CLAIRVEST GROUP INC (CVG.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:CVG - CA17965L1004 - Common Stock
73 CAD
-0.49 (-0.67%)
CVG gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 80 industry peers in the Capital Markets industry. The financial health of CVG is average, but there are quite some concerns on its profitability. CVG is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year CVG was profitable.
In the past year CVG has reported a negative cash flow from operations.
Of the past 5 years CVG 4 years were profitable.
In multiple years CVG reported negative operating cash flow during the last 5 years.
1.2 Ratios
CVG has a Return On Assets (0.29%) which is comparable to the rest of the industry.
CVG's Return On Equity of 0.33% is on the low side compared to the rest of the industry. CVG is outperformed by 72.50% of its industry peers.
The Return On Invested Capital of CVG (1.19%) is worse than 68.75% of its industry peers.
The Average Return On Invested Capital over the past 3 years for CVG is significantly below the industry average of 10.18%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.29% | ||
| ROE | 0.33% | ||
| ROIC | 1.19% |
ROA(3y)3.98%
ROA(5y)9.4%
ROE(3y)4.59%
ROE(5y)10.8%
ROIC(3y)4.76%
ROIC(5y)10.35%
1.3 Margins
CVG has a better Profit Margin (7.27%) than 61.25% of its industry peers.
In the last couple of years the Profit Margin of CVG has grown nicely.
CVG's Operating Margin of 32.27% is fine compared to the rest of the industry. CVG outperforms 71.25% of its industry peers.
CVG's Operating Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 32.27% | ||
| PM (TTM) | 7.27% | ||
| GM | N/A |
OM growth 3Y-4.06%
OM growth 5Y1.07%
PM growth 3Y-4.1%
PM growth 5Y5.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
CVG has less shares outstanding than it did 1 year ago.
CVG has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, CVG has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 5.31 indicates that CVG is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 5.31, CVG belongs to the top of the industry, outperforming 81.25% of the companies in the same industry.
A Debt/Equity ratio of 0.01 indicates that CVG is not too dependend on debt financing.
CVG has a better Debt to Equity ratio (0.01) than 82.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 5.31 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CVG has a Current Ratio of 3.53. This indicates that CVG is financially healthy and has no problem in meeting its short term obligations.
CVG's Current ratio of 3.53 is fine compared to the rest of the industry. CVG outperforms 75.00% of its industry peers.
CVG has a Quick Ratio of 3.53. This indicates that CVG is financially healthy and has no problem in meeting its short term obligations.
With a decent Quick ratio value of 3.53, CVG is doing good in the industry, outperforming 75.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.53 | ||
| Quick Ratio | 3.53 |
3. Growth
3.1 Past
CVG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -99.76%.
CVG shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.98% yearly.
CVG shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -58.49%.
CVG shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.42% yearly.
EPS 1Y (TTM)-99.76%
EPS 3Y-27.1%
EPS 5Y12.98%
EPS Q2Q%-300.72%
Revenue 1Y (TTM)-58.49%
Revenue growth 3Y-25.17%
Revenue growth 5Y6.42%
Sales Q2Q%-247.06%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
CVG is valuated quite expensively with a Price/Earnings ratio of 7300.00.
Based on the Price/Earnings ratio, CVG is valued a bit more expensive than 75.00% of the companies in the same industry.
CVG is valuated expensively when we compare the Price/Earnings ratio to 26.51, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7300 | ||
| Fwd PE | N/A |
4.2 Price Multiples
CVG's Enterprise Value to EBITDA ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 49.9 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)562.24
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
CVG has a yearly dividend return of 0.14%, which is pretty low.
Compared to an average industry Dividend Yield of 1.87, CVG is paying slightly less dividend.
With a Dividend Yield of 0.14, CVG pays less dividend than the S&P500 average, which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.14% |
5.2 History
On average, the dividend of CVG grows each year by 9.51%, which is quite nice.
CVG has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)9.51%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
CVG pays out 325.92% of its income as dividend. This is not a sustainable payout ratio.
The dividend of CVG is growing, but earnings are growing more, so the dividend growth is sustainable.
DP325.92%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:CVG (12/31/2025, 7:00:00 PM)
73
-0.49 (-0.67%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.29%
Inst Owner ChangeN/A
Ins Owners58.45%
Ins Owner ChangeN/A
Market Cap1.02B
Revenue(TTM)51.68M
Net Income(TTM)3.76M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.14% |
Yearly Dividend0.81
Dividend Growth(5Y)9.51%
DP325.92%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7300 | ||
| Fwd PE | N/A | ||
| P/S | 19.68 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.88 | ||
| P/tB | 0.88 | ||
| EV/EBITDA | 49.9 |
EPS(TTM)0.01
EY0.01%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.75
FCFYN/A
OCF(TTM)-0.73
OCFYN/A
SpS3.71
BVpS82.87
TBVpS82.87
PEG (NY)N/A
PEG (5Y)562.24
Graham Number4.32
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.29% | ||
| ROE | 0.33% | ||
| ROCE | 1.35% | ||
| ROIC | 1.19% | ||
| ROICexc | 1.31% | ||
| ROICexgc | 1.31% | ||
| OM | 32.27% | ||
| PM (TTM) | 7.27% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)3.98%
ROA(5y)9.4%
ROE(3y)4.59%
ROE(5y)10.8%
ROIC(3y)4.76%
ROIC(5y)10.35%
ROICexc(3y)5.56%
ROICexc(5y)12.5%
ROICexgc(3y)5.56%
ROICexgc(5y)12.53%
ROCE(3y)5.41%
ROCE(5y)11.75%
ROICexgc growth 3Y-30.96%
ROICexgc growth 5Y-5.56%
ROICexc growth 3Y-30.89%
ROICexc growth 5Y-5.56%
OM growth 3Y-4.06%
OM growth 5Y1.07%
PM growth 3Y-4.1%
PM growth 5Y5.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.39 | ||
| Cap/Depr | 22.98% | ||
| Cap/Sales | 0.65% | ||
| Interest Coverage | 21.44 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.53 | ||
| Quick Ratio | 3.53 | ||
| Altman-Z | 5.31 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)57.94%
Cap/Depr(5y)45.52%
Cap/Sales(3y)1.08%
Cap/Sales(5y)0.68%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-99.76%
EPS 3Y-27.1%
EPS 5Y12.98%
EPS Q2Q%-300.72%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-58.49%
Revenue growth 3Y-25.17%
Revenue growth 5Y6.42%
Sales Q2Q%-247.06%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-83.9%
EBIT growth 3Y-28.2%
EBIT growth 5Y7.56%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-599.95%
FCF growth 3Y24.73%
FCF growth 5YN/A
OCF growth 1Y-398.85%
OCF growth 3Y24.71%
OCF growth 5YN/A
CLAIRVEST GROUP INC / CVG.CA FAQ
What is the ChartMill fundamental rating of CLAIRVEST GROUP INC (CVG.CA) stock?
ChartMill assigns a fundamental rating of 3 / 10 to CVG.CA.
What is the valuation status for CVG stock?
ChartMill assigns a valuation rating of 0 / 10 to CLAIRVEST GROUP INC (CVG.CA). This can be considered as Overvalued.
How profitable is CLAIRVEST GROUP INC (CVG.CA) stock?
CLAIRVEST GROUP INC (CVG.CA) has a profitability rating of 3 / 10.
What is the valuation of CLAIRVEST GROUP INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for CLAIRVEST GROUP INC (CVG.CA) is 7300 and the Price/Book (PB) ratio is 0.88.
How sustainable is the dividend of CLAIRVEST GROUP INC (CVG.CA) stock?
The dividend rating of CLAIRVEST GROUP INC (CVG.CA) is 3 / 10 and the dividend payout ratio is 325.92%.