BANCO DESIO E DELLA BRIANZA (BDB.MI) Fundamental Analysis & Valuation

BIT:BDB • IT0001041000

Current stock price

8.68 EUR
+0.05 (+0.58%)
Last:

This BDB.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. BDB.MI Profitability Analysis

1.1 Basic Checks

  • In the past year BDB was profitable.
  • In the past year BDB has reported a negative cash flow from operations.
  • Each year in the past 5 years BDB has been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: BDB reported negative operating cash flow in multiple years.
BDB.MI Yearly Net Income VS EBIT VS OCF VS FCFBDB.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M -400M 600M 800M

1.2 Ratios

  • BDB has a Return On Assets of 1.04%. This is in the better half of the industry: BDB outperforms 69.09% of its industry peers.
  • With a decent Return On Equity value of 13.35%, BDB is doing good in the industry, outperforming 71.82% of the companies in the same industry.
Industry RankSector Rank
ROA 1.04%
ROE 13.35%
ROIC N/A
ROA(3y)0.81%
ROA(5y)0.58%
ROE(3y)11.23%
ROE(5y)8.22%
ROIC(3y)N/A
ROIC(5y)N/A
BDB.MI Yearly ROA, ROE, ROICBDB.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • Looking at the Profit Margin, with a value of 21.49%, BDB is in line with its industry, outperforming 41.82% of the companies in the same industry.
  • In the last couple of years the Profit Margin of BDB has grown nicely.
  • The Operating Margin and Gross Margin are not available for BDB so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 21.49%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y23.49%
PM growth 5Y15.54%
GM growth 3YN/A
GM growth 5YN/A
BDB.MI Yearly Profit, Operating, Gross MarginsBDB.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40

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1

2. BDB.MI Health Analysis

2.1 Basic Checks

  • BDB does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, BDB has less shares outstanding
  • The number of shares outstanding for BDB has been reduced compared to 5 years ago.
  • Compared to 1 year ago, BDB has a worse debt to assets ratio.
BDB.MI Yearly Shares OutstandingBDB.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M
BDB.MI Yearly Total Debt VS Total AssetsBDB.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.2 Solvency

  • BDB has a Debt/Equity ratio of 3.55. This is a high value indicating a heavy dependency on external financing.
  • BDB has a worse Debt to Equity ratio (3.55) than 84.55% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.55
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC5.16%
BDB.MI Yearly LT Debt VS Equity VS FCFBDB.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BDB.MI Yearly Current Assets VS Current LiabilitesBDB.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. BDB.MI Growth Analysis

3.1 Past

  • The earnings per share for BDB have decreased by -5.13% in the last year.
  • BDB shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 25.39% yearly.
  • Looking at the last year, BDB shows a decrease in Revenue. The Revenue has decreased by -3.24% in the last year.
  • The Revenue has been growing by 8.69% on average over the past years. This is quite good.
EPS 1Y (TTM)-5.13%
EPS 3Y31.39%
EPS 5Y25.39%
EPS Q2Q%-6.67%
Revenue 1Y (TTM)-3.24%
Revenue growth 3Y6.69%
Revenue growth 5Y8.69%
Sales Q2Q%9.91%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
BDB.MI Yearly Revenue VS EstimatesBDB.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

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2

4. BDB.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 6.07, the valuation of BDB can be described as very cheap.
  • Based on the Price/Earnings ratio, BDB is valued cheaply inside the industry as 94.55% of the companies are valued more expensively.
  • The average S&P500 Price/Earnings ratio is at 25.50. BDB is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 6.07
Fwd PE N/A
BDB.MI Price Earnings VS Forward Price EarningsBDB.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
BDB.MI Per share dataBDB.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.24
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. BDB.MI Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 5.90%, BDB is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 4.75, BDB pays a bit more dividend than its industry peers.
  • BDB's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 5.9%

5.2 History

  • On average, the dividend of BDB grows each year by 20.01%, which is quite nice.
Dividend Growth(5Y)20.01%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • BDB pays out 31.18% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of BDB is growing, but earnings are growing more, so the dividend growth is sustainable.
DP31.18%
EPS Next 2YN/A
EPS Next 3YN/A
BDB.MI Yearly Income VS Free CF VS DividendBDB.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M -400M 600M 800M
BDB.MI Dividend Payout.BDB.MI Dividend Payout, showing the Payout Ratio.BDB.MI Dividend Payout.PayoutRetained Earnings

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BDB.MI Fundamentals: All Metrics, Ratios and Statistics

BANCO DESIO E DELLA BRIANZA

BIT:BDB (3/25/2026, 1:23:17 PM)

8.68

+0.05 (+0.58%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-10
Earnings (Next)05-06
Inst Owners4.38%
Inst Owner ChangeN/A
Ins Owners7.54%
Ins Owner ChangeN/A
Market Cap1.14B
Revenue(TTM)912.96M
Net Income(TTM)193.14M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.9%
Yearly Dividend0.26
Dividend Growth(5Y)20.01%
DP31.18%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 6.07
Fwd PE N/A
P/S 1.27
P/FCF N/A
P/OCF N/A
P/B 0.79
P/tB 0.81
EV/EBITDA N/A
EPS(TTM)1.43
EY16.47%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-3.12
FCFYN/A
OCF(TTM)-3.08
OCFYN/A
SpS6.84
BVpS11
TBVpS10.68
PEG (NY)N/A
PEG (5Y)0.24
Graham Number18.82
Profitability
Industry RankSector Rank
ROA 1.04%
ROE 13.35%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 21.49%
GM N/A
FCFM N/A
ROA(3y)0.81%
ROA(5y)0.58%
ROE(3y)11.23%
ROE(5y)8.22%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y23.49%
PM growth 5Y15.54%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 3.55
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 0.64%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score3
WACC5.16%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)1.66%
Cap/Sales(5y)1.27%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-5.13%
EPS 3Y31.39%
EPS 5Y25.39%
EPS Q2Q%-6.67%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-3.24%
Revenue growth 3Y6.69%
Revenue growth 5Y8.69%
Sales Q2Q%9.91%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-121.65%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-121.28%
OCF growth 3YN/A
OCF growth 5YN/A

BANCO DESIO E DELLA BRIANZA / BDB.MI Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for BANCO DESIO E DELLA BRIANZA?

ChartMill assigns a fundamental rating of 3 / 10 to BDB.MI.


Can you provide the valuation status for BANCO DESIO E DELLA BRIANZA?

ChartMill assigns a valuation rating of 2 / 10 to BANCO DESIO E DELLA BRIANZA (BDB.MI). This can be considered as Overvalued.


What is the profitability of BDB stock?

BANCO DESIO E DELLA BRIANZA (BDB.MI) has a profitability rating of 3 / 10.


How sustainable is the dividend of BANCO DESIO E DELLA BRIANZA (BDB.MI) stock?

The dividend rating of BANCO DESIO E DELLA BRIANZA (BDB.MI) is 8 / 10 and the dividend payout ratio is 31.18%.