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CLAIRVEST GROUP INC (CVG.CA) Stock Fundamental Analysis

TSX:CVG - Toronto Stock Exchange - CA17965L1004 - Common Stock - Currency: CAD

73  +0.5 (+0.69%)

Fundamental Rating

6

CVG gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 82 industry peers in the Capital Markets industry. While CVG has a great health rating, its profitability is only average at the moment. CVG has a valuation in line with the averages, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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6

1. Profitability

1.1 Basic Checks

CVG had positive earnings in the past year.
CVG had a positive operating cash flow in the past year.
CVG had positive earnings in 4 of the past 5 years.
In multiple years CVG reported negative operating cash flow during the last 5 years.
CVG.CA Yearly Net Income VS EBIT VS OCF VS FCFCVG.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M

1.2 Ratios

With an excellent Return On Assets value of 9.05%, CVG belongs to the best of the industry, outperforming 81.71% of the companies in the same industry.
With a decent Return On Equity value of 10.32%, CVG is doing good in the industry, outperforming 78.05% of the companies in the same industry.
With an excellent Return On Invested Capital value of 9.49%, CVG belongs to the best of the industry, outperforming 89.02% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for CVG is above the industry average of 7.80%.
Industry RankSector Rank
ROA 9.05%
ROE 10.32%
ROIC 9.49%
ROA(3y)9.27%
ROA(5y)9.16%
ROE(3y)10.67%
ROE(5y)10.51%
ROIC(3y)9.81%
ROIC(5y)9.76%
CVG.CA Yearly ROA, ROE, ROICCVG.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20 25

1.3 Margins

CVG has a better Profit Margin (70.45%) than 85.37% of its industry peers.
CVG has a Operating Margin of 84.96%. This is amongst the best in the industry. CVG outperforms 92.68% of its industry peers.
In the last couple of years the Operating Margin of CVG has declined.
Industry RankSector Rank
OM 84.96%
PM (TTM) 70.45%
GM N/A
OM growth 3Y-53.74%
OM growth 5Y-40.46%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
CVG.CA Yearly Profit, Operating, Gross MarginsCVG.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80

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9

2. Health

2.1 Basic Checks

CVG has less shares outstanding than it did 1 year ago.
The number of shares outstanding for CVG has been reduced compared to 5 years ago.
Compared to 1 year ago, CVG has an improved debt to assets ratio.
CVG.CA Yearly Shares OutstandingCVG.CA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M
CVG.CA Yearly Total Debt VS Total AssetsCVG.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B

2.2 Solvency

CVG has an Altman-Z score of 5.43. This indicates that CVG is financially healthy and has little risk of bankruptcy at the moment.
CVG's Altman-Z score of 5.43 is fine compared to the rest of the industry. CVG outperforms 79.27% of its industry peers.
The Debt to FCF ratio of CVG is 0.02, which is an excellent value as it means it would take CVG, only 0.02 years of fcf income to pay off all of its debts.
CVG has a Debt to FCF ratio of 0.02. This is amongst the best in the industry. CVG outperforms 92.68% of its industry peers.
CVG has a Debt/Equity ratio of 0.00. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of CVG (0.00) is better than 81.71% of its industry peers.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.02
Altman-Z 5.43
ROIC/WACCN/A
WACCN/A
CVG.CA Yearly LT Debt VS Equity VS FCFCVG.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M 1B

2.3 Liquidity

A Current Ratio of 3.92 indicates that CVG has no problem at all paying its short term obligations.
CVG has a Current ratio of 3.92. This is in the better half of the industry: CVG outperforms 79.27% of its industry peers.
CVG has a Quick Ratio of 3.92. This indicates that CVG is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of CVG (3.92) is better than 79.27% of its industry peers.
Industry RankSector Rank
Current Ratio 3.92
Quick Ratio 3.92
CVG.CA Yearly Current Assets VS Current LiabilitesCVG.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

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2

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 403.59% over the past year.
Looking at the last year, CVG shows a very strong growth in Revenue. The Revenue has grown by 2134.40%.
The Revenue for CVG have been decreasing by -29.07% on average. This is quite bad
EPS 1Y (TTM)403.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%901.45%
Revenue 1Y (TTM)2134.4%
Revenue growth 3Y-40.92%
Revenue growth 5Y-29.07%
Sales Q2Q%1444.02%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
CVG.CA Yearly Revenue VS EstimatesCVG.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

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4

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 8.32, the valuation of CVG can be described as reasonable.
The rest of the industry has a similar Price/Earnings ratio as CVG.
CVG is valuated cheaply when we compare the Price/Earnings ratio to 26.53, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 8.32
Fwd PE N/A
CVG.CA Price Earnings VS Forward Price EarningsCVG.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

CVG's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. CVG is cheaper than 91.46% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, CVG is valued a bit cheaper than the industry average as 74.39% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 13.33
EV/EBITDA 5.61
CVG.CA Per share dataCVG.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

The decent profitability rating of CVG may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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3

5. Dividend

5.1 Amount

CVG has a yearly dividend return of 0.14%, which is pretty low.
CVG's Dividend Yield is slightly below the industry average, which is at 3.22.
Compared to an average S&P500 Dividend Yield of 2.39, CVG's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.14%

5.2 History

On average, the dividend of CVG grows each year by 13.17%, which is quite nice.
CVG has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)13.17%
Div Incr Years0
Div Non Decr Years0
CVG.CA Yearly Dividends per shareCVG.CA Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1 2 3 4 5

5.3 Sustainability

9.21% of the earnings are spent on dividend by CVG. This is a low number and sustainable payout ratio.
DP9.21%
EPS Next 2YN/A
EPS Next 3YN/A
CVG.CA Yearly Income VS Free CF VS DividendCVG.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M
CVG.CA Dividend Payout.CVG.CA Dividend Payout, showing the Payout Ratio.CVG.CA Dividend Payout.PayoutRetained Earnings

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CLAIRVEST GROUP INC

TSX:CVG (6/5/2025, 7:00:00 PM)

73

+0.5 (+0.69%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-18 2025-02-18
Earnings (Next)06-25 2025-06-25
Inst Owners0.17%
Inst Owner ChangeN/A
Ins Owners56.45%
Ins Owner ChangeN/A
Market Cap1.05B
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.14%
Yearly Dividend0.82
Dividend Growth(5Y)13.17%
DP9.21%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 8.32
Fwd PE N/A
P/S 5.79
P/FCF 13.33
P/OCF 13.21
P/B 0.85
P/tB 0.85
EV/EBITDA 5.61
EPS(TTM)8.77
EY12.01%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)5.48
FCFY7.5%
OCF(TTM)5.53
OCFY7.57%
SpS12.6
BVpS86.02
TBVpS86.02
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 9.05%
ROE 10.32%
ROCE 11.53%
ROIC 9.49%
ROICexc 10.96%
ROICexgc 10.96%
OM 84.96%
PM (TTM) 70.45%
GM N/A
FCFM 43.46%
ROA(3y)9.27%
ROA(5y)9.16%
ROE(3y)10.67%
ROE(5y)10.51%
ROIC(3y)9.81%
ROIC(5y)9.76%
ROICexc(3y)11.84%
ROICexc(5y)12.32%
ROICexgc(3y)11.87%
ROICexgc(5y)12.35%
ROCE(3y)11.93%
ROCE(5y)11.87%
ROICexcg growth 3Y-76.43%
ROICexcg growth 5Y-63.52%
ROICexc growth 3Y-76.42%
ROICexc growth 5Y-63.52%
OM growth 3Y-53.74%
OM growth 5Y-40.46%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.13
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.02
Debt/EBITDA 0.01
Cap/Depr 51.04%
Cap/Sales 0.39%
Interest Coverage 157.93
Cash Conversion 51.15%
Profit Quality 61.69%
Current Ratio 3.92
Quick Ratio 3.92
Altman-Z 5.43
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)50.84%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.94%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)403.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%901.45%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2134.4%
Revenue growth 3Y-40.92%
Revenue growth 5Y-29.07%
Sales Q2Q%1444.02%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y485.23%
EBIT growth 3Y-72.67%
EBIT growth 5Y-57.77%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-28.41%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-27.76%
OCF growth 3YN/A
OCF growth 5YN/A