ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 (AIC) Fundamental Analysis & Valuation

NYSE:AIC • US0413565021

Current stock price

24.3301 USD
+0.01 (+0.04%)
At close:
24.29 USD
-0.04 (-0.16%)
After Hours:

This AIC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. AIC Profitability Analysis

1.1 Basic Checks

  • In the past year AIC was profitable.
  • In the past year AIC has reported a negative cash flow from operations.
AIC Yearly Net Income VS EBIT VS OCF VS FCFAIC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 0 50M -50M

1.2 Ratios

  • AIC has a worse Return On Assets (-0.27%) than 68.25% of its industry peers.
  • AIC's Return On Equity of -1.08% is on the low side compared to the rest of the industry. AIC is outperformed by 65.08% of its industry peers.
  • The Return On Invested Capital of AIC (0.19%) is worse than 65.08% of its industry peers.
Industry RankSector Rank
ROA -0.27%
ROE -1.08%
ROIC 0.19%
ROA(3y)-2.37%
ROA(5y)-1.82%
ROE(3y)-11.03%
ROE(5y)-12.68%
ROIC(3y)N/A
ROIC(5y)N/A
AIC Yearly ROA, ROE, ROICAIC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 0 -10 -20 -30

1.3 Margins

  • AIC's Profit Margin has declined in the last couple of years.
  • With a Operating Margin value of 4.02%, AIC is not doing good in the industry: 65.08% of the companies in the same industry are doing better.
  • In the last couple of years the Operating Margin of AIC has declined.
  • AIC has a Gross Margin of 36.78%. This is comparable to the rest of the industry: AIC outperforms 55.56% of its industry peers.
  • In the last couple of years the Gross Margin of AIC has remained more or less at the same level.
Industry RankSector Rank
OM 4.02%
PM (TTM) N/A
GM 36.78%
OM growth 3Y18.88%
OM growth 5Y-16.44%
PM growth 3Y-17.2%
PM growth 5Y-18.06%
GM growth 3Y36.91%
GM growth 5Y-0.28%
AIC Yearly Profit, Operating, Gross MarginsAIC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 0 -500 -1K

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1

2. AIC Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, AIC has less shares outstanding
  • Compared to 1 year ago, AIC has a worse debt to assets ratio.
AIC Yearly Shares OutstandingAIC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 10M 20M 30M
AIC Yearly Total Debt VS Total AssetsAIC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 1B 2B 3B 4B

2.2 Solvency

  • AIC has an Altman-Z score of -2.77. This is a bad value and indicates that AIC is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of -2.77, AIC is doing worse than 96.83% of the companies in the same industry.
  • A Debt/Equity ratio of 3.01 is on the high side and indicates that AIC has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 3.01, AIC is in line with its industry, outperforming 57.14% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 3.01
Debt/FCF N/A
Altman-Z -2.77
ROIC/WACCN/A
WACCN/A
AIC Yearly LT Debt VS Equity VS FCFAIC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 0 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 0.36 indicates that AIC may have some problems paying its short term obligations.
  • The Current ratio of AIC (0.36) is comparable to the rest of the industry.
  • AIC has a Quick Ratio of 0.36. This is a bad value and indicates that AIC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • AIC has a Quick ratio (0.36) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 0.36
Quick Ratio 0.36
AIC Yearly Current Assets VS Current LiabilitesAIC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. AIC Growth Analysis

3.1 Past

  • AIC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.39%, which is quite good.
  • AIC shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -33.34% yearly.
  • The Revenue has grown by 17.04% in the past year. This is quite good.
  • AIC shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -16.37% yearly.
EPS 1Y (TTM)17.39%
EPS 3Y-30.92%
EPS 5Y-33.34%
EPS Q2Q%-36.36%
Revenue 1Y (TTM)17.04%
Revenue growth 3Y-25.55%
Revenue growth 5Y-16.37%
Sales Q2Q%-64.33%

3.2 Future

  • AIC is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -4.66% yearly.
  • The Revenue is expected to grow by 6.80% on average over the next years.
EPS Next Y-0.01%
EPS Next 2Y-4.66%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-6.88%
Revenue Next 2Y6.8%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
AIC Yearly Revenue VS EstimatesAIC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M
AIC Yearly EPS VS EstimatesAIC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1 2 3 4 5

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0

4. AIC Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 90.11, AIC can be considered very expensive at the moment.
  • Based on the Price/Earnings ratio, AIC is valued a bit more expensive than 76.19% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 25.35, AIC is valued quite expensively.
  • AIC is valuated quite expensively with a Price/Forward Earnings ratio of 89.22.
  • AIC's Price/Forward Earnings ratio is rather expensive when compared to the industry. AIC is more expensive than 93.65% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.61, AIC is valued quite expensively.
Industry RankSector Rank
PE 90.11
Fwd PE 89.22
AIC Price Earnings VS Forward Price EarningsAIC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
AIC Per share dataAIC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6

4.3 Compensation for Growth

  • A cheap valuation may be justified as AIC's earnings are expected to decrease with -4.66% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-4.66%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. AIC Dividend Analysis

5.1 Amount

  • AIC has a Yearly Dividend Yield of 6.94%, which is a nice return.
  • With a Dividend Yield of 6.94, AIC pays less dividend than the industry average, which is at 13.43. 93.65% of the companies listed in the same industry pay a better dividend than AIC!
  • AIC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 6.94%

5.2 History

  • The dividend of AIC decreases each year by -47.16%.
  • AIC has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)-47.16%
Div Incr Years1
Div Non Decr Years1
AIC Yearly Dividends per shareAIC Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 0.5 1 1.5

5.3 Sustainability

  • AIC has negative earnings and hence a negative payout ratio. The dividend may be in danger.
  • AIC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP-86.96%
EPS Next 2Y-4.66%
EPS Next 3YN/A
AIC Yearly Income VS Free CF VS DividendAIC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 0 50M -50M

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AIC Fundamentals: All Metrics, Ratios and Statistics

ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25

NYSE:AIC (1/5/2024, 8:04:00 PM)

After market: 24.29 -0.04 (-0.16%)

24.3301

+0.01 (+0.04%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)11-13
Earnings (Next)03-29
Inst OwnersN/A
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap689.03M
Revenue(TTM)52.20M
Net Income(TTM)-2.30M
Analysts74.29
Price Target29.19 (19.97%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.94%
Yearly Dividend0.09
Dividend Growth(5Y)-47.16%
DP-86.96%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.21%
Min EPS beat(2)-7.59%
Max EPS beat(2)8.01%
EPS beat(4)2
Avg EPS beat(4)-4.08%
Min EPS beat(4)-33.99%
Max EPS beat(4)17.25%
EPS beat(8)4
Avg EPS beat(8)11.35%
EPS beat(12)7
Avg EPS beat(12)23.07%
EPS beat(16)9
Avg EPS beat(16)21.95%
Revenue beat(2)1
Avg Revenue beat(2)116.56%
Min Revenue beat(2)-4.22%
Max Revenue beat(2)237.34%
Revenue beat(4)3
Avg Revenue beat(4)83.96%
Min Revenue beat(4)-4.22%
Max Revenue beat(4)237.34%
Revenue beat(8)7
Avg Revenue beat(8)87.66%
Revenue beat(12)9
Avg Revenue beat(12)82.44%
Revenue beat(16)12
Avg Revenue beat(16)40.54%
PT rev (1m)0%
PT rev (3m)-10.81%
EPS NQ rev (1m)-0.98%
EPS NQ rev (3m)-0.98%
EPS NY rev (1m)-0.98%
EPS NY rev (3m)-0.98%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)-0.98%
Revenue NY rev (3m)-0.98%
Valuation
Industry RankSector Rank
PE 90.11
Fwd PE 89.22
P/S 13.2
P/FCF N/A
P/OCF N/A
P/B 3.23
P/tB 3.23
EV/EBITDA N/A
EPS(TTM)0.27
EY1.11%
EPS(NY)0.27
Fwd EY1.12%
FCF(TTM)-0.43
FCFYN/A
OCF(TTM)-0.43
OCFYN/A
SpS1.84
BVpS7.52
TBVpS7.52
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -0.27%
ROE -1.08%
ROCE 0.67%
ROIC 0.19%
ROICexc 0.19%
ROICexgc 0.2%
OM 4.02%
PM (TTM) N/A
GM 36.78%
FCFM N/A
ROA(3y)-2.37%
ROA(5y)-1.82%
ROE(3y)-11.03%
ROE(5y)-12.68%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y41.72%
ROICexgc growth 5Y-6.71%
ROICexc growth 3Y41.32%
ROICexc growth 5Y-6.79%
OM growth 3Y18.88%
OM growth 5Y-16.44%
PM growth 3Y-17.2%
PM growth 5Y-18.06%
GM growth 3Y36.91%
GM growth 5Y-0.28%
F-Score4
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 3.01
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.07
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.36
Quick Ratio 0.36
Altman-Z -2.77
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.39%
EPS 3Y-30.92%
EPS 5Y-33.34%
EPS Q2Q%-36.36%
EPS Next Y-0.01%
EPS Next 2Y-4.66%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)17.04%
Revenue growth 3Y-25.55%
Revenue growth 5Y-16.37%
Sales Q2Q%-64.33%
Revenue Next Year-6.88%
Revenue Next 2Y6.8%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-78.57%
EBIT growth 3Y-11.49%
EBIT growth 5Y-30.12%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-258.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-258.44%
OCF growth 3YN/A
OCF growth 5YN/A

ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 / AIC Fundamental Analysis FAQ

What is the fundamental rating for AIC stock?

ChartMill assigns a fundamental rating of 2 / 10 to AIC.


Can you provide the valuation status for ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25?

ChartMill assigns a valuation rating of 0 / 10 to ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 (AIC). This can be considered as Overvalued.


How profitable is ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 (AIC) stock?

ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 (AIC) has a profitability rating of 2 / 10.


Can you provide the financial health for AIC stock?

The financial health rating of ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 (AIC) is 1 / 10.


How sustainable is the dividend of ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 (AIC) stock?

The dividend rating of ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 (AIC) is 3 / 10 and the dividend payout ratio is -86.96%.