CNH INDUSTRIAL NV (37C.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:37C - NL0010545661 - Common Stock
8.11 EUR
-0.01 (-0.12%)
Taking everything into account, 37C scores 4 out of 10 in our fundamental rating. 37C was compared to 108 industry peers in the Machinery industry. 37C has a medium profitability rating, but doesn't score so well on its financial health evaluation. 37C has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year 37C was profitable.
37C had a positive operating cash flow in the past year.
Of the past 5 years 37C 4 years were profitable.
37C had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
37C has a Return On Assets of 1.38%. This is in the lower half of the industry: 37C underperforms 61.11% of its industry peers.
37C has a Return On Equity (7.72%) which is comparable to the rest of the industry.
With a decent Return On Invested Capital value of 6.11%, 37C is doing good in the industry, outperforming 61.11% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for 37C is above the industry average of 8.99%.
The last Return On Invested Capital (6.11%) for 37C is well below the 3 year average (11.39%), which needs to be investigated, but indicates that 37C had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 7.72% | ||
| ROIC | 6.11% |
ROA(3y)4.39%
ROA(5y)3.13%
ROE(3y)25.03%
ROE(5y)18.1%
ROIC(3y)11.39%
ROIC(5y)8.98%
1.3 Margins
37C has a Profit Margin of 3.35%. This is comparable to the rest of the industry: 37C outperforms 50.93% of its industry peers.
In the last couple of years the Profit Margin of 37C has grown nicely.
37C's Operating Margin of 17.04% is amongst the best of the industry. 37C outperforms 87.96% of its industry peers.
In the last couple of years the Operating Margin of 37C has grown nicely.
The Gross Margin of 37C (32.19%) is worse than 64.81% of its industry peers.
In the last couple of years the Gross Margin of 37C has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.04% | ||
| PM (TTM) | 3.35% | ||
| GM | 32.19% |
OM growth 3Y4.76%
OM growth 5Y12.67%
PM growth 3Y-10.76%
PM growth 5Y4.4%
GM growth 3Y5.77%
GM growth 5Y8.01%
2. Health
2.1 Basic Checks
37C has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
37C has less shares outstanding than it did 1 year ago.
37C has less shares outstanding than it did 5 years ago.
37C has a worse debt/assets ratio than last year.
2.2 Solvency
37C has an Altman-Z score of 1.27. This is a bad value and indicates that 37C is not financially healthy and even has some risk of bankruptcy.
37C's Altman-Z score of 1.27 is on the low side compared to the rest of the industry. 37C is outperformed by 68.52% of its industry peers.
37C has a debt to FCF ratio of 13.40. This is a negative value and a sign of low solvency as 37C would need 13.40 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 13.40, 37C is doing worse than 66.67% of the companies in the same industry.
37C has a Debt/Equity ratio of 3.51. This is a high value indicating a heavy dependency on external financing.
37C has a worse Debt to Equity ratio (3.51) than 89.81% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.51 | ||
| Debt/FCF | 13.4 | ||
| Altman-Z | 1.27 |
ROIC/WACC0.79
WACC7.77%
2.3 Liquidity
A Current Ratio of 1.69 indicates that 37C should not have too much problems paying its short term obligations.
37C has a better Current ratio (1.69) than 62.96% of its industry peers.
A Quick Ratio of 0.58 indicates that 37C may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.58, 37C is doing worse than 84.26% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.69 | ||
| Quick Ratio | 0.58 |
3. Growth
3.1 Past
The earnings per share for 37C have decreased strongly by -63.50% in the last year.
37C shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.29% yearly.
37C shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -18.10%.
The Revenue has been decreasing by -6.71% on average over the past years.
EPS 1Y (TTM)-63.5%
EPS 3Y-6.6%
EPS 5Y5.29%
EPS Q2Q%-66.67%
Revenue 1Y (TTM)-18.1%
Revenue growth 3Y0.58%
Revenue growth 5Y-6.71%
Sales Q2Q%-5.48%
3.2 Future
37C is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -3.53% yearly.
The Revenue is expected to grow by 0.43% on average over the next years.
EPS Next Y-46.23%
EPS Next 2Y-15.37%
EPS Next 3Y-1.09%
EPS Next 5Y-3.53%
Revenue Next Year-11.24%
Revenue Next 2Y-4.76%
Revenue Next 3Y-0.35%
Revenue Next 5Y0.43%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 18.86, which indicates a rather expensive current valuation of 37C.
Based on the Price/Earnings ratio, 37C is valued a bit cheaper than 66.67% of the companies in the same industry.
When comparing the Price/Earnings ratio of 37C to the average of the S&P500 Index (26.15), we can say 37C is valued slightly cheaper.
A Price/Forward Earnings ratio of 11.92 indicates a reasonable valuation of 37C.
Based on the Price/Forward Earnings ratio, 37C is valued a bit cheaper than the industry average as 69.44% of the companies are valued more expensively.
37C is valuated cheaply when we compare the Price/Forward Earnings ratio to 36.12, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.86 | ||
| Fwd PE | 11.92 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as 37C.
37C's Price/Free Cash Flow ratio is rather cheap when compared to the industry. 37C is cheaper than 87.96% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.8 | ||
| EV/EBITDA | 10.02 |
4.3 Compensation for Growth
The decent profitability rating of 37C may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)3.56
EPS Next 2Y-15.37%
EPS Next 3Y-1.09%
5. Dividend
5.1 Amount
37C has a Yearly Dividend Yield of 2.66%.
Compared to an average industry Dividend Yield of 2.47, 37C pays a better dividend. On top of this 37C pays more dividend than 80.56% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.41, 37C has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.66% |
5.2 History
On average, the dividend of 37C grows each year by 17.96%, which is quite nice.
Dividend Growth(5Y)17.96%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
37C pays out 55.11% of its income as dividend. This is a bit on the high side, but may be sustainable.
The Dividend Rate of 37C has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP55.11%
EPS Next 2Y-15.37%
EPS Next 3Y-1.09%
FRA:37C (11/27/2025, 7:00:00 PM)
8.11
-0.01 (-0.12%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryMachinery
Earnings (Last)
Earnings (Next)
Inst Owners72.99%
Inst Owner ChangeN/A
Ins Owners0.11%
Ins Owner ChangeN/A
Market Cap10.14B
Revenue(TTM)17.81B
Net Income(TTM)597.00M
Analysts75.83
Price Target11.71 (44.39%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.66% |
Yearly Dividend0.42
Dividend Growth(5Y)17.96%
DP55.11%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-10.64%
Min EPS beat(2)-40.39%
Max EPS beat(2)19.11%
EPS beat(4)2
Avg EPS beat(4)-9.06%
Min EPS beat(4)-40.39%
Max EPS beat(4)19.11%
EPS beat(8)4
Avg EPS beat(8)-3.31%
EPS beat(12)6
Avg EPS beat(12)-1.23%
EPS beat(16)10
Avg EPS beat(16)3.23%
Revenue beat(2)2
Avg Revenue beat(2)11.72%
Min Revenue beat(2)11.51%
Max Revenue beat(2)11.93%
Revenue beat(4)4
Avg Revenue beat(4)9.61%
Min Revenue beat(4)6.98%
Max Revenue beat(4)11.93%
Revenue beat(8)8
Avg Revenue beat(8)6.58%
Revenue beat(12)12
Avg Revenue beat(12)5.83%
Revenue beat(16)15
Avg Revenue beat(16)6.31%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)-36.07%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)5.98%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.86 | ||
| Fwd PE | 11.92 | ||
| P/S | 0.66 | ||
| P/FCF | 5.8 | ||
| P/OCF | 3.58 | ||
| P/B | 1.52 | ||
| P/tB | 4.01 | ||
| EV/EBITDA | 10.02 |
EPS(TTM)0.43
EY5.3%
EPS(NY)0.68
Fwd EY8.39%
FCF(TTM)1.4
FCFY17.23%
OCF(TTM)2.27
OCFY27.97%
SpS12.3
BVpS5.34
TBVpS2.02
PEG (NY)N/A
PEG (5Y)3.56
Graham Number7.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 7.72% | ||
| ROCE | 7.89% | ||
| ROIC | 6.11% | ||
| ROICexc | 6.5% | ||
| ROICexgc | 7.79% | ||
| OM | 17.04% | ||
| PM (TTM) | 3.35% | ||
| GM | 32.19% | ||
| FCFM | 11.36% |
ROA(3y)4.39%
ROA(5y)3.13%
ROE(3y)25.03%
ROE(5y)18.1%
ROIC(3y)11.39%
ROIC(5y)8.98%
ROICexc(3y)13.27%
ROICexc(5y)10.68%
ROICexgc(3y)17.61%
ROICexgc(5y)15.03%
ROCE(3y)14.71%
ROCE(5y)11.59%
ROICexgc growth 3Y10.45%
ROICexgc growth 5Y8.32%
ROICexc growth 3Y26.67%
ROICexc growth 5Y7.09%
OM growth 3Y4.76%
OM growth 5Y12.67%
PM growth 3Y-10.76%
PM growth 5Y4.4%
GM growth 3Y5.77%
GM growth 5Y8.01%
F-Score3
Asset Turnover0.41
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.51 | ||
| Debt/FCF | 13.4 | ||
| Debt/EBITDA | 7.43 | ||
| Cap/Depr | 204.71% | ||
| Cap/Sales | 7.08% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 89.95% | ||
| Profit Quality | 339.03% | ||
| Current Ratio | 1.69 | ||
| Quick Ratio | 0.58 | ||
| Altman-Z | 1.27 |
F-Score3
WACC7.77%
ROIC/WACC0.79
Cap/Depr(3y)198.21%
Cap/Depr(5y)185.92%
Cap/Sales(3y)5.02%
Cap/Sales(5y)7.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-63.5%
EPS 3Y-6.6%
EPS 5Y5.29%
EPS Q2Q%-66.67%
EPS Next Y-46.23%
EPS Next 2Y-15.37%
EPS Next 3Y-1.09%
EPS Next 5Y-3.53%
Revenue 1Y (TTM)-18.1%
Revenue growth 3Y0.58%
Revenue growth 5Y-6.71%
Sales Q2Q%-5.48%
Revenue Next Year-11.24%
Revenue Next 2Y-4.76%
Revenue Next 3Y-0.35%
Revenue Next 5Y0.43%
EBIT growth 1Y-29.12%
EBIT growth 3Y5.37%
EBIT growth 5Y5.11%
EBIT Next Year-16.87%
EBIT Next 3Y10.04%
EBIT Next 5YN/A
FCF growth 1Y702.38%
FCF growth 3Y-27.46%
FCF growth 5YN/A
OCF growth 1Y293.41%
OCF growth 3Y-21.59%
OCF growth 5Y1.51%
CNH INDUSTRIAL NV / 37C.DE FAQ
Can you provide the ChartMill fundamental rating for CNH INDUSTRIAL NV?
ChartMill assigns a fundamental rating of 4 / 10 to 37C.DE.
Can you provide the valuation status for CNH INDUSTRIAL NV?
ChartMill assigns a valuation rating of 5 / 10 to CNH INDUSTRIAL NV (37C.DE). This can be considered as Fairly Valued.
How profitable is CNH INDUSTRIAL NV (37C.DE) stock?
CNH INDUSTRIAL NV (37C.DE) has a profitability rating of 6 / 10.
What is the expected EPS growth for CNH INDUSTRIAL NV (37C.DE) stock?
The Earnings per Share (EPS) of CNH INDUSTRIAL NV (37C.DE) is expected to decline by -46.23% in the next year.
Is the dividend of CNH INDUSTRIAL NV sustainable?
The dividend rating of CNH INDUSTRIAL NV (37C.DE) is 5 / 10 and the dividend payout ratio is 55.11%.