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CARDIFF ONCOLOGY INC (CRDF) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:CRDF - US14147L1089 - Common Stock

2.11 USD
-0.05 (-2.31%)
Last: 12/5/2025, 8:11:56 PM
2.14 USD
+0.03 (+1.42%)
Pre-Market: 12/8/2025, 9:08:49 AM
Fundamental Rating

3

Overall CRDF gets a fundamental rating of 3 out of 10. We evaluated CRDF against 531 industry peers in the Biotechnology industry. The financial health of CRDF is average, but there are quite some concerns on its profitability. While showing a medium growth rate, CRDF is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

0

1. Profitability

1.1 Basic Checks

CRDF had negative earnings in the past year.
CRDF had a negative operating cash flow in the past year.
CRDF had negative earnings in each of the past 5 years.
CRDF had a negative operating cash flow in each of the past 5 years.
CRDF Yearly Net Income VS EBIT VS OCF VS FCFCRDF Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 -10M -20M -30M -40M

1.2 Ratios

CRDF has a worse Return On Assets (-78.13%) than 65.91% of its industry peers.
CRDF has a Return On Equity of -102.04%. This is comparable to the rest of the industry: CRDF outperforms 45.76% of its industry peers.
Industry RankSector Rank
ROA -78.12%
ROE -102.04%
ROIC N/A
ROA(3y)-43.24%
ROA(5y)-33.09%
ROE(3y)-49.74%
ROE(5y)-37.4%
ROIC(3y)N/A
ROIC(5y)N/A
CRDF Yearly ROA, ROE, ROICCRDF Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 -100 -200 -300

1.3 Margins

The Profit Margin and Operating Margin and Gross Margin are not available for CRDF so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
CRDF Yearly Profit, Operating, Gross MarginsCRDF Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -2K -4K -6K -8K -10K

6

2. Health

2.1 Basic Checks

CRDF does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for CRDF has been increased compared to 1 year ago.
The number of shares outstanding for CRDF has been increased compared to 5 years ago.
There is no outstanding debt for CRDF. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
CRDF Yearly Shares OutstandingCRDF Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
CRDF Yearly Total Debt VS Total AssetsCRDF Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M

2.2 Solvency

Based on the Altman-Z score of -5.46, we must say that CRDF is in the distress zone and has some risk of bankruptcy.
CRDF has a worse Altman-Z score (-5.46) than 64.22% of its industry peers.
CRDF has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z -5.46
ROIC/WACCN/A
WACC8.78%
CRDF Yearly LT Debt VS Equity VS FCFCRDF Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

2.3 Liquidity

CRDF has a Current Ratio of 4.13. This indicates that CRDF is financially healthy and has no problem in meeting its short term obligations.
CRDF has a Current ratio (4.13) which is in line with its industry peers.
CRDF has a Quick Ratio of 4.13. This indicates that CRDF is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of CRDF (4.13) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 4.13
Quick Ratio 4.13
CRDF Yearly Current Assets VS Current LiabilitesCRDF Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M

5

3. Growth

3.1 Past

CRDF shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 14.89%, which is quite good.
Looking at the last year, CRDF shows a very negative growth in Revenue. The Revenue has decreased by -27.29% in the last year.
Measured over the past years, CRDF shows a very strong growth in Revenue. The Revenue has been growing by 23.27% on average per year.
EPS 1Y (TTM)14.89%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%32%
Revenue 1Y (TTM)-27.29%
Revenue growth 3Y23.8%
Revenue growth 5Y23.27%
Sales Q2Q%-27.27%

3.2 Future

Based on estimates for the next years, CRDF will show a decrease in Earnings Per Share. The EPS will decrease by -9.71% on average per year.
The Revenue is expected to grow by 178.11% on average over the next years. This is a very strong growth
EPS Next Y17.33%
EPS Next 2Y9.18%
EPS Next 3Y-0.73%
EPS Next 5Y-9.71%
Revenue Next Year-24.61%
Revenue Next 2Y-27.02%
Revenue Next 3Y-49.2%
Revenue Next 5Y178.11%

3.3 Evolution

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
CRDF Yearly Revenue VS EstimatesCRDF Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2016 2018 2020 2022 2024 2026 2028 2030 2032 200M 400M 600M
CRDF Yearly EPS VS EstimatesCRDF Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2016 2018 2020 2022 2024 2026 2028 2030 2032 0 -20 -40 -60 -80

0

4. Valuation

4.1 Price/Earnings Ratio

CRDF reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for CRDF. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
CRDF Price Earnings VS Forward Price EarningsCRDF Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 40 60

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CRDF Per share dataCRDF EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 -0.5

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y9.18%
EPS Next 3Y-0.73%

0

5. Dividend

5.1 Amount

CRDF does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

CARDIFF ONCOLOGY INC

NASDAQ:CRDF (12/5/2025, 8:11:56 PM)

Premarket: 2.14 +0.03 (+1.42%)

2.11

-0.05 (-2.31%)

Chartmill FA Rating
GICS SectorHealth Care
GICS IndustryGroupPharmaceuticals, Biotechnology & Life Sciences
GICS IndustryBiotechnology
Earnings (Last)11-06 2025-11-06/amc
Earnings (Next)02-25 2026-02-25/amc
Inst Owners34.26%
Inst Owner Change-8.58%
Ins Owners2.4%
Ins Owner Change18.14%
Market Cap142.13M
Revenue(TTM)501.00K
Net Income(TTM)-50.00M
Analysts82.86
Price Target10.63 (403.79%)
Short Float %23.41%
Short Ratio18.93
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)5.8%
Min EPS beat(2)-6.95%
Max EPS beat(2)18.55%
EPS beat(4)2
Avg EPS beat(4)4.27%
Min EPS beat(4)-6.95%
Max EPS beat(4)18.55%
EPS beat(8)5
Avg EPS beat(8)7.75%
EPS beat(12)8
Avg EPS beat(12)8.32%
EPS beat(16)10
Avg EPS beat(16)5.93%
Revenue beat(2)2
Avg Revenue beat(2)11.19%
Min Revenue beat(2)10.73%
Max Revenue beat(2)11.65%
Revenue beat(4)4
Avg Revenue beat(4)22.6%
Min Revenue beat(4)10.73%
Max Revenue beat(4)57.2%
Revenue beat(8)8
Avg Revenue beat(8)117.23%
Revenue beat(12)12
Avg Revenue beat(12)112.21%
Revenue beat(16)16
Avg Revenue beat(16)103.59%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)11.89%
EPS NQ rev (3m)11.89%
EPS NY rev (1m)7.83%
EPS NY rev (3m)7.6%
Revenue NQ rev (1m)-5.56%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)5.75%
Revenue NY rev (3m)6.39%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 283.69
P/FCF N/A
P/OCF N/A
P/B 2.9
P/tB 2.9
EV/EBITDA N/A
EPS(TTM)-0.8
EYN/A
EPS(NY)-0.77
Fwd EYN/A
FCF(TTM)-0.64
FCFYN/A
OCF(TTM)-0.64
OCFYN/A
SpS0.01
BVpS0.73
TBVpS0.73
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -78.12%
ROE -102.04%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-43.24%
ROA(5y)-33.09%
ROE(3y)-49.74%
ROE(5y)-37.4%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.01
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 10.81%
Cap/Sales 7.98%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 4.13
Quick Ratio 4.13
Altman-Z -5.46
F-Score2
WACC8.78%
ROIC/WACCN/A
Cap/Depr(3y)195.28%
Cap/Depr(5y)135.44%
Cap/Sales(3y)129.85%
Cap/Sales(5y)100.93%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)14.89%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%32%
EPS Next Y17.33%
EPS Next 2Y9.18%
EPS Next 3Y-0.73%
EPS Next 5Y-9.71%
Revenue 1Y (TTM)-27.29%
Revenue growth 3Y23.8%
Revenue growth 5Y23.27%
Sales Q2Q%-27.27%
Revenue Next Year-24.61%
Revenue Next 2Y-27.02%
Revenue Next 3Y-49.2%
Revenue Next 5Y178.11%
EBIT growth 1Y-15.36%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-27.37%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-29.75%
OCF growth 3YN/A
OCF growth 5YN/A

CARDIFF ONCOLOGY INC / CRDF FAQ

What is the fundamental rating for CRDF stock?

ChartMill assigns a fundamental rating of 3 / 10 to CRDF.


Can you provide the valuation status for CARDIFF ONCOLOGY INC?

ChartMill assigns a valuation rating of 0 / 10 to CARDIFF ONCOLOGY INC (CRDF). This can be considered as Overvalued.


Can you provide the profitability details for CARDIFF ONCOLOGY INC?

CARDIFF ONCOLOGY INC (CRDF) has a profitability rating of 0 / 10.


How financially healthy is CARDIFF ONCOLOGY INC?

The financial health rating of CARDIFF ONCOLOGY INC (CRDF) is 6 / 10.