CLAIRVEST GROUP INC (CVG.CA) Stock Fundamental Analysis
Canada - TSX:CVG - CA17965L1004 - Common Stock
71 CAD
0 (0%)
Taking everything into account, CVG scores 6 out of 10 in our fundamental rating. CVG was compared to 81 industry peers in the Capital Markets industry. CVG is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. CVG has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
CVG had positive earnings in the past year.
CVG had a positive operating cash flow in the past year.
Of the past 5 years CVG 4 years were profitable.
In multiple years CVG reported negative operating cash flow during the last 5 years.
1.2 Ratios
CVG has a Return On Assets of 8.25%. This is in the better half of the industry: CVG outperforms 75.31% of its industry peers.
CVG's Return On Equity of 9.48% is fine compared to the rest of the industry. CVG outperforms 66.67% of its industry peers.
CVG has a better Return On Invested Capital (9.35%) than 82.72% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CVG is significantly below the industry average of 10.17%.
The last Return On Invested Capital (9.35%) for CVG is above the 3 year average (4.76%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.25% | ||
| ROE | 9.48% | ||
| ROIC | 9.35% |
ROA(3y)3.98%
ROA(5y)9.4%
ROE(3y)4.59%
ROE(5y)10.8%
ROIC(3y)4.76%
ROIC(5y)10.35%
1.3 Margins
The Profit Margin of CVG (64.09%) is better than 82.72% of its industry peers.
CVG's Profit Margin has improved in the last couple of years.
With an excellent Operating Margin value of 76.64%, CVG belongs to the best of the industry, outperforming 85.19% of the companies in the same industry.
CVG's Operating Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 76.64% | ||
| PM (TTM) | 64.09% | ||
| GM | N/A |
OM growth 3Y-4.06%
OM growth 5Y1.07%
PM growth 3Y-4.1%
PM growth 5Y5.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
CVG has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, CVG has less shares outstanding
CVG has a worse debt/assets ratio than last year.
2.2 Solvency
CVG has an Altman-Z score of 5.02. This indicates that CVG is financially healthy and has little risk of bankruptcy at the moment.
CVG has a better Altman-Z score (5.02) than 81.48% of its industry peers.
The Debt to FCF ratio of CVG is 0.08, which is an excellent value as it means it would take CVG, only 0.08 years of fcf income to pay off all of its debts.
CVG has a Debt to FCF ratio of 0.08. This is amongst the best in the industry. CVG outperforms 90.12% of its industry peers.
A Debt/Equity ratio of 0.01 indicates that CVG is not too dependend on debt financing.
CVG's Debt to Equity ratio of 0.01 is amongst the best of the industry. CVG outperforms 82.72% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.08 | ||
| Altman-Z | 5.02 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CVG has a Current Ratio of 2.92. This indicates that CVG is financially healthy and has no problem in meeting its short term obligations.
With a decent Current ratio value of 2.92, CVG is doing good in the industry, outperforming 76.54% of the companies in the same industry.
A Quick Ratio of 2.92 indicates that CVG has no problem at all paying its short term obligations.
CVG's Quick ratio of 2.92 is fine compared to the rest of the industry. CVG outperforms 76.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.92 | ||
| Quick Ratio | 2.92 |
3. Growth
3.1 Past
CVG shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 13969.76%, which is quite impressive.
Measured over the past years, CVG shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.98% on average per year.
The Revenue has grown by 380.89% in the past year. This is a very strong growth!
The Revenue has been growing slightly by 6.42% on average over the past years.
EPS 1Y (TTM)13969.76%
EPS 3Y-27.1%
EPS 5Y12.98%
EPS Q2Q%-7.81%
Revenue 1Y (TTM)380.89%
Revenue growth 3Y-25.17%
Revenue growth 5Y6.42%
Sales Q2Q%25.45%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
CVG is valuated reasonably with a Price/Earnings ratio of 8.52.
CVG's Price/Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Earnings ratio of 27.55, CVG is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.52 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CVG is valued cheaper than 95.06% of the companies in the same industry.
80.25% of the companies in the same industry are more expensive than CVG, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11 | ||
| EV/EBITDA | 5.96 |
4.3 Compensation for Growth
The decent profitability rating of CVG may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.66
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
CVG has a yearly dividend return of 0.14%, which is pretty low.
CVG's Dividend Yield is slightly below the industry average, which is at 3.23.
Compared to an average S&P500 Dividend Yield of 2.43, CVG's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.14% |
5.2 History
On average, the dividend of CVG grows each year by 9.51%, which is quite nice.
CVG has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)9.51%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
9.83% of the earnings are spent on dividend by CVG. This is a low number and sustainable payout ratio.
CVG's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP9.83%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:CVG (10/10/2025, 7:00:00 PM)
71
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.05%
Inst Owner ChangeN/A
Ins Owners56.57%
Ins Owner ChangeN/A
Market Cap1.02B
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.14% |
Yearly Dividend0.81
Dividend Growth(5Y)9.51%
DP9.83%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.52 | ||
| Fwd PE | N/A | ||
| P/S | 5.46 | ||
| P/FCF | 11 | ||
| P/OCF | 10.93 | ||
| P/B | 0.81 | ||
| P/tB | 0.81 | ||
| EV/EBITDA | 5.96 |
EPS(TTM)8.33
EY11.73%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)6.46
FCFY9.09%
OCF(TTM)6.49
OCFY9.15%
SpS13
BVpS87.86
TBVpS87.86
PEG (NY)N/A
PEG (5Y)0.66
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.25% | ||
| ROE | 9.48% | ||
| ROCE | 10.61% | ||
| ROIC | 9.35% | ||
| ROICexc | 10.65% | ||
| ROICexgc | 10.66% | ||
| OM | 76.64% | ||
| PM (TTM) | 64.09% | ||
| GM | N/A | ||
| FCFM | 49.68% |
ROA(3y)3.98%
ROA(5y)9.4%
ROE(3y)4.59%
ROE(5y)10.8%
ROIC(3y)4.76%
ROIC(5y)10.35%
ROICexc(3y)5.56%
ROICexc(5y)12.5%
ROICexgc(3y)5.56%
ROICexgc(5y)12.53%
ROCE(3y)5.41%
ROCE(5y)11.75%
ROICexcg growth 3Y-30.96%
ROICexcg growth 5Y-5.56%
ROICexc growth 3Y-30.89%
ROICexc growth 5Y-5.56%
OM growth 3Y-4.06%
OM growth 5Y1.07%
PM growth 3Y-4.1%
PM growth 5Y5.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.08 | ||
| Debt/EBITDA | 0.05 | ||
| Cap/Depr | 37.86% | ||
| Cap/Sales | 0.29% | ||
| Interest Coverage | 148.03 | ||
| Cash Conversion | 64.55% | ||
| Profit Quality | 77.51% | ||
| Current Ratio | 2.92 | ||
| Quick Ratio | 2.92 | ||
| Altman-Z | 5.02 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)57.94%
Cap/Depr(5y)45.52%
Cap/Sales(3y)1.08%
Cap/Sales(5y)0.68%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13969.76%
EPS 3Y-27.1%
EPS 5Y12.98%
EPS Q2Q%-7.81%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)380.89%
Revenue growth 3Y-25.17%
Revenue growth 5Y6.42%
Sales Q2Q%25.45%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y1627.55%
EBIT growth 3Y-28.2%
EBIT growth 5Y7.56%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y675.1%
FCF growth 3Y24.73%
FCF growth 5YN/A
OCF growth 1Y720.91%
OCF growth 3Y24.71%
OCF growth 5YN/A