ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 (AIC) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:AIC - US0413565021
24.3301 USD
+0.01 (+0.04%)
24.29 USD
-0.04 (-0.16%)
We assign a fundamental rating of 2 out of 10 to AIC. AIC was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AIC may be in some trouble as it scores bad on both profitability and health. AIC is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year AIC was profitable.
In the past year AIC has reported a negative cash flow from operations.
In multiple years AIC reported negative net income over the last 5 years.
Of the past 5 years AIC 4 years had a positive operating cash flow.
1.2 Ratios
The Return On Assets of AIC (-0.27%) is worse than 68.25% of its industry peers.
With a Return On Equity value of -1.08%, AIC is not doing good in the industry: 65.08% of the companies in the same industry are doing better.
Looking at the Return On Invested Capital, with a value of 0.19%, AIC is doing worse than 65.08% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.27% | ||
| ROE | -1.08% | ||
| ROIC | 0.19% |
ROA(3y)-2.37%
ROA(5y)-1.82%
ROE(3y)-11.03%
ROE(5y)-12.68%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AIC's Profit Margin has declined in the last couple of years.
With a Operating Margin value of 4.02%, AIC is not doing good in the industry: 65.08% of the companies in the same industry are doing better.
AIC's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 36.78%, AIC perfoms like the industry average, outperforming 55.56% of the companies in the same industry.
AIC's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.02% | ||
| PM (TTM) | N/A | ||
| GM | 36.78% |
OM growth 3Y18.88%
OM growth 5Y-16.44%
PM growth 3Y-17.2%
PM growth 5Y-18.06%
GM growth 3Y36.91%
GM growth 5Y-0.28%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AIC has less shares outstanding
Compared to 1 year ago, AIC has a worse debt to assets ratio.
2.2 Solvency
AIC has an Altman-Z score of -2.77. This is a bad value and indicates that AIC is not financially healthy and even has some risk of bankruptcy.
AIC has a Altman-Z score of -2.77. This is amonst the worse of the industry: AIC underperforms 96.83% of its industry peers.
A Debt/Equity ratio of 3.01 is on the high side and indicates that AIC has dependencies on debt financing.
AIC's Debt to Equity ratio of 3.01 is in line compared to the rest of the industry. AIC outperforms 57.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.01 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -2.77 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AIC has a Current Ratio of 0.36. This is a bad value and indicates that AIC is not financially healthy enough and could expect problems in meeting its short term obligations.
AIC has a Current ratio (0.36) which is comparable to the rest of the industry.
AIC has a Quick Ratio of 0.36. This is a bad value and indicates that AIC is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.36, AIC perfoms like the industry average, outperforming 55.56% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 |
3. Growth
3.1 Past
AIC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.39%, which is quite good.
AIC shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -33.34% yearly.
Looking at the last year, AIC shows a quite strong growth in Revenue. The Revenue has grown by 17.04% in the last year.
AIC shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -16.37% yearly.
EPS 1Y (TTM)17.39%
EPS 3Y-30.92%
EPS 5Y-33.34%
EPS Q2Q%-36.36%
Revenue 1Y (TTM)17.04%
Revenue growth 3Y-25.55%
Revenue growth 5Y-16.37%
Sales Q2Q%-64.33%
3.2 Future
The Earnings Per Share is expected to decrease by -4.66% on average over the next years.
The Revenue is expected to grow by 6.80% on average over the next years.
EPS Next Y-0.01%
EPS Next 2Y-4.66%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-6.88%
Revenue Next 2Y6.8%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
AIC is valuated quite expensively with a Price/Earnings ratio of 90.11.
Compared to the rest of the industry, the Price/Earnings ratio of AIC indicates a slightly more expensive valuation: AIC is more expensive than 76.19% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.61, AIC is valued quite expensively.
AIC is valuated quite expensively with a Price/Forward Earnings ratio of 89.22.
93.65% of the companies in the same industry are cheaper than AIC, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of AIC to the average of the S&P500 Index (24.01), we can say AIC is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 90.11 | ||
| Fwd PE | 89.22 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AIC's earnings are expected to decrease with -4.66% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-4.66%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.94%, AIC is a good candidate for dividend investing.
With a Dividend Yield of 6.94, AIC pays less dividend than the industry average, which is at 12.23. 93.65% of the companies listed in the same industry pay a better dividend than AIC!
Compared to an average S&P500 Dividend Yield of 1.87, AIC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.94% |
5.2 History
The dividend of AIC decreases each year by -47.16%.
AIC has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)-47.16%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
The earnings of AIC are negative and hence is the payout ratio. AIC will probably not be able to sustain this dividend level.
The Dividend Rate of AIC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-86.96%
EPS Next 2Y-4.66%
EPS Next 3YN/A
ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25
NYSE:AIC (1/5/2024, 8:04:00 PM)
After market: 24.29 -0.04 (-0.16%)24.3301
+0.01 (+0.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap689.03M
Revenue(TTM)52.20M
Net Income(TTM)-2.30M
Analysts74.29
Price Target29.19 (19.97%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.94% |
Yearly Dividend0.09
Dividend Growth(5Y)-47.16%
DP-86.96%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.21%
Min EPS beat(2)-7.59%
Max EPS beat(2)8.01%
EPS beat(4)2
Avg EPS beat(4)-4.08%
Min EPS beat(4)-33.99%
Max EPS beat(4)17.25%
EPS beat(8)4
Avg EPS beat(8)11.35%
EPS beat(12)7
Avg EPS beat(12)23.07%
EPS beat(16)9
Avg EPS beat(16)21.95%
Revenue beat(2)1
Avg Revenue beat(2)116.56%
Min Revenue beat(2)-4.22%
Max Revenue beat(2)237.34%
Revenue beat(4)3
Avg Revenue beat(4)83.96%
Min Revenue beat(4)-4.22%
Max Revenue beat(4)237.34%
Revenue beat(8)7
Avg Revenue beat(8)87.66%
Revenue beat(12)9
Avg Revenue beat(12)82.44%
Revenue beat(16)12
Avg Revenue beat(16)40.54%
PT rev (1m)0%
PT rev (3m)-10.81%
EPS NQ rev (1m)-0.98%
EPS NQ rev (3m)-0.98%
EPS NY rev (1m)-0.98%
EPS NY rev (3m)-0.98%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)-0.98%
Revenue NY rev (3m)-0.98%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 90.11 | ||
| Fwd PE | 89.22 | ||
| P/S | 13.2 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 3.23 | ||
| P/tB | 3.23 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.27
EY1.11%
EPS(NY)0.27
Fwd EY1.12%
FCF(TTM)-0.43
FCFYN/A
OCF(TTM)-0.43
OCFYN/A
SpS1.84
BVpS7.52
TBVpS7.52
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.27% | ||
| ROE | -1.08% | ||
| ROCE | 0.67% | ||
| ROIC | 0.19% | ||
| ROICexc | 0.19% | ||
| ROICexgc | 0.2% | ||
| OM | 4.02% | ||
| PM (TTM) | N/A | ||
| GM | 36.78% | ||
| FCFM | N/A |
ROA(3y)-2.37%
ROA(5y)-1.82%
ROE(3y)-11.03%
ROE(5y)-12.68%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y41.72%
ROICexgc growth 5Y-6.71%
ROICexc growth 3Y41.32%
ROICexc growth 5Y-6.79%
OM growth 3Y18.88%
OM growth 5Y-16.44%
PM growth 3Y-17.2%
PM growth 5Y-18.06%
GM growth 3Y36.91%
GM growth 5Y-0.28%
F-Score4
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.01 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.07 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 | ||
| Altman-Z | -2.77 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.39%
EPS 3Y-30.92%
EPS 5Y-33.34%
EPS Q2Q%-36.36%
EPS Next Y-0.01%
EPS Next 2Y-4.66%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)17.04%
Revenue growth 3Y-25.55%
Revenue growth 5Y-16.37%
Sales Q2Q%-64.33%
Revenue Next Year-6.88%
Revenue Next 2Y6.8%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-78.57%
EBIT growth 3Y-11.49%
EBIT growth 5Y-30.12%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-258.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-258.44%
OCF growth 3YN/A
OCF growth 5YN/A
ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 / AIC FAQ
What is the fundamental rating for AIC stock?
ChartMill assigns a fundamental rating of 2 / 10 to AIC.
What is the valuation status of ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 (AIC) stock?
ChartMill assigns a valuation rating of 0 / 10 to ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 (AIC). This can be considered as Overvalued.
What is the profitability of AIC stock?
ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 (AIC) has a profitability rating of 2 / 10.
How financially healthy is ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25?
The financial health rating of ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 (AIC) is 1 / 10.
What is the earnings growth outlook for ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25?
The Earnings per Share (EPS) of ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 (AIC) is expected to decline by -0.01% in the next year.