3.03 USD
-0.28 (-8.46%)
At close: Jan 30, 2026
2.92 USD
-0.11 (-3.63%)
Pre-Market: 2/2/2026, 6:03:22 AM
BLNE gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 97 industry peers in the Financial Services industry. Both the profitability and financial health of BLNE have multiple concerns. BLNE is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year BLNE has reported negative net income.
- In the past year BLNE has reported a negative cash flow from operations.
- BLNE had negative earnings in each of the past 5 years.
- BLNE had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
- The Return On Assets of BLNE (-45.78%) is worse than 91.75% of its industry peers.
- The Return On Equity of BLNE (-55.90%) is worse than 87.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -45.78% | ||
| ROE | -55.9% | ||
| ROIC | N/A |
ROA(3y)-45.89%
ROA(5y)-36.44%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With a Gross Margin value of 22.00%, BLNE is not doing good in the industry: 60.82% of the companies in the same industry are doing better.
- In the last couple of years the Gross Margin of BLNE has grown nicely.
- BLNE does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 22% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y24.05%
GM growth 5Y5.13%
2. Health
2.1 Basic Checks
- BLNE does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for BLNE has been increased compared to 1 year ago.
- BLNE has more shares outstanding than it did 5 years ago.
- The debt/assets ratio for BLNE has been reduced compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 1.14, we must say that BLNE is in the distress zone and has some risk of bankruptcy.
- The Altman-Z score of BLNE (1.14) is better than 62.89% of its industry peers.
- BLNE has a Debt/Equity ratio of 0.16. This is a healthy value indicating a solid balance between debt and equity.
- Looking at the Debt to Equity ratio, with a value of 0.16, BLNE is in the better half of the industry, outperforming 69.07% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.16 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.14 |
ROIC/WACCN/A
WACC7.83%
2.3 Liquidity
- A Current Ratio of 1.05 indicates that BLNE should not have too much problems paying its short term obligations.
- BLNE has a Current ratio (1.05) which is comparable to the rest of the industry.
- A Quick Ratio of 1.05 indicates that BLNE should not have too much problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 1.05, BLNE is in line with its industry, outperforming 50.52% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.05 | ||
| Quick Ratio | 1.05 |
3. Growth
3.1 Past
- BLNE shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 46.35%, which is quite impressive.
- BLNE shows a strong growth in Revenue. In the last year, the Revenue has grown by 20.31%.
- BLNE shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -20.16% yearly.
EPS 1Y (TTM)46.35%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%53.66%
Revenue 1Y (TTM)20.31%
Revenue growth 3Y-32.73%
Revenue growth 5Y-20.16%
Sales Q2Q%208.42%
3.2 Future
- BLNE is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 29.64% yearly.
- Based on estimates for the next years, BLNE will show a very strong growth in Revenue. The Revenue will grow by 72.64% on average per year.
EPS Next Y-66.92%
EPS Next 2Y39.8%
EPS Next 3Y29.64%
EPS Next 5YN/A
Revenue Next Year-34.03%
Revenue Next 2Y50.76%
Revenue Next 3Y72.64%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings Ratio is negative for BLNE. In the last year negative earnings were reported.
- Also next year BLNE is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- A more expensive valuation may be justified as BLNE's earnings are expected to grow with 29.64% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y39.8%
EPS Next 3Y29.64%
5. Dividend
5.1 Amount
- No dividends for BLNE!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
BEELINE HOLDINGS INC / BLNE FAQ
What is the fundamental rating for BLNE stock?
ChartMill assigns a fundamental rating of 2 / 10 to BLNE.
What is the valuation status for BLNE stock?
ChartMill assigns a valuation rating of 1 / 10 to BEELINE HOLDINGS INC (BLNE). This can be considered as Overvalued.
Can you provide the profitability details for BEELINE HOLDINGS INC?
BEELINE HOLDINGS INC (BLNE) has a profitability rating of 1 / 10.
What is the financial health of BEELINE HOLDINGS INC (BLNE) stock?
The financial health rating of BEELINE HOLDINGS INC (BLNE) is 3 / 10.
Can you provide the expected EPS growth for BLNE stock?
The Earnings per Share (EPS) of BEELINE HOLDINGS INC (BLNE) is expected to decline by -66.92% in the next year.