Banco Santander Mexico SA Institucion de Banca Multiple Grupo (BSMX) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:BSMX - US05969B1035 - ADR
5.46 USD
+0.13 (+2.44%)
5.35 USD
-0.11 (-2.01%)
Overall BSMX gets a fundamental rating of 4 out of 10. We evaluated BSMX against 387 industry peers in the Banks industry. BSMX may be in some trouble as it scores bad on both profitability and health. BSMX scores decently on growth, while it is valued quite cheap. This could make an interesting combination. Finally BSMX also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
BSMX had positive earnings in the past year.
BSMX had a positive operating cash flow in the past year.
1.2 Ratios
With an excellent Return On Assets value of 2.53%, BSMX belongs to the best of the industry, outperforming 99.30% of the companies in the same industry.
BSMX has a better Return On Equity (28.08%) than 99.77% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.53% | ||
| ROE | 28.08% | ||
| ROIC | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 25.43%, BSMX is not doing good in the industry: 62.00% of the companies in the same industry are doing better.
BSMX's Profit Margin has improved in the last couple of years.
BSMX does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 25.43% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y4.15%
PM growth 5Y2.57%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
BSMX does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for BSMX remains at a similar level compared to 1 year ago.
The debt/assets ratio for BSMX is higher compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of BSMX is 14.73, which is on the high side as it means it would take BSMX, 14.73 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 14.73, BSMX is in line with its industry, outperforming 55.94% of the companies in the same industry.
A Debt/Equity ratio of 0.80 indicates that BSMX is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.80, BSMX is not doing good in the industry: 73.19% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.8 | ||
| Debt/FCF | 14.73 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.02%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
BSMX shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 46.84%, which is quite impressive.
BSMX shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 8.34% yearly.
The Revenue has grown by 92.10% in the past year. This is a very strong growth!
Measured over the past years, BSMX shows a small growth in Revenue. The Revenue has been growing by 5.74% on average per year.
EPS 1Y (TTM)46.84%
EPS 3Y7.58%
EPS 5Y8.34%
EPS Q2Q%20.34%
Revenue 1Y (TTM)92.1%
Revenue growth 3Y3.19%
Revenue growth 5Y5.74%
Sales Q2Q%324.02%
3.2 Future
BSMX is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.83% yearly.
BSMX is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.69% yearly.
EPS Next Y6.69%
EPS Next 2Y4.49%
EPS Next 3Y5.83%
EPS Next 5YN/A
Revenue Next Year16.62%
Revenue Next 2Y11.48%
Revenue Next 3Y11.69%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 4.92 indicates a rather cheap valuation of BSMX.
BSMX's Price/Earnings ratio is rather cheap when compared to the industry. BSMX is cheaper than 84.85% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.17, BSMX is valued rather cheaply.
The Price/Forward Earnings ratio is 4.61, which indicates a rather cheap valuation of BSMX.
Compared to the rest of the industry, the Price/Forward Earnings ratio of BSMX indicates a rather cheap valuation: BSMX is cheaper than 90.44% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.79, BSMX is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.92 | ||
| Fwd PE | 4.61 |
4.2 Price Multiples
87.18% of the companies in the same industry are more expensive than BSMX, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.03 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.74
PEG (5Y)0.59
EPS Next 2Y4.49%
EPS Next 3Y5.83%
5. Dividend
5.1 Amount
BSMX has a Yearly Dividend Yield of 6.13%, which is a nice return.
Compared to an average industry Dividend Yield of 2.78, BSMX pays a better dividend. On top of this BSMX pays more dividend than 81.59% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 1.94, BSMX pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.13% |
5.2 History
The dividend of BSMX is nicely growing with an annual growth rate of 14.94%!
BSMX has been paying a dividend for over 5 years, so it has already some track record.
The dividend of BSMX decreased recently.
Dividend Growth(5Y)14.94%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
BSMX pays out 38.30% of its income as dividend. This is a sustainable payout ratio.
The dividend of BSMX is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP38.3%
EPS Next 2Y4.49%
EPS Next 3Y5.83%
Banco Santander Mexico SA Institucion de Banca Multiple Grupo
NYSE:BSMX (5/4/2023, 8:04:01 PM)
After market: 5.35 -0.11 (-2.01%)5.46
+0.13 (+2.44%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner Change0%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap7.41B
Revenue(TTM)183.51B
Net Income(TTM)46.68B
Analysts44.44
Price Target6.57 (20.33%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.13% |
Yearly Dividend2.63
Dividend Growth(5Y)14.94%
DP38.3%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14.55%
Min EPS beat(2)0.14%
Max EPS beat(2)28.95%
EPS beat(4)3
Avg EPS beat(4)10.71%
Min EPS beat(4)-1.05%
Max EPS beat(4)28.95%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)168.31%
Min Revenue beat(2)12.19%
Max Revenue beat(2)324.43%
Revenue beat(4)4
Avg Revenue beat(4)87.36%
Min Revenue beat(4)3.49%
Max Revenue beat(4)324.43%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.76%
PT rev (3m)-7.38%
EPS NQ rev (1m)0%
EPS NQ rev (3m)3.65%
EPS NY rev (1m)4.3%
EPS NY rev (3m)7.49%
Revenue NQ rev (1m)2.18%
Revenue NQ rev (3m)1.57%
Revenue NY rev (1m)3.22%
Revenue NY rev (3m)4.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.92 | ||
| Fwd PE | 4.61 | ||
| P/S | 0.71 | ||
| P/FCF | 4.03 | ||
| P/OCF | 3.3 | ||
| P/B | 0.79 | ||
| P/tB | 0.84 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.11
EY20.33%
EPS(NY)1.18
Fwd EY21.68%
FCF(TTM)1.36
FCFY24.84%
OCF(TTM)1.66
OCFY30.33%
SpS7.67
BVpS6.95
TBVpS6.5
PEG (NY)0.74
PEG (5Y)0.59
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.53% | ||
| ROE | 28.08% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 25.43% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y4.15%
PM growth 5Y2.57%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.8 | ||
| Debt/FCF | 14.73 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 146.26% | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 69.49% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC7.02%
ROIC/WACCN/A
Cap/Depr(3y)136.5%
Cap/Depr(5y)157.79%
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)46.84%
EPS 3Y7.58%
EPS 5Y8.34%
EPS Q2Q%20.34%
EPS Next Y6.69%
EPS Next 2Y4.49%
EPS Next 3Y5.83%
EPS Next 5YN/A
Revenue 1Y (TTM)92.1%
Revenue growth 3Y3.19%
Revenue growth 5Y5.74%
Sales Q2Q%324.02%
Revenue Next Year16.62%
Revenue Next 2Y11.48%
Revenue Next 3Y11.69%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y375.33%
FCF growth 3Y-0.44%
FCF growth 5YN/A
OCF growth 1Y773.15%
OCF growth 3Y0.24%
OCF growth 5YN/A
Banco Santander Mexico SA Institucion de Banca Multiple Grupo / BSMX FAQ
What is the fundamental rating for BSMX stock?
ChartMill assigns a fundamental rating of 5 / 10 to BSMX.
What is the valuation status of Banco Santander Mexico SA Institucion de Banca Multiple Grupo (BSMX) stock?
ChartMill assigns a valuation rating of 9 / 10 to Banco Santander Mexico SA Institucion de Banca Multiple Grupo (BSMX). This can be considered as Undervalued.
Can you provide the profitability details for Banco Santander Mexico SA Institucion de Banca Multiple Grupo?
Banco Santander Mexico SA Institucion de Banca Multiple Grupo (BSMX) has a profitability rating of 6 / 10.
What is the financial health of Banco Santander Mexico SA Institucion de Banca Multiple Grupo (BSMX) stock?
The financial health rating of Banco Santander Mexico SA Institucion de Banca Multiple Grupo (BSMX) is 1 / 10.
Can you provide the dividend sustainability for BSMX stock?
The dividend rating of Banco Santander Mexico SA Institucion de Banca Multiple Grupo (BSMX) is 8 / 10 and the dividend payout ratio is 38.3%.