DREAM FINDERS HOMES INC - A (DFH) Fundamental Analysis & Valuation

NYSE:DFH • US26154D1000

Current stock price

14.15 USD
-0.63 (-4.26%)
At close:
14.12 USD
-0.03 (-0.21%)
After Hours:

This DFH fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. DFH Profitability Analysis

1.1 Basic Checks

  • DFH had positive earnings in the past year.
  • In the past year DFH has reported a negative cash flow from operations.
  • DFH had positive earnings in each of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: DFH reported negative operating cash flow in multiple years.
DFH Yearly Net Income VS EBIT VS OCF VS FCFDFH Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M

1.2 Ratios

  • DFH has a Return On Assets of 5.46%. This is in the better half of the industry: DFH outperforms 65.00% of its industry peers.
  • DFH's Return On Equity of 12.95% is fine compared to the rest of the industry. DFH outperforms 73.33% of its industry peers.
  • DFH has a Return On Invested Capital of 11.50%. This is amongst the best in the industry. DFH outperforms 85.00% of its industry peers.
  • DFH had an Average Return On Invested Capital over the past 3 years of 16.00%. This is significantly above the industry average of 8.88%.
  • The 3 year average ROIC (16.00%) for DFH is well above the current ROIC(11.50%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA 5.46%
ROE 12.95%
ROIC 11.5%
ROA(3y)8.72%
ROA(5y)8.56%
ROE(3y)20.79%
ROE(5y)23.18%
ROIC(3y)16%
ROIC(5y)14.8%
DFH Yearly ROA, ROE, ROICDFH Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

1.3 Margins

  • Looking at the Profit Margin, with a value of 4.71%, DFH is in line with its industry, outperforming 56.67% of the companies in the same industry.
  • In the last couple of years the Profit Margin of DFH has declined.
  • DFH has a better Operating Margin (11.07%) than 75.00% of its industry peers.
  • DFH's Operating Margin has improved in the last couple of years.
  • The Gross Margin of DFH (22.01%) is worse than 65.00% of its industry peers.
  • In the last couple of years the Gross Margin of DFH has grown nicely.
Industry RankSector Rank
OM 11.07%
PM (TTM) 4.71%
GM 22.01%
OM growth 3Y-2.5%
OM growth 5Y10.27%
PM growth 3Y-14.02%
PM growth 5Y-6.56%
GM growth 3Y2.62%
GM growth 5Y7.87%
DFH Yearly Profit, Operating, Gross MarginsDFH Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

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3

2. DFH Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), DFH is creating some value.
  • Compared to 1 year ago, DFH has less shares outstanding
  • The number of shares outstanding for DFH has been reduced compared to 5 years ago.
  • Compared to 1 year ago, DFH has a worse debt to assets ratio.
DFH Yearly Shares OutstandingDFH Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
DFH Yearly Total Debt VS Total AssetsDFH Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

2.2 Solvency

  • An Altman-Z score of 2.96 indicates that DFH is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • With a Altman-Z score value of 2.96, DFH perfoms like the industry average, outperforming 48.33% of the companies in the same industry.
  • A Debt/Equity ratio of 1.02 is on the high side and indicates that DFH has dependencies on debt financing.
  • DFH has a Debt to Equity ratio of 1.02. This is in the lower half of the industry: DFH underperforms 76.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.02
Debt/FCF N/A
Altman-Z 2.96
ROIC/WACC0.77
WACC14.9%
DFH Yearly LT Debt VS Equity VS FCFDFH Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

2.3 Liquidity

  • A Current Ratio of 4.45 indicates that DFH has no problem at all paying its short term obligations.
  • DFH has a better Current ratio (4.45) than 70.00% of its industry peers.
  • DFH has a Quick Ratio of 4.45. This is a bad value and indicates that DFH is not financially healthy enough and could expect problems in meeting its short term obligations.
  • DFH has a Quick ratio of 0.53. This is amonst the worse of the industry: DFH underperforms 85.00% of its industry peers.
Industry RankSector Rank
Current Ratio 4.45
Quick Ratio 0.53
DFH Yearly Current Assets VS Current LiabilitesDFH Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. DFH Growth Analysis

3.1 Past

  • The earnings per share for DFH have decreased strongly by -35.82% in the last year.
  • The Earnings Per Share has been growing by 19.65% on average over the past years. This is quite good.
  • The Revenue has decreased by -2.88% in the past year.
  • DFH shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 30.69% yearly.
EPS 1Y (TTM)-35.82%
EPS 3Y-4.13%
EPS 5Y19.65%
EPS Q2Q%-55.04%
Revenue 1Y (TTM)-2.88%
Revenue growth 3Y8.95%
Revenue growth 5Y30.69%
Sales Q2Q%-22.3%

3.2 Future

  • The Earnings Per Share is expected to decrease by -3.96% on average over the next years.
  • The Revenue is expected to grow by 5.69% on average over the next years.
EPS Next Y-21.85%
EPS Next 2Y-3.96%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.59%
Revenue Next 2Y5.69%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
DFH Yearly Revenue VS EstimatesDFH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B
DFH Yearly EPS VS EstimatesDFH Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3

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6

4. DFH Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 6.58, which indicates a rather cheap valuation of DFH.
  • Based on the Price/Earnings ratio, DFH is valued cheaply inside the industry as 95.00% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Earnings ratio of 26.54, DFH is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 8.42, the valuation of DFH can be described as very reasonable.
  • 88.33% of the companies in the same industry are more expensive than DFH, based on the Price/Forward Earnings ratio.
  • DFH's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.68.
Industry RankSector Rank
PE 6.58
Fwd PE 8.42
DFH Price Earnings VS Forward Price EarningsDFH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, DFH is valued cheaper than 88.33% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 5.41
DFH Per share dataDFH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30 40

4.3 Compensation for Growth

  • The decent profitability rating of DFH may justify a higher PE ratio.
  • DFH's earnings are expected to decrease with -3.96% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.33
EPS Next 2Y-3.96%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. DFH Dividend Analysis

5.1 Amount

  • No dividends for DFH!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

DFH Fundamentals: All Metrics, Ratios and Statistics

DREAM FINDERS HOMES INC - A

NYSE:DFH (4/29/2026, 8:08:05 PM)

After market: 14.12 -0.03 (-0.21%)

14.15

-0.63 (-4.26%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Industry Strength37.27
Industry Growth6.21
Earnings (Last)02-23
Earnings (Next)05-13
Inst Owners87.71%
Inst Owner Change-0.91%
Ins Owners18.57%
Ins Owner Change6.26%
Market Cap1.30B
Revenue(TTM)4.32B
Net Income(TTM)203.70M
Analysts49.09
Price Target23.46 (65.8%)
Short Float %18.09%
Short Ratio7.5
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0.15
Dividend Growth(5Y)N/A
DP6.63%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.19%
Min EPS beat(2)-11.07%
Max EPS beat(2)-7.3%
EPS beat(4)0
Avg EPS beat(4)-10.65%
Min EPS beat(4)-15.13%
Max EPS beat(4)-7.3%
EPS beat(8)2
Avg EPS beat(8)-7.26%
EPS beat(12)6
Avg EPS beat(12)16.5%
EPS beat(16)9
Avg EPS beat(16)16.56%
Revenue beat(2)1
Avg Revenue beat(2)-5.81%
Min Revenue beat(2)-16.25%
Max Revenue beat(2)4.63%
Revenue beat(4)2
Avg Revenue beat(4)-2.96%
Min Revenue beat(4)-16.25%
Max Revenue beat(4)7.02%
Revenue beat(8)3
Avg Revenue beat(8)-2.29%
Revenue beat(12)7
Avg Revenue beat(12)8.01%
Revenue beat(16)10
Avg Revenue beat(16)7.27%
PT rev (1m)0%
PT rev (3m)-2.13%
EPS NQ rev (1m)-2.76%
EPS NQ rev (3m)-32.93%
EPS NY rev (1m)-7.88%
EPS NY rev (3m)-12.93%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-17.55%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.32%
Valuation
Industry RankSector Rank
PE 6.58
Fwd PE 8.42
P/S 0.3
P/FCF N/A
P/OCF N/A
P/B 0.83
P/tB 1.09
EV/EBITDA 5.41
EPS(TTM)2.15
EY15.19%
EPS(NY)1.68
Fwd EY11.87%
FCF(TTM)-1.38
FCFYN/A
OCF(TTM)-1.1
OCFYN/A
SpS47.08
BVpS17.13
TBVpS13.02
PEG (NY)N/A
PEG (5Y)0.33
Graham Number28.7899 (103.46%)
Profitability
Industry RankSector Rank
ROA 5.46%
ROE 12.95%
ROCE 14.91%
ROIC 11.5%
ROICexc 12.41%
ROICexgc 15.55%
OM 11.07%
PM (TTM) 4.71%
GM 22.01%
FCFM N/A
ROA(3y)8.72%
ROA(5y)8.56%
ROE(3y)20.79%
ROE(5y)23.18%
ROIC(3y)16%
ROIC(5y)14.8%
ROICexc(3y)19.02%
ROICexc(5y)17.76%
ROICexgc(3y)23.04%
ROICexgc(5y)21.4%
ROCE(3y)20.74%
ROCE(5y)19.19%
ROICexgc growth 3Y-13.3%
ROICexgc growth 5Y3.1%
ROICexc growth 3Y-15.12%
ROICexc growth 5Y1.65%
OM growth 3Y-2.5%
OM growth 5Y10.27%
PM growth 3Y-14.02%
PM growth 5Y-6.56%
GM growth 3Y2.62%
GM growth 5Y7.87%
F-Score3
Asset Turnover1.16
Health
Industry RankSector Rank
Debt/Equity 1.02
Debt/FCF N/A
Debt/EBITDA 3.25
Cap/Depr 171.08%
Cap/Sales 0.6%
Interest Coverage 1.69
Cash Conversion N/A
Profit Quality N/A
Current Ratio 4.45
Quick Ratio 0.53
Altman-Z 2.96
F-Score3
WACC14.9%
ROIC/WACC0.77
Cap/Depr(3y)154.6%
Cap/Depr(5y)111.77%
Cap/Sales(3y)0.43%
Cap/Sales(5y)0.32%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-35.82%
EPS 3Y-4.13%
EPS 5Y19.65%
EPS Q2Q%-55.04%
EPS Next Y-21.85%
EPS Next 2Y-3.96%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.88%
Revenue growth 3Y8.95%
Revenue growth 5Y30.69%
Sales Q2Q%-22.3%
Revenue Next Year3.59%
Revenue Next 2Y5.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-21.75%
EBIT growth 3Y6.23%
EBIT growth 5Y44.11%
EBIT Next Year-11.34%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y55.19%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y60.81%
OCF growth 3YN/A
OCF growth 5YN/A

DREAM FINDERS HOMES INC - A / DFH Fundamental Analysis FAQ

What is the ChartMill fundamental rating of DREAM FINDERS HOMES INC - A (DFH) stock?

ChartMill assigns a fundamental rating of 4 / 10 to DFH.


What is the valuation status of DREAM FINDERS HOMES INC - A (DFH) stock?

ChartMill assigns a valuation rating of 6 / 10 to DREAM FINDERS HOMES INC - A (DFH). This can be considered as Fairly Valued.


What is the profitability of DFH stock?

DREAM FINDERS HOMES INC - A (DFH) has a profitability rating of 6 / 10.


How financially healthy is DREAM FINDERS HOMES INC - A?

The financial health rating of DREAM FINDERS HOMES INC - A (DFH) is 3 / 10.


How sustainable is the dividend of DREAM FINDERS HOMES INC - A (DFH) stock?

The dividend rating of DREAM FINDERS HOMES INC - A (DFH) is 0 / 10 and the dividend payout ratio is 6.63%.