ALLY FINANCIAL INC (ALLY) Earnings History & Surprises

NYSE:ALLYUS02005N1000

Current stock price

39.52 USD
+0.3 (+0.76%)
At close:
40.19 USD
+0.67 (+1.7%)
Pre-Market:

ALLY Earnings overview

Past quarterly earnings results for ALLY FINANCIAL INC (ALLY), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release Date
Apr 17, 2026
Period
Q1 / 2026
EPS Estimate
$0.96
Revenue Estimate
2.186B

Last Reported

Most Recent
Release Date
Jan 21, 2026
Period
Q4 / 2025
EPS Reported
$1.09
EPS Surprise
3.56%
Revenue Surprise
-2.88%

Beat Rate

Last 8 Quarters
69%
EPS and Revenue beats vs estimates

Quarterly Earnings Historical Results

EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q4 2025 1.09 1.05 3.56% 39.74% 2.123B 2.186B -2.88% 4.79%
Q3 2025 1.15 1.03 11.87% 21.05% 2.168B 2.161B 0.32% 3.09%
Q2 2025 0.99 0.82 20.45% 2.06% 2.082B 2.077B 0.24% 4.10%
Q1 2025 0.58 0.43 34.38% 28.89% 1.541B 2.027B -23.98% -22.41%
Q4 2024 0.78 0.58 33.79% 73.33% 2.026B 2.062B -1.75% -1.98%
Q3 2024 0.95 0.54 76.55% 14.46% 2.103B 2.076B 1.30% 6.86%
Q2 2024 0.97 0.65 49.57% 1.04% 2B 2.071B -3.43% -3.80%
Q1 2024 0.45 0.33 34.36% -45.12% 1.986B 1.996B -0.50% -14.62%
Q4 2023 0.45 0.46 -1.62% -58.33% 2.067B 2.036B 1.52% -15.32%
Q3 2023 0.83 0.81 2.05% -25.89% 1.968B 2.096B -6.11% -12.69%
Q2 2023 0.96 0.94 2.19% -45.45% 2.079B 2.133B -2.53% -9.41%
Q1 2023 0.82 0.89 -7.77% -59.61% 2.326B 2.111B 10.18% -1.11%
Q4 2022 1.08 1.02 6.27% -46.53% 2.441B 2.096B 16.46% 2.35%
Q3 2022 1.12 1.73 -35.43% -48.15% 2.254B 2.205B 2.22% 6.12%
Q2 2022 1.76 1.90 -7.27% -24.46% 2.295B 2.236B 2.64% 5.91%
Q1 2022 2.03 1.96 3.31% -2.87% 2.352B 2.17B 8.39% 12.00%
Q4 2021 2.02 2.00 1.18% 26.25% 2.385B 2.097B 13.73% 10.57%
Q3 2021 2.16 1.99 8.55% 72.80% 2.124B 2.063B 2.96% 14.25%
Q2 2021 2.33 1.51 54.21% 281.97% 2.167B 1.907B 13.63% 16.44%
Q1 2021 2.09 1.18 77.54% 575.00% 2.1B 1.784B 17.71% 26.51%
Q4 2020 1.60 1.08 48.47% - 2.157B 1.71B 26.14% -
Q3 2020 1.25 0.70 78.79% - 1.859B 1.584B 17.36% -
Q2 2020 0.61 0.28 116.74% - 1.861B 1.526B 21.95% -
Q1 2020 -0.44 0.71 -161.91% - 1.66B 1.631B 1.78% -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

ALLY EPS Q2Q GrowthALLY EPS Q2Q GrowthEPS Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 200 400

Revenue Historical Q2Q growth and Acceleration

ALLY Revenue Q2Q GrowthALLY Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 20 -20 40

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
4
Average EPS beat (4)
17.56%
Max EPS beat (4)
34.38%
Min EPS beat (4)
3.56%

Revenue beat statistics

Revenue beat (4)
2
Average Revenue beat (4)
-6.57%
Max Revenue beat (4)
0.32%
Min Revenue beat (4)
-23.98%

Analysis

In the last 4 quarters, ALLY has consistently beaten EPS estimates in all releases
ALLY has beaten revenue estimates in 2 out of the last 4 releases
In the last 4 quarters, ALLY has beaten the EPS estimates by 17.6% on average.
In the last 4 quarters, ALLY reported -6.6% below the revenue estimates on average.

ALLY FINANCIAL INC / ALLY Earnings FAQ

What is the most recent earnings date for ALLY stock?

ALLY FINANCIAL INC (ALLY) last reported earnings on 1/21/2026.

Did ALLY FINANCIAL INC (ALLY) beat earnings estimates last quarter?

ALLY FINANCIAL INC (ALLY) beat EPS estimates and missed revenue estimates in the most recent quarter.

Can you provide information on how often ALLY FINANCIAL INC beats earnings estimates?

In the last 4 quarters, ALLY FINANCIAL INC (ALLY) has beaten EPS estimates in 4 out of 4 releases.