CNH INDUSTRIAL NV (37C.DE) Stock Fundamental Analysis
Europe - FRA:37C - NL0010545661 - Common Stock
8.96 EUR
-0.09 (-0.99%)
37C gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 107 industry peers in the Machinery industry. While 37C has a great profitability rating, there are quite some concerns on its financial health. 37C is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
37C had positive earnings in the past year.
37C had a positive operating cash flow in the past year.
Of the past 5 years 37C 4 years were profitable.
In the past 5 years 37C always reported a positive cash flow from operatings.
1.2 Ratios
37C's Return On Assets of 1.88% is in line compared to the rest of the industry. 37C outperforms 45.79% of its industry peers.
With a decent Return On Equity value of 10.67%, 37C is doing good in the industry, outperforming 67.29% of the companies in the same industry.
The Return On Invested Capital of 37C (6.87%) is better than 64.49% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for 37C is above the industry average of 8.77%.
The last Return On Invested Capital (6.87%) for 37C is well below the 3 year average (11.39%), which needs to be investigated, but indicates that 37C had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.88% | ||
| ROE | 10.67% | ||
| ROIC | 6.87% |
ROA(3y)4.39%
ROA(5y)3.13%
ROE(3y)25.03%
ROE(5y)18.1%
ROIC(3y)11.39%
ROIC(5y)8.98%
1.3 Margins
With a decent Profit Margin value of 4.55%, 37C is doing good in the industry, outperforming 60.75% of the companies in the same industry.
37C's Profit Margin has improved in the last couple of years.
The Operating Margin of 37C (18.21%) is better than 89.72% of its industry peers.
In the last couple of years the Operating Margin of 37C has grown nicely.
The Gross Margin of 37C (32.40%) is worse than 63.55% of its industry peers.
In the last couple of years the Gross Margin of 37C has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.21% | ||
| PM (TTM) | 4.55% | ||
| GM | 32.4% |
OM growth 3Y4.76%
OM growth 5Y12.67%
PM growth 3Y-10.76%
PM growth 5Y4.4%
GM growth 3Y5.77%
GM growth 5Y8.01%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), 37C is creating some value.
37C has less shares outstanding than it did 1 year ago.
37C has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, 37C has a worse debt to assets ratio.
2.2 Solvency
37C has an Altman-Z score of 1.25. This is a bad value and indicates that 37C is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of 37C (1.25) is worse than 69.16% of its industry peers.
The Debt to FCF ratio of 37C is 12.84, which is on the high side as it means it would take 37C, 12.84 years of fcf income to pay off all of its debts.
37C's Debt to FCF ratio of 12.84 is on the low side compared to the rest of the industry. 37C is outperformed by 66.36% of its industry peers.
A Debt/Equity ratio of 3.55 is on the high side and indicates that 37C has dependencies on debt financing.
The Debt to Equity ratio of 37C (3.55) is worse than 89.72% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.55 | ||
| Debt/FCF | 12.84 | ||
| Altman-Z | 1.25 |
ROIC/WACC0.87
WACC7.93%
2.3 Liquidity
37C has a Current Ratio of 1.24. This is a normal value and indicates that 37C is financially healthy and should not expect problems in meeting its short term obligations.
With a Current ratio value of 1.24, 37C is not doing good in the industry: 65.42% of the companies in the same industry are doing better.
37C has a Quick Ratio of 1.24. This is a bad value and indicates that 37C is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of 37C (0.45) is worse than 89.72% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.24 | ||
| Quick Ratio | 0.45 |
3. Growth
3.1 Past
37C shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -57.42%.
The Earnings Per Share has been growing slightly by 5.29% on average over the past years.
The Revenue for 37C has decreased by -21.73% in the past year. This is quite bad
Measured over the past years, 37C shows a decrease in Revenue. The Revenue has been decreasing by -6.71% on average per year.
EPS 1Y (TTM)-57.42%
EPS 3Y-6.6%
EPS 5Y5.29%
EPS Q2Q%-55.26%
Revenue 1Y (TTM)-21.73%
Revenue growth 3Y0.58%
Revenue growth 5Y-6.71%
Sales Q2Q%-14.16%
3.2 Future
37C is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -3.53% yearly.
Based on estimates for the next years, 37C will show a small growth in Revenue. The Revenue will grow by 0.43% on average per year.
EPS Next Y-46.23%
EPS Next 2Y-15.31%
EPS Next 3Y-1.03%
EPS Next 5Y-3.53%
Revenue Next Year-11.24%
Revenue Next 2Y-4.76%
Revenue Next 3Y-0.35%
Revenue Next 5Y0.43%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
37C is valuated correctly with a Price/Earnings ratio of 15.72.
Compared to the rest of the industry, the Price/Earnings ratio of 37C indicates a somewhat cheap valuation: 37C is cheaper than 73.83% of the companies listed in the same industry.
37C is valuated rather cheaply when we compare the Price/Earnings ratio to 26.03, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 13.05 indicates a correct valuation of 37C.
37C's Price/Forward Earnings ratio is in line with the industry average.
37C's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.27.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.72 | ||
| Fwd PE | 13.05 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as 37C.
Based on the Price/Free Cash Flow ratio, 37C is valued cheaper than 90.65% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.03 | ||
| EV/EBITDA | 9.68 |
4.3 Compensation for Growth
The decent profitability rating of 37C may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)2.97
EPS Next 2Y-15.31%
EPS Next 3Y-1.03%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.41%, 37C has a reasonable but not impressive dividend return.
37C's Dividend Yield is a higher than the industry average which is at 2.62.
Compared to an average S&P500 Dividend Yield of 2.38, 37C has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.41% |
5.2 History
On average, the dividend of 37C grows each year by 17.96%, which is quite nice.
Dividend Growth(5Y)17.96%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
37C pays out 40.58% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP40.58%
EPS Next 2Y-15.31%
EPS Next 3Y-1.03%
FRA:37C (11/4/2025, 7:00:00 PM)
8.96
-0.09 (-0.99%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryMachinery
Earnings (Last)
Earnings (Next)
Inst Owners72.99%
Inst Owner ChangeN/A
Ins Owners0.11%
Ins Owner ChangeN/A
Market Cap11.21B
Revenue(TTM)18.07B
Net Income(TTM)823.00M
Analysts74.78
Price Target12.7 (41.74%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.41% |
Yearly Dividend0.41
Dividend Growth(5Y)17.96%
DP40.58%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.67%
Min EPS beat(2)0.22%
Max EPS beat(2)19.11%
EPS beat(4)2
Avg EPS beat(4)-2.02%
Min EPS beat(4)-15.2%
Max EPS beat(4)19.11%
EPS beat(8)4
Avg EPS beat(8)1.32%
EPS beat(12)7
Avg EPS beat(12)4.43%
EPS beat(16)11
Avg EPS beat(16)9.24%
Revenue beat(2)2
Avg Revenue beat(2)9.97%
Min Revenue beat(2)8.01%
Max Revenue beat(2)11.93%
Revenue beat(4)4
Avg Revenue beat(4)6.86%
Min Revenue beat(4)0.52%
Max Revenue beat(4)11.93%
Revenue beat(8)8
Avg Revenue beat(8)5.17%
Revenue beat(12)12
Avg Revenue beat(12)5.89%
Revenue beat(16)14
Avg Revenue beat(16)3.4%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)-5.14%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.62%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)-1.65%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.72 | ||
| Fwd PE | 13.05 | ||
| P/S | 0.71 | ||
| P/FCF | 6.03 | ||
| P/OCF | 3.77 | ||
| P/B | 1.67 | ||
| P/tB | 4.52 | ||
| EV/EBITDA | 9.68 |
EPS(TTM)0.57
EY6.36%
EPS(NY)0.69
Fwd EY7.66%
FCF(TTM)1.49
FCFY16.58%
OCF(TTM)2.38
OCFY26.53%
SpS12.57
BVpS5.37
TBVpS1.98
PEG (NY)N/A
PEG (5Y)2.97
Graham Number8.3
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.88% | ||
| ROE | 10.67% | ||
| ROCE | 8.87% | ||
| ROIC | 6.87% | ||
| ROICexc | 7.37% | ||
| ROICexgc | 8.91% | ||
| OM | 18.21% | ||
| PM (TTM) | 4.55% | ||
| GM | 32.4% | ||
| FCFM | 11.82% |
ROA(3y)4.39%
ROA(5y)3.13%
ROE(3y)25.03%
ROE(5y)18.1%
ROIC(3y)11.39%
ROIC(5y)8.98%
ROICexc(3y)13.27%
ROICexc(5y)10.68%
ROICexgc(3y)17.61%
ROICexgc(5y)15.03%
ROCE(3y)14.71%
ROCE(5y)11.59%
ROICexgc growth 3Y10.45%
ROICexgc growth 5Y8.32%
ROICexc growth 3Y26.67%
ROICexc growth 5Y7.09%
OM growth 3Y4.76%
OM growth 5Y12.67%
PM growth 3Y-10.76%
PM growth 5Y4.4%
GM growth 3Y5.77%
GM growth 5Y8.01%
F-Score4
Asset Turnover0.41
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.55 | ||
| Debt/FCF | 12.84 | ||
| Debt/EBITDA | 7.02 | ||
| Cap/Depr | 209.48% | ||
| Cap/Sales | 7.1% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 87.57% | ||
| Profit Quality | 259.42% | ||
| Current Ratio | 1.24 | ||
| Quick Ratio | 0.45 | ||
| Altman-Z | 1.25 |
F-Score4
WACC7.93%
ROIC/WACC0.87
Cap/Depr(3y)198.21%
Cap/Depr(5y)185.92%
Cap/Sales(3y)5.02%
Cap/Sales(5y)7.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-57.42%
EPS 3Y-6.6%
EPS 5Y5.29%
EPS Q2Q%-55.26%
EPS Next Y-46.23%
EPS Next 2Y-15.31%
EPS Next 3Y-1.03%
EPS Next 5Y-3.53%
Revenue 1Y (TTM)-21.73%
Revenue growth 3Y0.58%
Revenue growth 5Y-6.71%
Sales Q2Q%-14.16%
Revenue Next Year-11.24%
Revenue Next 2Y-4.76%
Revenue Next 3Y-0.35%
Revenue Next 5Y0.43%
EBIT growth 1Y-28.56%
EBIT growth 3Y5.37%
EBIT growth 5Y5.11%
EBIT Next Year-16.87%
EBIT Next 3Y10.04%
EBIT Next 5YN/A
FCF growth 1Y1200.52%
FCF growth 3Y-27.46%
FCF growth 5YN/A
OCF growth 1Y290.51%
OCF growth 3Y-21.59%
OCF growth 5Y1.51%
CNH INDUSTRIAL NV / 37C.DE FAQ
Can you provide the ChartMill fundamental rating for CNH INDUSTRIAL NV?
ChartMill assigns a fundamental rating of 4 / 10 to 37C.DE.
Can you provide the valuation status for CNH INDUSTRIAL NV?
ChartMill assigns a valuation rating of 5 / 10 to CNH INDUSTRIAL NV (37C.DE). This can be considered as Fairly Valued.
How profitable is CNH INDUSTRIAL NV (37C.DE) stock?
CNH INDUSTRIAL NV (37C.DE) has a profitability rating of 7 / 10.
What is the expected EPS growth for CNH INDUSTRIAL NV (37C.DE) stock?
The Earnings per Share (EPS) of CNH INDUSTRIAL NV (37C.DE) is expected to decline by -46.23% in the next year.
Is the dividend of CNH INDUSTRIAL NV sustainable?
The dividend rating of CNH INDUSTRIAL NV (37C.DE) is 4 / 10 and the dividend payout ratio is 40.58%.