well below the 3 year average (17.59%), which needs to be investigated, but indicates that DFH had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 18.02% | ||
| ROIC | 13.54% |
ROA(3y)10.38%
ROA(5y)9.51%
ROE(3y)26.96%
ROE(5y)28.92%
ROIC(3y)17.59%
ROIC(5y)14.61%
1.3 Margins
DFH has a better Profit Margin (5.87%) than 61.67% of its industry peers.
In the last couple of years the Profit Margin of DFH has grown nicely.
DFH has a Operating Margin of 12.56%. This is in the better half of the industry: DFH outperforms 76.67% of its industry peers.
DFH's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 22.51%, DFH is doing worse than 66.67% of the companies in the same industry.
DFH's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.56% | ||
| PM (TTM) | 5.87% | ||
| GM | 22.51% |
OM growth 3Y14.02%
OM growth 5Y19.09%
PM growth 3Y5.78%
PM growth 5Y9.23%
GM growth 3Y8.25%
GM growth 5Y10.52%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), DFH is creating some value.
Compared to 1 year ago, DFH has more shares outstanding
Compared to 5 years ago, DFH has more shares outstanding
The debt/assets ratio for DFH is higher compared to a year ago.
2.2 Solvency
DFH has an Altman-Z score of 3.15. This indicates that DFH is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.15, DFH is in line with its industry, outperforming 53.33% of the companies in the same industry.
DFH has a debt to FCF ratio of 43.98. This is a negative value and a sign of low solvency as DFH would need 43.98 years to pay back of all of its debts.
DFH has a worse Debt to FCF ratio (43.98) than 63.33% of its industry peers.
DFH has a Debt/Equity ratio of 1.16. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 1.16, DFH is not doing good in the industry: 76.67% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.16 | ||
| Debt/FCF | 43.98 | ||
| Altman-Z | 3.15 |
ROIC/WACC1.07
WACC12.7%
2.3 Liquidity
DFH has a Current Ratio of 4.89. This indicates that DFH is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 4.89, DFH is in the better half of the industry, outperforming 71.67% of the companies in the same industry.
DFH has a Quick Ratio of 4.89. This is a bad value and indicates that DFH is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.61, DFH is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.89 | ||
| Quick Ratio | 0.61 |
3. Growth
3.1 Past
The earnings per share for DFH have decreased by -6.54% in the last year.
The Earnings Per Share has been growing by 53.22% on average over the past years. This is a very strong growth
The Revenue has grown by 15.95% in the past year. This is quite good.
The Revenue has been growing by 43.01% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-6.54%
EPS 3Y42%
EPS 5Y53.22%
EPS Q2Q%-32.86%
Revenue 1Y (TTM)15.95%
Revenue growth 3Y32.26%
Revenue growth 5Y43.01%
Sales Q2Q%-3.68%
3.2 Future
DFH is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -13.10% yearly.
Based on estimates for the next years, DFH will show a small growth in Revenue. The Revenue will grow by 2.45% on average per year.
EPS Next Y-31.73%
EPS Next 2Y-20.92%
EPS Next 3Y-13.1%
EPS Next 5YN/A
Revenue Next Year-0.72%
Revenue Next 2Y0.56%
Revenue Next 3Y2.45%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 5.98, the valuation of DFH can be described as very cheap.
Based on the Price/Earnings ratio, DFH is valued cheaper than 91.67% of the companies in the same industry.
When comparing the Price/Earnings ratio of DFH to the average of the S&P500 Index (26.87), we can say DFH is valued rather cheaply.
A Price/Forward Earnings ratio of 8.17 indicates a reasonable valuation of DFH.
Based on the Price/Forward Earnings ratio, DFH is valued cheaper than 91.67% of the companies in the same industry.
DFH's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.46.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.98 | ||
| Fwd PE | 8.17 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, DFH is valued cheaper than 91.67% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, DFH is valued a bit more expensive than the industry average as 61.67% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 39.52 | ||
| EV/EBITDA | 5.17 |
4.3 Compensation for Growth
The decent profitability rating of DFH may justify a higher PE ratio.
A cheap valuation may be justified as DFH's earnings are expected to decrease with -13.10% in the coming years.
PEG (NY)N/A
PEG (5Y)0.11
EPS Next 2Y-20.92%
EPS Next 3Y-13.1%
5. Dividend
5.1 Amount
No dividends for DFH!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NYSE:DFH (1/6/2026, 1:04:08 PM)
17.11
-0.04 (-0.23%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners89.71%
Inst Owner Change0%
Ins Owners17.86%
Ins Owner Change-3.05%
Market Cap1.59B
Revenue(TTM)4.67B
Net Income(TTM)274.23M
Analysts46.67
Price Target23.97 (40.09%)
Short Float %15.64%
Short Ratio12.09
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0.14
Dividend Growth(5Y)N/A
DP4.92%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-8.2%
Min EPS beat(2)-9.11%
Max EPS beat(2)-7.3%
EPS beat(4)1
Avg EPS beat(4)-3.87%
Min EPS beat(4)-15.13%
Max EPS beat(4)16.08%
EPS beat(8)3
Avg EPS beat(8)-1.03%
EPS beat(12)7
Avg EPS beat(12)17.64%
EPS beat(16)10
Avg EPS beat(16)17.54%
Revenue beat(2)1
Avg Revenue beat(2)-4.61%
Min Revenue beat(2)-16.25%
Max Revenue beat(2)7.02%
Revenue beat(4)2
Avg Revenue beat(4)-1.38%
Min Revenue beat(4)-16.25%
Max Revenue beat(4)10.93%
Revenue beat(8)3
Avg Revenue beat(8)0.3%
Revenue beat(12)7
Avg Revenue beat(12)8.1%
Revenue beat(16)10
Avg Revenue beat(16)7.01%
PT rev (1m)0%
PT rev (3m)-14.55%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-11.34%
EPS NY rev (1m)2.39%
EPS NY rev (3m)-4.92%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-17.33%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-8.92%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.98 | ||
| Fwd PE | 8.17 | ||
| P/S | 0.34 | ||
| P/FCF | 39.52 | ||
| P/OCF | 25.48 | ||
| P/B | 1.04 | ||
| P/tB | 1.38 | ||
| EV/EBITDA | 5.17 |
EPS(TTM)2.86
EY16.72%
EPS(NY)2.1
Fwd EY12.24%
FCF(TTM)0.43
FCFY2.53%
OCF(TTM)0.67
OCFY3.92%
SpS50.36
BVpS16.41
TBVpS12.36
PEG (NY)N/A
PEG (5Y)0.11
Graham Number32.49
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 18.02% | ||
| ROCE | 17.59% | ||
| ROIC | 13.54% | ||
| ROICexc | 14.64% | ||
| ROICexgc | 18.71% | ||
| OM | 12.56% | ||
| PM (TTM) | 5.87% | ||
| GM | 22.51% | ||
| FCFM | 0.86% |
ROA(3y)10.38%
ROA(5y)9.51%
ROE(3y)26.96%
ROE(5y)28.92%
ROIC(3y)17.59%
ROIC(5y)14.61%
ROICexc(3y)21.6%
ROICexc(5y)17.52%
ROICexgc(3y)25.76%
ROICexgc(5y)20.91%
ROCE(3y)22.85%
ROCE(5y)18.98%
ROICexgc growth 3Y17.87%
ROICexgc growth 5Y17.57%
ROICexc growth 3Y18.62%
ROICexc growth 5Y15.29%
OM growth 3Y14.02%
OM growth 5Y19.09%
PM growth 3Y5.78%
PM growth 5Y9.23%
GM growth 3Y8.25%
GM growth 5Y10.52%
F-Score5
Asset Turnover1.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.16 | ||
| Debt/FCF | 43.98 | ||
| Debt/EBITDA | 2.94 | ||
| Cap/Depr | 157.6% | ||
| Cap/Sales | 0.47% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 10.37% | ||
| Profit Quality | 14.64% | ||
| Current Ratio | 4.89 | ||
| Quick Ratio | 0.61 | ||
| Altman-Z | 3.15 |
F-Score5
WACC12.7%
ROIC/WACC1.07
Cap/Depr(3y)114.02%
Cap/Depr(5y)92.11%
Cap/Sales(3y)0.29%
Cap/Sales(5y)0.25%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-6.54%
EPS 3Y42%
EPS 5Y53.22%
EPS Q2Q%-32.86%
EPS Next Y-31.73%
EPS Next 2Y-20.92%
EPS Next 3Y-13.1%
EPS Next 5YN/A
Revenue 1Y (TTM)15.95%
Revenue growth 3Y32.26%
Revenue growth 5Y43.01%
Sales Q2Q%-3.68%
Revenue Next Year-0.72%
Revenue Next 2Y0.56%
Revenue Next 3Y2.45%
Revenue Next 5YN/A
EBIT growth 1Y9.24%
EBIT growth 3Y50.81%
EBIT growth 5Y70.31%
EBIT Next Year7.32%
EBIT Next 3Y-0.43%
EBIT Next 5YN/A
FCF growth 1Y-90.02%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-84.72%
OCF growth 3YN/A
OCF growth 5YN/A
DREAM FINDERS HOMES INC - A / DFH FAQ
What is the ChartMill fundamental rating of DREAM FINDERS HOMES INC - A (DFH) stock?
ChartMill assigns a fundamental rating of 5 / 10 to DFH.
Can you provide the valuation status for DREAM FINDERS HOMES INC - A?
ChartMill assigns a valuation rating of 6 / 10 to DREAM FINDERS HOMES INC - A (DFH). This can be considered as Fairly Valued.
Can you provide the profitability details for DREAM FINDERS HOMES INC - A?
DREAM FINDERS HOMES INC - A (DFH) has a profitability rating of 7 / 10.
What are the PE and PB ratios of DREAM FINDERS HOMES INC - A (DFH) stock?
The Price/Earnings (PE) ratio for DREAM FINDERS HOMES INC - A (DFH) is 5.98 and the Price/Book (PB) ratio is 1.04.
Can you provide the dividend sustainability for DFH stock?
The dividend rating of DREAM FINDERS HOMES INC - A (DFH) is 0 / 10 and the dividend payout ratio is 4.92%.