CLAIRVEST GROUP INC (CVG.CA) Stock Fundamental Analysis
TSX:CVG - Toronto Stock Exchange - CA17965L1004 - Common Stock - Currency: CAD
Overall CVG gets a fundamental rating of 6 out of 10. We evaluated CVG against 81 industry peers in the Capital Markets industry. CVG has an excellent financial health rating, but there are some minor concerns on its profitability. CVG is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
CVG had positive earnings in the past year.
In the past year CVG had a positive cash flow from operations.
Of the past 5 years CVG 4 years were profitable.
In multiple years CVG reported negative operating cash flow during the last 5 years.
1.2 Ratios
CVG has a Return On Assets of 8.54%. This is amongst the best in the industry. CVG outperforms 80.25% of its industry peers.
Looking at the Return On Equity, with a value of 9.75%, CVG is in the better half of the industry, outperforming 77.78% of the companies in the same industry.
CVG's Return On Invested Capital of 9.15% is amongst the best of the industry. CVG outperforms 87.65% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CVG is below the industry average of 7.88%.
The 3 year average ROIC (4.76%) for CVG is below the current ROIC(9.15%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.54% | ||
| ROE | 9.75% | ||
| ROIC | 9.15% |
ROA(3y)3.98%
ROA(5y)9.4%
ROE(3y)4.59%
ROE(5y)10.8%
ROIC(3y)4.76%
ROIC(5y)10.35%
1.3 Margins
CVG has a better Profit Margin (69.15%) than 85.19% of its industry peers.
In the last couple of years the Profit Margin of CVG has grown nicely.
CVG has a Operating Margin of 79.70%. This is amongst the best in the industry. CVG outperforms 88.89% of its industry peers.
CVG's Operating Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 79.7% | ||
| PM (TTM) | 69.15% | ||
| GM | N/A |
OM growth 3Y-4.06%
OM growth 5Y1.07%
PM growth 3Y-4.1%
PM growth 5Y5.17%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, CVG has less shares outstanding
CVG has less shares outstanding than it did 5 years ago.
CVG has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 5.42 indicates that CVG is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 5.42, CVG is in the better half of the industry, outperforming 77.78% of the companies in the same industry.
CVG has a debt to FCF ratio of 0.09. This is a very positive value and a sign of high solvency as it would only need 0.09 years to pay back of all of its debts.
The Debt to FCF ratio of CVG (0.09) is better than 90.12% of its industry peers.
CVG has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of CVG (0.01) is better than 77.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.09 | ||
| Altman-Z | 5.42 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CVG has a Current Ratio of 4.06. This indicates that CVG is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of CVG (4.06) is better than 76.54% of its industry peers.
CVG has a Quick Ratio of 4.06. This indicates that CVG is financially healthy and has no problem in meeting its short term obligations.
CVG's Quick ratio of 4.06 is fine compared to the rest of the industry. CVG outperforms 76.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.06 | ||
| Quick Ratio | 4.06 |
3. Growth
3.1 Past
CVG shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 3179.72%, which is quite impressive.
Measured over the past years, CVG shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.98% on average per year.
The Revenue has grown by 380.60% in the past year. This is a very strong growth!
Measured over the past years, CVG shows a small growth in Revenue. The Revenue has been growing by 6.42% on average per year.
EPS 1Y (TTM)3179.72%
EPS 3Y-27.1%
EPS 5Y12.98%
EPS Q2Q%-18.23%
Revenue 1Y (TTM)380.6%
Revenue growth 3Y-25.17%
Revenue growth 5Y6.42%
Sales Q2Q%-12.58%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 8.63, the valuation of CVG can be described as very reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of CVG is on the same level as its industry peers.
The average S&P500 Price/Earnings ratio is at 26.48. CVG is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.63 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CVG is valued cheaply inside the industry as 93.83% of the companies are valued more expensively.
CVG's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. CVG is cheaper than 74.07% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.32 | ||
| EV/EBITDA | 6.38 |
4.3 Compensation for Growth
The decent profitability rating of CVG may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.66
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a yearly dividend of 0.14%, CVG is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 4.56, CVG is paying slightly less dividend.
Compared to an average S&P500 Dividend Yield of 2.39, CVG's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.14% |
5.2 History
The dividend of CVG is nicely growing with an annual growth rate of 9.51%!
CVG has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)9.51%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
CVG pays out 9.62% of its income as dividend. This is a sustainable payout ratio.
CVG's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP9.62%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:CVG (8/8/2025, 7:00:00 PM)
73
-2 (-2.67%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.05%
Inst Owner ChangeN/A
Ins Owners56.64%
Ins Owner ChangeN/A
Market Cap1.05B
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.14% |
Yearly Dividend0.81
Dividend Growth(5Y)9.51%
DP9.62%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.63 | ||
| Fwd PE | N/A | ||
| P/S | 5.93 | ||
| P/FCF | 13.32 | ||
| P/OCF | 13.16 | ||
| P/B | 0.84 | ||
| P/tB | 0.84 | ||
| EV/EBITDA | 6.38 |
EPS(TTM)8.46
EY11.59%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)5.48
FCFY7.51%
OCF(TTM)5.55
OCFY7.6%
SpS12.31
BVpS87.28
TBVpS87.28
PEG (NY)N/A
PEG (5Y)0.66
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.54% | ||
| ROE | 9.75% | ||
| ROCE | 10.39% | ||
| ROIC | 9.15% | ||
| ROICexc | 10.52% | ||
| ROICexgc | 10.52% | ||
| OM | 79.7% | ||
| PM (TTM) | 69.15% | ||
| GM | N/A | ||
| FCFM | 44.53% |
ROA(3y)3.98%
ROA(5y)9.4%
ROE(3y)4.59%
ROE(5y)10.8%
ROIC(3y)4.76%
ROIC(5y)10.35%
ROICexc(3y)5.56%
ROICexc(5y)12.5%
ROICexgc(3y)5.56%
ROICexgc(5y)12.53%
ROCE(3y)5.41%
ROCE(5y)11.75%
ROICexcg growth 3Y-30.96%
ROICexcg growth 5Y-5.56%
ROICexc growth 3Y-30.89%
ROICexc growth 5Y-5.56%
OM growth 3Y-4.06%
OM growth 5Y1.07%
PM growth 3Y-4.1%
PM growth 5Y5.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.09 | ||
| Debt/EBITDA | 0.05 | ||
| Cap/Depr | 66.76% | ||
| Cap/Sales | 0.53% | ||
| Interest Coverage | 145.75 | ||
| Cash Conversion | 55.98% | ||
| Profit Quality | 64.39% | ||
| Current Ratio | 4.06 | ||
| Quick Ratio | 4.06 | ||
| Altman-Z | 5.42 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)57.94%
Cap/Depr(5y)45.52%
Cap/Sales(3y)1.08%
Cap/Sales(5y)0.68%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3179.72%
EPS 3Y-27.1%
EPS 5Y12.98%
EPS Q2Q%-18.23%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)380.6%
Revenue growth 3Y-25.17%
Revenue growth 5Y6.42%
Sales Q2Q%-12.58%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y5869.91%
EBIT growth 3Y-28.2%
EBIT growth 5Y7.56%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y326.77%
FCF growth 3Y24.73%
FCF growth 5YN/A
OCF growth 1Y335.28%
OCF growth 3Y24.71%
OCF growth 5YN/A