DREAM FINDERS HOMES INC - A (DFH) Fundamental Analysis & Valuation

NYSE:DFH • US26154D1000

Current stock price

13.48 USD
+0.09 (+0.67%)
At close:
13.48 USD
0 (0%)
After Hours:

This DFH fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. DFH Profitability Analysis

1.1 Basic Checks

  • DFH had positive earnings in the past year.
  • In the past year DFH has reported a negative cash flow from operations.
  • In the past 5 years DFH has always been profitable.
  • In multiple years DFH reported negative operating cash flow during the last 5 years.
DFH Yearly Net Income VS EBIT VS OCF VS FCFDFH Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M

1.2 Ratios

  • The Return On Assets of DFH (5.46%) is comparable to the rest of the industry.
  • DFH's Return On Equity of 12.95% is fine compared to the rest of the industry. DFH outperforms 71.67% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 11.50%, DFH belongs to the top of the industry, outperforming 81.67% of the companies in the same industry.
  • DFH had an Average Return On Invested Capital over the past 3 years of 16.00%. This is significantly above the industry average of 9.21%.
  • The last Return On Invested Capital (11.50%) for DFH is well below the 3 year average (16.00%), which needs to be investigated, but indicates that DFH had better years and this may not be a problem.
Industry RankSector Rank
ROA 5.46%
ROE 12.95%
ROIC 11.5%
ROA(3y)8.72%
ROA(5y)8.56%
ROE(3y)20.79%
ROE(5y)23.18%
ROIC(3y)16%
ROIC(5y)14.8%
DFH Yearly ROA, ROE, ROICDFH Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

1.3 Margins

  • The Profit Margin of DFH (4.71%) is comparable to the rest of the industry.
  • DFH's Profit Margin has declined in the last couple of years.
  • DFH has a Operating Margin of 11.07%. This is in the better half of the industry: DFH outperforms 75.00% of its industry peers.
  • In the last couple of years the Operating Margin of DFH has grown nicely.
  • Looking at the Gross Margin, with a value of 22.01%, DFH is doing worse than 66.67% of the companies in the same industry.
  • DFH's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 11.07%
PM (TTM) 4.71%
GM 22.01%
OM growth 3Y-2.5%
OM growth 5Y10.27%
PM growth 3Y-14.02%
PM growth 5Y-6.56%
GM growth 3Y2.62%
GM growth 5Y7.87%
DFH Yearly Profit, Operating, Gross MarginsDFH Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

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3

2. DFH Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so DFH is still creating some value.
  • DFH has less shares outstanding than it did 1 year ago.
  • DFH has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, DFH has a worse debt to assets ratio.
DFH Yearly Shares OutstandingDFH Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
DFH Yearly Total Debt VS Total AssetsDFH Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

2.2 Solvency

  • DFH has an Altman-Z score of 2.94. This is not the best score and indicates that DFH is in the grey zone with still only limited risk for bankruptcy at the moment.
  • The Altman-Z score of DFH (2.94) is comparable to the rest of the industry.
  • DFH has a Debt/Equity ratio of 1.02. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 1.02, DFH is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.02
Debt/FCF N/A
Altman-Z 2.94
ROIC/WACC0.78
WACC14.75%
DFH Yearly LT Debt VS Equity VS FCFDFH Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

2.3 Liquidity

  • DFH has a Current Ratio of 4.45. This indicates that DFH is financially healthy and has no problem in meeting its short term obligations.
  • DFH has a better Current ratio (4.45) than 71.67% of its industry peers.
  • DFH has a Quick Ratio of 4.45. This is a bad value and indicates that DFH is not financially healthy enough and could expect problems in meeting its short term obligations.
  • DFH has a Quick ratio of 0.53. This is amonst the worse of the industry: DFH underperforms 81.67% of its industry peers.
Industry RankSector Rank
Current Ratio 4.45
Quick Ratio 0.53
DFH Yearly Current Assets VS Current LiabilitesDFH Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. DFH Growth Analysis

3.1 Past

  • The earnings per share for DFH have decreased strongly by -35.82% in the last year.
  • Measured over the past years, DFH shows a quite strong growth in Earnings Per Share. The EPS has been growing by 19.65% on average per year.
  • DFH shows a decrease in Revenue. In the last year, the revenue decreased by -2.88%.
  • The Revenue has been growing by 30.69% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-35.82%
EPS 3Y-4.13%
EPS 5Y19.65%
EPS Q2Q%-55.04%
Revenue 1Y (TTM)-2.88%
Revenue growth 3Y8.95%
Revenue growth 5Y30.69%
Sales Q2Q%-22.3%

3.2 Future

  • DFH is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -1.43% yearly.
  • DFH is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.69% yearly.
EPS Next Y-15.16%
EPS Next 2Y-1.43%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.59%
Revenue Next 2Y5.69%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
DFH Yearly Revenue VS EstimatesDFH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B
DFH Yearly EPS VS EstimatesDFH Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3

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6

4. DFH Valuation Analysis

4.1 Price/Earnings Ratio

  • DFH is valuated cheaply with a Price/Earnings ratio of 6.27.
  • Based on the Price/Earnings ratio, DFH is valued cheaper than 90.00% of the companies in the same industry.
  • DFH is valuated cheaply when we compare the Price/Earnings ratio to 24.75, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 7.39, which indicates a rather cheap valuation of DFH.
  • 91.67% of the companies in the same industry are more expensive than DFH, based on the Price/Forward Earnings ratio.
  • DFH's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.10.
Industry RankSector Rank
PE 6.27
Fwd PE 7.39
DFH Price Earnings VS Forward Price EarningsDFH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, DFH is valued cheaper than 88.33% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 5.27
DFH Per share dataDFH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30 40

4.3 Compensation for Growth

  • The decent profitability rating of DFH may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.32
EPS Next 2Y-1.43%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. DFH Dividend Analysis

5.1 Amount

  • DFH does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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DFH Fundamentals: All Metrics, Ratios and Statistics

DREAM FINDERS HOMES INC - A

NYSE:DFH (3/30/2026, 8:04:00 PM)

After market: 13.48 0 (0%)

13.48

+0.09 (+0.67%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)02-23
Earnings (Next)05-04
Inst Owners87.47%
Inst Owner Change4.06%
Ins Owners17.74%
Ins Owner Change5.99%
Market Cap1.24B
Revenue(TTM)4.32B
Net Income(TTM)203.70M
Analysts49.09
Price Target23.46 (74.04%)
Short Float %19.18%
Short Ratio10.34
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0.15
Dividend Growth(5Y)N/A
DP6.63%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.19%
Min EPS beat(2)-11.07%
Max EPS beat(2)-7.3%
EPS beat(4)0
Avg EPS beat(4)-10.65%
Min EPS beat(4)-15.13%
Max EPS beat(4)-7.3%
EPS beat(8)2
Avg EPS beat(8)-7.26%
EPS beat(12)6
Avg EPS beat(12)16.5%
EPS beat(16)9
Avg EPS beat(16)16.56%
Revenue beat(2)1
Avg Revenue beat(2)-5.81%
Min Revenue beat(2)-16.25%
Max Revenue beat(2)4.63%
Revenue beat(4)2
Avg Revenue beat(4)-2.96%
Min Revenue beat(4)-16.25%
Max Revenue beat(4)7.02%
Revenue beat(8)3
Avg Revenue beat(8)-2.29%
Revenue beat(12)7
Avg Revenue beat(12)8.01%
Revenue beat(16)10
Avg Revenue beat(16)7.27%
PT rev (1m)0%
PT rev (3m)-2.13%
EPS NQ rev (1m)-25.54%
EPS NQ rev (3m)-39.86%
EPS NY rev (1m)-5.48%
EPS NY rev (3m)-12.94%
Revenue NQ rev (1m)-17.55%
Revenue NQ rev (3m)-18.42%
Revenue NY rev (1m)0.32%
Revenue NY rev (3m)-0.52%
Valuation
Industry RankSector Rank
PE 6.27
Fwd PE 7.39
P/S 0.29
P/FCF N/A
P/OCF N/A
P/B 0.79
P/tB 1.04
EV/EBITDA 5.27
EPS(TTM)2.15
EY15.95%
EPS(NY)1.82
Fwd EY13.53%
FCF(TTM)-1.38
FCFYN/A
OCF(TTM)-1.1
OCFYN/A
SpS47.08
BVpS17.13
TBVpS13.02
PEG (NY)N/A
PEG (5Y)0.32
Graham Number28.79
Profitability
Industry RankSector Rank
ROA 5.46%
ROE 12.95%
ROCE 14.91%
ROIC 11.5%
ROICexc 12.41%
ROICexgc 15.55%
OM 11.07%
PM (TTM) 4.71%
GM 22.01%
FCFM N/A
ROA(3y)8.72%
ROA(5y)8.56%
ROE(3y)20.79%
ROE(5y)23.18%
ROIC(3y)16%
ROIC(5y)14.8%
ROICexc(3y)19.02%
ROICexc(5y)17.76%
ROICexgc(3y)23.04%
ROICexgc(5y)21.4%
ROCE(3y)20.74%
ROCE(5y)19.19%
ROICexgc growth 3Y-13.3%
ROICexgc growth 5Y3.1%
ROICexc growth 3Y-15.12%
ROICexc growth 5Y1.65%
OM growth 3Y-2.5%
OM growth 5Y10.27%
PM growth 3Y-14.02%
PM growth 5Y-6.56%
GM growth 3Y2.62%
GM growth 5Y7.87%
F-Score3
Asset Turnover1.16
Health
Industry RankSector Rank
Debt/Equity 1.02
Debt/FCF N/A
Debt/EBITDA 3.25
Cap/Depr 171.08%
Cap/Sales 0.6%
Interest Coverage 1.69
Cash Conversion N/A
Profit Quality N/A
Current Ratio 4.45
Quick Ratio 0.53
Altman-Z 2.94
F-Score3
WACC14.75%
ROIC/WACC0.78
Cap/Depr(3y)154.6%
Cap/Depr(5y)111.77%
Cap/Sales(3y)0.43%
Cap/Sales(5y)0.32%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-35.82%
EPS 3Y-4.13%
EPS 5Y19.65%
EPS Q2Q%-55.04%
EPS Next Y-15.16%
EPS Next 2Y-1.43%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.88%
Revenue growth 3Y8.95%
Revenue growth 5Y30.69%
Sales Q2Q%-22.3%
Revenue Next Year3.59%
Revenue Next 2Y5.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-21.75%
EBIT growth 3Y6.23%
EBIT growth 5Y44.11%
EBIT Next Year-11.34%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y55.19%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y60.81%
OCF growth 3YN/A
OCF growth 5YN/A

DREAM FINDERS HOMES INC - A / DFH Fundamental Analysis FAQ

What is the ChartMill fundamental rating of DREAM FINDERS HOMES INC - A (DFH) stock?

ChartMill assigns a fundamental rating of 4 / 10 to DFH.


Can you provide the valuation status for DREAM FINDERS HOMES INC - A?

ChartMill assigns a valuation rating of 6 / 10 to DREAM FINDERS HOMES INC - A (DFH). This can be considered as Fairly Valued.


Can you provide the profitability details for DREAM FINDERS HOMES INC - A?

DREAM FINDERS HOMES INC - A (DFH) has a profitability rating of 6 / 10.


What are the PE and PB ratios of DREAM FINDERS HOMES INC - A (DFH) stock?

The Price/Earnings (PE) ratio for DREAM FINDERS HOMES INC - A (DFH) is 6.27 and the Price/Book (PB) ratio is 0.79.


Can you provide the dividend sustainability for DFH stock?

The dividend rating of DREAM FINDERS HOMES INC - A (DFH) is 0 / 10 and the dividend payout ratio is 6.63%.