NORDEA BANK ABP (1NDA.MI) Stock Fundamental Analysis

Europe • Euronext Milan • BIT:1NDA • FI4000297767

16.3 EUR
+0.25 (+1.56%)
Last: Jan 6, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

3

1NDA gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 114 industry peers in the Banks industry. 1NDA has a medium profitability rating, but doesn't score so well on its financial health evaluation. 1NDA has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year 1NDA was profitable.
  • In the past year 1NDA has reported a negative cash flow from operations.
  • 1NDA had positive earnings in each of the past 5 years.
  • In multiple years 1NDA reported negative operating cash flow during the last 5 years.
1NDA.MI Yearly Net Income VS EBIT VS OCF VS FCF1NDA.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B 15B 20B

1.2 Ratios

  • 1NDA has a Return On Assets of 0.74%. This is comparable to the rest of the industry: 1NDA outperforms 50.85% of its industry peers.
  • 1NDA has a Return On Equity of 15.18%. This is amongst the best in the industry. 1NDA outperforms 82.20% of its industry peers.
Industry RankSector Rank
ROA 0.74%
ROE 15.18%
ROIC N/A
ROA(3y)0.75%
ROA(5y)0.66%
ROE(3y)14.26%
ROE(5y)12.16%
ROIC(3y)N/A
ROIC(5y)N/A
1NDA.MI Yearly ROA, ROE, ROIC1NDA.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • 1NDA has a better Profit Margin (37.68%) than 88.14% of its industry peers.
  • 1NDA's Profit Margin has improved in the last couple of years.
  • 1NDA does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 37.68%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.57%
PM growth 5Y19.5%
GM growth 3YN/A
GM growth 5YN/A
1NDA.MI Yearly Profit, Operating, Gross Margins1NDA.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • 1NDA does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • 1NDA has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, 1NDA has less shares outstanding
  • 1NDA has about the same debt/assets ratio as last year.
1NDA.MI Yearly Shares Outstanding1NDA.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B
1NDA.MI Yearly Total Debt VS Total Assets1NDA.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200B 400B 600B

2.2 Solvency

  • A Debt/Equity ratio of 6.35 is on the high side and indicates that 1NDA has dependencies on debt financing.
  • The Debt to Equity ratio of 1NDA (6.35) is worse than 94.07% of its industry peers.
Industry RankSector Rank
Debt/Equity 6.35
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC6.79%
1NDA.MI Yearly LT Debt VS Equity VS FCF1NDA.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50B 100B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1NDA.MI Yearly Current Assets VS Current Liabilites1NDA.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B 80B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • 1NDA shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -2.82%.
  • 1NDA shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 19.37% yearly.
  • 1NDA shows a decrease in Revenue. In the last year, the revenue decreased by -1.97%.
  • 1NDA shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.34% yearly.
EPS 1Y (TTM)-2.82%
EPS 3Y14.61%
EPS 5Y19.37%
EPS Q2Q%0%
Revenue 1Y (TTM)-1.97%
Revenue growth 3Y7.03%
Revenue growth 5Y6.34%
Sales Q2Q%-3.45%

3.2 Future

  • Based on estimates for the next years, 1NDA will show a small growth in Earnings Per Share. The EPS will grow by 2.24% on average per year.
  • 1NDA is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.93% yearly.
EPS Next Y-1%
EPS Next 2Y0.14%
EPS Next 3Y1.97%
EPS Next 5Y2.24%
Revenue Next Year-2.99%
Revenue Next 2Y-0.7%
Revenue Next 3Y0.69%
Revenue Next 5Y0.93%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
1NDA.MI Yearly Revenue VS Estimates1NDA.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2B 4B 6B 8B 10B
1NDA.MI Yearly EPS VS Estimates1NDA.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5

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Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 11.81, the valuation of 1NDA can be described as reasonable.
  • The rest of the industry has a similar Price/Earnings ratio as 1NDA.
  • Compared to an average S&P500 Price/Earnings ratio of 28.06, 1NDA is valued rather cheaply.
  • A Price/Forward Earnings ratio of 11.37 indicates a reasonable valuation of 1NDA.
  • 1NDA's Price/Forward Earnings is on the same level as the industry average.
  • 1NDA's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.86.
Industry RankSector Rank
PE 11.81
Fwd PE 11.37
1NDA.MI Price Earnings VS Forward Price Earnings1NDA.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
1NDA.MI Per share data1NDA.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.61
EPS Next 2Y0.14%
EPS Next 3Y1.97%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 7.76%, 1NDA is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 4.12, 1NDA pays a better dividend. On top of this 1NDA pays more dividend than 94.07% of the companies listed in the same industry.
  • 1NDA's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 7.76%

5.2 History

  • The dividend of 1NDA has a limited annual growth rate of 5.87%.
Dividend Growth(5Y)5.87%
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

  • 1NDA pays out 68.28% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of 1NDA is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP68.28%
EPS Next 2Y0.14%
EPS Next 3Y1.97%
1NDA.MI Yearly Income VS Free CF VS Dividend1NDA.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B 15B 20B
1NDA.MI Dividend Payout.1NDA.MI Dividend Payout, showing the Payout Ratio.1NDA.MI Dividend Payout.PayoutRetained Earnings

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NORDEA BANK ABP

BIT:1NDA (1/6/2026, 7:00:00 PM)

16.3

+0.25 (+1.56%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-16
Earnings (Next)01-29
Inst Owners55.1%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap56.11B
Revenue(TTM)12.70B
Net Income(TTM)4.79B
Analysts78.67
Price Target16.23 (-0.43%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 7.76%
Yearly Dividend0.92
Dividend Growth(5Y)5.87%
DP68.28%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.02%
Min EPS beat(2)3.42%
Max EPS beat(2)8.61%
EPS beat(4)3
Avg EPS beat(4)4.47%
Min EPS beat(4)-0.78%
Max EPS beat(4)8.61%
EPS beat(8)6
Avg EPS beat(8)2.55%
EPS beat(12)10
Avg EPS beat(12)4.69%
EPS beat(16)13
Avg EPS beat(16)0.81%
Revenue beat(2)1
Avg Revenue beat(2)-0.91%
Min Revenue beat(2)-2.02%
Max Revenue beat(2)0.21%
Revenue beat(4)2
Avg Revenue beat(4)-0.56%
Min Revenue beat(4)-2.02%
Max Revenue beat(4)0.41%
Revenue beat(8)6
Avg Revenue beat(8)2.14%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.47%
PT rev (3m)13.54%
EPS NQ rev (1m)0%
EPS NQ rev (3m)5.18%
EPS NY rev (1m)0.22%
EPS NY rev (3m)8.36%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.07%
Revenue NY rev (1m)0.06%
Revenue NY rev (3m)-0.12%
Valuation
Industry RankSector Rank
PE 11.81
Fwd PE 11.37
P/S 4.42
P/FCF N/A
P/OCF N/A
P/B 1.78
P/tB 2.04
EV/EBITDA N/A
EPS(TTM)1.38
EY8.47%
EPS(NY)1.43
Fwd EY8.8%
FCF(TTM)-2.15
FCFYN/A
OCF(TTM)-2.12
OCFYN/A
SpS3.69
BVpS9.16
TBVpS7.98
PEG (NY)N/A
PEG (5Y)0.61
Graham Number16.86
Profitability
Industry RankSector Rank
ROA 0.74%
ROE 15.18%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 37.68%
GM N/A
FCFM N/A
ROA(3y)0.75%
ROA(5y)0.66%
ROE(3y)14.26%
ROE(5y)12.16%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.57%
PM growth 5Y19.5%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 6.35
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 18.33%
Cap/Sales 0.81%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score3
WACC6.79%
ROIC/WACCN/A
Cap/Depr(3y)13.57%
Cap/Depr(5y)39.58%
Cap/Sales(3y)0.65%
Cap/Sales(5y)2.22%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.82%
EPS 3Y14.61%
EPS 5Y19.37%
EPS Q2Q%0%
EPS Next Y-1%
EPS Next 2Y0.14%
EPS Next 3Y1.97%
EPS Next 5Y2.24%
Revenue 1Y (TTM)-1.97%
Revenue growth 3Y7.03%
Revenue growth 5Y6.34%
Sales Q2Q%-3.45%
Revenue Next Year-2.99%
Revenue Next 2Y-0.7%
Revenue Next 3Y0.69%
Revenue Next 5Y0.93%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-6.65%
EBIT Next 3Y-2.03%
EBIT Next 5YN/A
FCF growth 1Y112.43%
FCF growth 3Y-63.8%
FCF growth 5YN/A
OCF growth 1Y114%
OCF growth 3Y-62.79%
OCF growth 5YN/A

NORDEA BANK ABP / 1NDA.MI FAQ

What is the ChartMill fundamental rating of NORDEA BANK ABP (1NDA.MI) stock?

ChartMill assigns a fundamental rating of 3 / 10 to 1NDA.MI.


What is the valuation status for 1NDA stock?

ChartMill assigns a valuation rating of 3 / 10 to NORDEA BANK ABP (1NDA.MI). This can be considered as Overvalued.


What is the profitability of 1NDA stock?

NORDEA BANK ABP (1NDA.MI) has a profitability rating of 4 / 10.


Can you provide the PE and PB ratios for 1NDA stock?

The Price/Earnings (PE) ratio for NORDEA BANK ABP (1NDA.MI) is 11.81 and the Price/Book (PB) ratio is 1.78.


What is the expected EPS growth for NORDEA BANK ABP (1NDA.MI) stock?

The Earnings per Share (EPS) of NORDEA BANK ABP (1NDA.MI) is expected to decline by -1% in the next year.