Taking everything into account, AIC scores 2 out of 10 in our fundamental rating. AIC was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AIC has a bad profitability rating. Also its financial health evaluation is rather negative. AIC is quite expensive at the moment. It does show a decent growth rate.

Quickly go to:

1. Profitability

2. Health

3. Growth

4. Valuation

5. Dividend

1. Profitability

1.1 Basic Checks

In the past year AIC was profitable.
AIC had a negative operating cash flow in the past year.

1.2 Ratios

AIC has a Return On Assets of -0.27%. This is in the lower half of the industry: AIC underperforms 68.25% of its industry peers.
AIC has a worse Return On Equity (-1.08%) than 65.08% of its industry peers.
With a Return On Invested Capital value of 0.19%, AIC is not doing good in the industry: 65.08% of the companies in the same industry are doing better.

		Industry Rank	Sector Rank
ROA	-0.27%
ROE	-1.08%
ROIC	0.19%

ROA(3y)-2.37%

ROA(5y)-1.82%

ROE(3y)-11.03%

ROE(5y)-12.68%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

In the last couple of years the Profit Margin of AIC has declined.
Looking at the Operating Margin, with a value of 4.02%, AIC is doing worse than 65.08% of the companies in the same industry.
In the last couple of years the Operating Margin of AIC has declined.
AIC has a Gross Margin of 36.78%. This is comparable to the rest of the industry: AIC outperforms 55.56% of its industry peers.
AIC's Gross Margin has been stable in the last couple of years.

		Industry Rank	Sector Rank
OM	4.02%
PM (TTM)	N/A
GM	36.78%

OM growth 3Y18.88%

OM growth 5Y-16.44%

PM growth 3Y-17.2%

PM growth 5Y-18.06%

GM growth 3Y36.91%

GM growth 5Y-0.28%

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

Compared to 1 year ago, AIC has less shares outstanding
The debt/assets ratio for AIC is higher compared to a year ago.

2.2 Solvency

AIC has an Altman-Z score of -2.77. This is a bad value and indicates that AIC is not financially healthy and even has some risk of bankruptcy.
AIC's Altman-Z score of -2.77 is on the low side compared to the rest of the industry. AIC is outperformed by 96.83% of its industry peers.
A Debt/Equity ratio of 3.01 is on the high side and indicates that AIC has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 3.01, AIC is in line with its industry, outperforming 57.14% of the companies in the same industry.

		Industry Rank	Sector Rank
Debt/Equity	3.01
Debt/FCF	N/A
Altman-Z	-2.77

ROIC/WACCN/A

WACCN/A

2.3 Liquidity

AIC has a Current Ratio of 0.36. This is a bad value and indicates that AIC is not financially healthy enough and could expect problems in meeting its short term obligations.
AIC's Current ratio of 0.36 is in line compared to the rest of the industry. AIC outperforms 55.56% of its industry peers.
A Quick Ratio of 0.36 indicates that AIC may have some problems paying its short term obligations.
AIC has a Quick ratio (0.36) which is in line with its industry peers.

		Industry Rank	Sector Rank
Current Ratio	0.36
Quick Ratio	0.36

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WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

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3. Growth

3.1 Past

AIC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.39%, which is quite good.
AIC shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -33.34% yearly.
AIC shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.04%.
The Revenue for AIC have been decreasing by -16.37% on average. This is quite bad

EPS 1Y (TTM)17.39%

EPS 3Y-30.92%

EPS 5Y-33.34%

EPS Q2Q%-36.36%

Revenue 1Y (TTM)17.04%

Revenue growth 3Y-25.55%

Revenue growth 5Y-16.37%

Sales Q2Q%-64.33%

3.2 Future

The Earnings Per Share is expected to decrease by -4.66% on average over the next years.
The Revenue is expected to grow by 6.80% on average over the next years.

EPS Next Y-0.01%

EPS Next 2Y-4.66%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next Year-6.88%

Revenue Next 2Y6.8%

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.

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4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 90.11, AIC can be considered very expensive at the moment.
AIC's Price/Earnings ratio is a bit more expensive when compared to the industry. AIC is more expensive than 76.19% of the companies in the same industry.
AIC is valuated expensively when we compare the Price/Earnings ratio to 28.60, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 89.22 indicates a quite expensive valuation of AIC.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AIC indicates a rather expensive valuation: AIC more expensive than 93.65% of the companies listed in the same industry.
AIC is valuated expensively when we compare the Price/Forward Earnings ratio to 25.83, which is the current average of the S&P500 Index.

		Industry Rank	Sector Rank
PE	90.11
Fwd PE	89.22

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

AIC's earnings are expected to decrease with -4.66% in the coming years. This may justify a cheaper valuation.

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2Y-4.66%

EPS Next 3YN/A

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5. Dividend

5.1 Amount

AIC has a Yearly Dividend Yield of 6.94%, which is a nice return.
With a Dividend Yield of 6.94, AIC pays less dividend than the industry average, which is at 11.26. 93.65% of the companies listed in the same industry pay a better dividend than AIC!
Compared to an average S&P500 Dividend Yield of 1.82, AIC pays a better dividend.

		Industry Rank	Sector Rank
Dividend Yield	6.94%

5.2 History

The dividend of AIC decreases each year by -47.16%.
AIC has paid a dividend for less than 5 years, so there is no long track record yet.

Dividend Growth(5Y)-47.16%

Div Incr Years1

Div Non Decr Years1

5.3 Sustainability

The earnings of AIC are negative and hence is the payout ratio. AIC will probably not be able to sustain this dividend level.
AIC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.

DP-86.96%

EPS Next 2Y-4.66%

EPS Next 3YN/A

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ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 / AIC FAQ

What is the fundamental rating for AIC stock?

ChartMill assigns a fundamental rating of 2 / 10 to AIC.

Can you provide the valuation status for ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25?

ChartMill assigns a valuation rating of 0 / 10 to ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 (AIC). This can be considered as Overvalued.

What is the profitability of AIC stock?

ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 (AIC) has a profitability rating of 2 / 10.

What are the PE and PB ratios of ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 (AIC) stock?

The Price/Earnings (PE) ratio for ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 (AIC) is 90.11 and the Price/Book (PB) ratio is 3.23.

Can you provide the dividend sustainability for AIC stock?

The dividend rating of ARLINGTON ASSET INVEST - AAIC 6 3/4 03/15/25 (AIC) is 3 / 10 and the dividend payout ratio is -86.96%.