CLAIRVEST GROUP INC (CVG.CA) Stock Fundamental Analysis
TSX:CVG - Toronto Stock Exchange - CA17965L1004 - Common Stock - Currency: CAD
Taking everything into account, CVG scores 5 out of 10 in our fundamental rating. CVG was compared to 78 industry peers in the Capital Markets industry. While CVG has a great health rating, its profitability is only average at the moment. CVG is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year CVG was profitable.
In the past year CVG had a positive cash flow from operations.
CVG had positive earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: CVG reported negative operating cash flow in multiple years.
1.2 Ratios
Looking at the Return On Assets, with a value of 9.05%, CVG belongs to the top of the industry, outperforming 80.77% of the companies in the same industry.
Looking at the Return On Equity, with a value of 10.32%, CVG is in the better half of the industry, outperforming 74.36% of the companies in the same industry.
CVG's Return On Invested Capital of 9.49% is amongst the best of the industry. CVG outperforms 85.90% of its industry peers.
CVG had an Average Return On Invested Capital over the past 3 years of 9.81%. This is in line with the industry average of 8.42%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.05% | ||
| ROE | 10.32% | ||
| ROIC | 9.49% |
ROA(3y)9.27%
ROA(5y)9.16%
ROE(3y)10.67%
ROE(5y)10.51%
ROIC(3y)9.81%
ROIC(5y)9.76%
1.3 Margins
CVG's Profit Margin of 70.45% is amongst the best of the industry. CVG outperforms 83.33% of its industry peers.
With an excellent Operating Margin value of 84.96%, CVG belongs to the best of the industry, outperforming 89.74% of the companies in the same industry.
In the last couple of years the Operating Margin of CVG has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 84.96% | ||
| PM (TTM) | 70.45% | ||
| GM | N/A |
OM growth 3Y-53.74%
OM growth 5Y-40.46%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for CVG has been reduced compared to 1 year ago.
Compared to 5 years ago, CVG has less shares outstanding
Compared to 1 year ago, CVG has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 5.31 indicates that CVG is not in any danger for bankruptcy at the moment.
CVG's Altman-Z score of 5.31 is amongst the best of the industry. CVG outperforms 80.77% of its industry peers.
CVG has a debt to FCF ratio of 0.02. This is a very positive value and a sign of high solvency as it would only need 0.02 years to pay back of all of its debts.
With an excellent Debt to FCF ratio value of 0.02, CVG belongs to the best of the industry, outperforming 91.03% of the companies in the same industry.
CVG has a Debt/Equity ratio of 0.00. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.00, CVG is in the better half of the industry, outperforming 79.49% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.02 | ||
| Altman-Z | 5.31 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 3.92 indicates that CVG has no problem at all paying its short term obligations.
CVG has a Current ratio of 3.92. This is in the better half of the industry: CVG outperforms 75.64% of its industry peers.
A Quick Ratio of 3.92 indicates that CVG has no problem at all paying its short term obligations.
CVG has a Quick ratio of 3.92. This is in the better half of the industry: CVG outperforms 75.64% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.92 | ||
| Quick Ratio | 3.92 |
3. Growth
3.1 Past
CVG shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 403.59%, which is quite impressive.
CVG shows a strong growth in Revenue. In the last year, the Revenue has grown by 2134.40%.
Measured over the past years, CVG shows a very negative growth in Revenue. The Revenue has been decreasing by -29.07% on average per year.
EPS 1Y (TTM)403.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%901.45%
Revenue 1Y (TTM)2134.4%
Revenue growth 3Y-40.92%
Revenue growth 5Y-29.07%
Sales Q2Q%1444.02%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 8.04, the valuation of CVG can be described as reasonable.
The rest of the industry has a similar Price/Earnings ratio as CVG.
When comparing the Price/Earnings ratio of CVG to the average of the S&P500 Index (28.88), we can say CVG is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.04 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CVG is valued cheaply inside the industry as 92.31% of the companies are valued more expensively.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of CVG indicates a somewhat cheap valuation: CVG is cheaper than 73.08% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.88 | ||
| EV/EBITDA | 5.38 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a yearly dividend of 0.15%, CVG is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.57, CVG is paying slightly less dividend.
With a Dividend Yield of 0.15, CVG pays less dividend than the S&P500 average, which is at 2.45.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.15% |
5.2 History
On average, the dividend of CVG grows each year by 13.17%, which is quite nice.
CVG has been paying a dividend for at least 10 years, so it has a reliable track record.
CVG has decreased its dividend in the last 3 years.
Dividend Growth(5Y)13.17%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
CVG pays out 9.21% of its income as dividend. This is a sustainable payout ratio.
DP9.21%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:CVG (4/30/2025, 7:00:00 PM)
70.55
+0.9 (+1.29%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.17%
Inst Owner ChangeN/A
Ins Owners56.45%
Ins Owner ChangeN/A
Market Cap1.01B
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.15% |
Yearly Dividend0.82
Dividend Growth(5Y)13.17%
DP9.21%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.04 | ||
| Fwd PE | N/A | ||
| P/S | 5.6 | ||
| P/FCF | 12.88 | ||
| P/OCF | 12.76 | ||
| P/B | 0.82 | ||
| P/tB | 0.82 | ||
| EV/EBITDA | 5.38 |
EPS(TTM)8.77
EY12.43%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)5.48
FCFY7.76%
OCF(TTM)5.53
OCFY7.83%
SpS12.6
BVpS86.02
TBVpS86.02
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.05% | ||
| ROE | 10.32% | ||
| ROCE | 11.53% | ||
| ROIC | 9.49% | ||
| ROICexc | 10.96% | ||
| ROICexgc | 10.96% | ||
| OM | 84.96% | ||
| PM (TTM) | 70.45% | ||
| GM | N/A | ||
| FCFM | 43.46% |
ROA(3y)9.27%
ROA(5y)9.16%
ROE(3y)10.67%
ROE(5y)10.51%
ROIC(3y)9.81%
ROIC(5y)9.76%
ROICexc(3y)11.84%
ROICexc(5y)12.32%
ROICexgc(3y)11.87%
ROICexgc(5y)12.35%
ROCE(3y)11.93%
ROCE(5y)11.87%
ROICexcg growth 3Y-76.43%
ROICexcg growth 5Y-63.52%
ROICexc growth 3Y-76.42%
ROICexc growth 5Y-63.52%
OM growth 3Y-53.74%
OM growth 5Y-40.46%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.02 | ||
| Debt/EBITDA | 0.01 | ||
| Cap/Depr | 51.04% | ||
| Cap/Sales | 0.39% | ||
| Interest Coverage | 157.93 | ||
| Cash Conversion | 51.15% | ||
| Profit Quality | 61.69% | ||
| Current Ratio | 3.92 | ||
| Quick Ratio | 3.92 | ||
| Altman-Z | 5.31 |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)50.84%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.94%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)403.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%901.45%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2134.4%
Revenue growth 3Y-40.92%
Revenue growth 5Y-29.07%
Sales Q2Q%1444.02%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y485.23%
EBIT growth 3Y-72.67%
EBIT growth 5Y-57.77%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-28.41%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-27.76%
OCF growth 3YN/A
OCF growth 5YN/A