CLAIRVEST GROUP INC (CVG.CA) Fundamental Analysis & Valuation

TSX:CVG • CA17965L1004

Current stock price

77.5 CAD
+1.32 (+1.73%)
Last:

This CVG.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. CVG.CA Profitability Analysis

1.1 Basic Checks

  • In the past year CVG was profitable.
  • CVG had a positive operating cash flow in the past year.
  • CVG had positive earnings in 4 of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: CVG reported negative operating cash flow in multiple years.
CVG.CA Yearly Net Income VS EBIT VS OCF VS FCFCVG.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M

1.2 Ratios

  • CVG's Return On Assets of 5.01% is fine compared to the rest of the industry. CVG outperforms 64.00% of its industry peers.
  • With a Return On Equity value of 5.61%, CVG perfoms like the industry average, outperforming 57.33% of the companies in the same industry.
  • CVG's Return On Invested Capital of 5.97% is fine compared to the rest of the industry. CVG outperforms 66.67% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for CVG is significantly below the industry average of 10.56%.
  • The last Return On Invested Capital (5.97%) for CVG is above the 3 year average (4.76%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 5.01%
ROE 5.61%
ROIC 5.97%
ROA(3y)3.98%
ROA(5y)9.4%
ROE(3y)4.59%
ROE(5y)10.8%
ROIC(3y)4.76%
ROIC(5y)10.35%
CVG.CA Yearly ROA, ROE, ROICCVG.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20 25

1.3 Margins

  • CVG has a better Profit Margin (54.52%) than 78.67% of its industry peers.
  • CVG's Profit Margin has improved in the last couple of years.
  • With a decent Operating Margin value of 70.24%, CVG is doing good in the industry, outperforming 78.67% of the companies in the same industry.
  • CVG's Operating Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 70.24%
PM (TTM) 54.52%
GM N/A
OM growth 3Y-4.06%
OM growth 5Y1.07%
PM growth 3Y-4.1%
PM growth 5Y5.17%
GM growth 3YN/A
GM growth 5YN/A
CVG.CA Yearly Profit, Operating, Gross MarginsCVG.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80

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8

2. CVG.CA Health Analysis

2.1 Basic Checks

  • CVG has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, CVG has less shares outstanding
  • Compared to 1 year ago, CVG has a worse debt to assets ratio.
CVG.CA Yearly Shares OutstandingCVG.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M
CVG.CA Yearly Total Debt VS Total AssetsCVG.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B

2.2 Solvency

  • An Altman-Z score of 5.89 indicates that CVG is not in any danger for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 5.89, CVG belongs to the top of the industry, outperforming 82.67% of the companies in the same industry.
  • The Debt to FCF ratio of CVG is 0.10, which is an excellent value as it means it would take CVG, only 0.10 years of fcf income to pay off all of its debts.
  • CVG's Debt to FCF ratio of 0.10 is amongst the best of the industry. CVG outperforms 88.00% of its industry peers.
  • CVG has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
  • With an excellent Debt to Equity ratio value of 0.01, CVG belongs to the best of the industry, outperforming 81.33% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF 0.1
Altman-Z 5.89
ROIC/WACCN/A
WACCN/A
CVG.CA Yearly LT Debt VS Equity VS FCFCVG.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M 1B

2.3 Liquidity

  • A Current Ratio of 4.80 indicates that CVG has no problem at all paying its short term obligations.
  • CVG has a Current ratio of 4.80. This is in the better half of the industry: CVG outperforms 76.00% of its industry peers.
  • CVG has a Quick Ratio of 4.80. This indicates that CVG is financially healthy and has no problem in meeting its short term obligations.
  • CVG's Quick ratio of 4.80 is fine compared to the rest of the industry. CVG outperforms 76.00% of its industry peers.
Industry RankSector Rank
Current Ratio 4.8
Quick Ratio 4.8
CVG.CA Yearly Current Assets VS Current LiabilitesCVG.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

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1

3. CVG.CA Growth Analysis

3.1 Past

  • CVG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -43.18%.
  • Measured over the past years, CVG shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.98% on average per year.
  • The Revenue for CVG has decreased by -28.59% in the past year. This is quite bad
  • The Revenue has been growing slightly by 6.42% on average over the past years.
EPS 1Y (TTM)-43.18%
EPS 3Y-27.1%
EPS 5Y12.98%
EPS Q2Q%183.94%
Revenue 1Y (TTM)-28.59%
Revenue growth 3Y-25.17%
Revenue growth 5Y6.42%
Sales Q2Q%147.65%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
CVG.CA Yearly Revenue VS EstimatesCVG.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

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2

4. CVG.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 15.53, CVG is valued correctly.
  • Compared to the rest of the industry, the Price/Earnings ratio of CVG indicates a slightly more expensive valuation: CVG is more expensive than 66.67% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 26.78, CVG is valued a bit cheaper.
Industry RankSector Rank
PE 15.53
Fwd PE N/A
CVG.CA Price Earnings VS Forward Price EarningsCVG.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • 76.00% of the companies in the same industry are more expensive than CVG, based on the Enterprise Value to EBITDA ratio.
  • 77.33% of the companies in the same industry are more expensive than CVG, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 15.48
EV/EBITDA 9.37
CVG.CA Per share dataCVG.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)1.2
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. CVG.CA Dividend Analysis

5.1 Amount

  • CVG has a yearly dividend return of 0.14%, which is pretty low.
  • Compared to an average industry Dividend Yield of 1.96, CVG is paying slightly less dividend.
  • Compared to an average S&P500 Dividend Yield of 1.89, CVG's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.14%

5.2 History

  • On average, the dividend of CVG grows each year by 9.51%, which is quite nice.
  • CVG has paid a dividend for at least 10 years, which is a reliable track record.
  • CVG has decreased its dividend recently.
Dividend Growth(5Y)9.51%
Div Incr Years1
Div Non Decr Years1
CVG.CA Yearly Dividends per shareCVG.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1 2 3 4 5

5.3 Sustainability

  • CVG pays out 17.76% of its income as dividend. This is a sustainable payout ratio.
  • CVG's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP17.76%
EPS Next 2YN/A
EPS Next 3YN/A
CVG.CA Yearly Income VS Free CF VS DividendCVG.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M
CVG.CA Dividend Payout.CVG.CA Dividend Payout, showing the Payout Ratio.CVG.CA Dividend Payout.PayoutRetained Earnings

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CVG.CA Fundamentals: All Metrics, Ratios and Statistics

CLAIRVEST GROUP INC

TSX:CVG (4/10/2026, 7:00:00 PM)

77.5

+1.32 (+1.73%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-11
Earnings (Next)06-23
Inst Owners0.31%
Inst Owner ChangeN/A
Ins Owners58.43%
Ins Owner ChangeN/A
Market Cap1.07B
Revenue(TTM)129.17M
Net Income(TTM)70.42M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.14%
Yearly Dividend0.81
Dividend Growth(5Y)9.51%
DP17.76%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 15.53
Fwd PE N/A
P/S 8.32
P/FCF 15.48
P/OCF 15.42
P/B 0.86
P/tB 0.86
EV/EBITDA 9.37
EPS(TTM)4.99
EY6.44%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)5.01
FCFY6.46%
OCF(TTM)5.02
OCFY6.48%
SpS9.32
BVpS90.56
TBVpS90.56
PEG (NY)N/A
PEG (5Y)1.2
Graham Number100.84
Profitability
Industry RankSector Rank
ROA 5.01%
ROE 5.61%
ROCE 6.77%
ROIC 5.97%
ROICexc 7.01%
ROICexgc 7.01%
OM 70.24%
PM (TTM) 54.52%
GM N/A
FCFM 53.74%
ROA(3y)3.98%
ROA(5y)9.4%
ROE(3y)4.59%
ROE(5y)10.8%
ROIC(3y)4.76%
ROIC(5y)10.35%
ROICexc(3y)5.56%
ROICexc(5y)12.5%
ROICexgc(3y)5.56%
ROICexgc(5y)12.53%
ROCE(3y)5.41%
ROCE(5y)11.75%
ROICexgc growth 3Y-30.96%
ROICexgc growth 5Y-5.56%
ROICexc growth 3Y-30.89%
ROICexc growth 5Y-5.56%
OM growth 3Y-4.06%
OM growth 5Y1.07%
PM growth 3Y-4.1%
PM growth 5Y5.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.09
Health
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF 0.1
Debt/EBITDA 0.08
Cap/Depr 15.39%
Cap/Sales 0.18%
Interest Coverage 129.61
Cash Conversion 75.51%
Profit Quality 98.57%
Current Ratio 4.8
Quick Ratio 4.8
Altman-Z 5.89
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)57.94%
Cap/Depr(5y)45.52%
Cap/Sales(3y)1.08%
Cap/Sales(5y)0.68%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-43.18%
EPS 3Y-27.1%
EPS 5Y12.98%
EPS Q2Q%183.94%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-28.59%
Revenue growth 3Y-25.17%
Revenue growth 5Y6.42%
Sales Q2Q%147.65%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-41.28%
EBIT growth 3Y-28.2%
EBIT growth 5Y7.56%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y226.59%
FCF growth 3Y24.73%
FCF growth 5YN/A
OCF growth 1Y230.22%
OCF growth 3Y24.71%
OCF growth 5YN/A

CLAIRVEST GROUP INC / CVG.CA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of CLAIRVEST GROUP INC (CVG.CA) stock?

ChartMill assigns a fundamental rating of 5 / 10 to CVG.CA.


What is the valuation status for CVG stock?

ChartMill assigns a valuation rating of 2 / 10 to CLAIRVEST GROUP INC (CVG.CA). This can be considered as Overvalued.


What is the profitability of CVG stock?

CLAIRVEST GROUP INC (CVG.CA) has a profitability rating of 5 / 10.


What is the financial health of CLAIRVEST GROUP INC (CVG.CA) stock?

The financial health rating of CLAIRVEST GROUP INC (CVG.CA) is 8 / 10.


How sustainable is the dividend of CLAIRVEST GROUP INC (CVG.CA) stock?

The dividend rating of CLAIRVEST GROUP INC (CVG.CA) is 4 / 10 and the dividend payout ratio is 17.76%.