NORDEA BANK ABP (1NDA.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:1NDA - FI4000297767 - Common Stock
16.3 EUR
+1.56 (+10.55%)
Taking everything into account, 1NDA scores 3 out of 10 in our fundamental rating. 1NDA was compared to 114 industry peers in the Banks industry. There are concerns on the financial health of 1NDA while its profitability can be described as average. 1NDA is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year 1NDA was profitable.
In the past year 1NDA has reported a negative cash flow from operations.
In the past 5 years 1NDA has always been profitable.
In multiple years 1NDA reported negative operating cash flow during the last 5 years.
1.2 Ratios
With a Return On Assets value of 0.74%, 1NDA perfoms like the industry average, outperforming 47.71% of the companies in the same industry.
1NDA has a better Return On Equity (15.18%) than 80.73% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.74% | ||
| ROE | 15.18% | ||
| ROIC | N/A |
ROA(3y)0.75%
ROA(5y)0.66%
ROE(3y)14.26%
ROE(5y)12.16%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of 1NDA (37.68%) is better than 86.24% of its industry peers.
1NDA's Profit Margin has improved in the last couple of years.
1NDA does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 37.68% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.57%
PM growth 5Y19.5%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
1NDA does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for 1NDA has been reduced compared to 1 year ago.
1NDA has less shares outstanding than it did 5 years ago.
1NDA has about the same debt/assets ratio as last year.
2.2 Solvency
1NDA has a Debt/Equity ratio of 6.35. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 6.35, 1NDA is not doing good in the industry: 90.83% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.35 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC6.78%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for 1NDA have decreased by -2.82% in the last year.
1NDA shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 19.37% yearly.
1NDA shows a decrease in Revenue. In the last year, the revenue decreased by -1.97%.
Measured over the past years, 1NDA shows a small growth in Revenue. The Revenue has been growing by 6.34% on average per year.
EPS 1Y (TTM)-2.82%
EPS 3Y14.61%
EPS 5Y19.37%
EPS Q2Q%0%
Revenue 1Y (TTM)-1.97%
Revenue growth 3Y7.03%
Revenue growth 5Y6.34%
Sales Q2Q%-3.45%
3.2 Future
The Earnings Per Share is expected to grow by 2.24% on average over the next years.
1NDA is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.93% yearly.
EPS Next Y-1.22%
EPS Next 2Y-0.02%
EPS Next 3Y1.56%
EPS Next 5Y2.24%
Revenue Next Year-3.05%
Revenue Next 2Y-0.67%
Revenue Next 3Y0.62%
Revenue Next 5Y0.93%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
1NDA is valuated reasonably with a Price/Earnings ratio of 11.81.
Compared to the rest of the industry, the Price/Earnings ratio of 1NDA is on the same level as its industry peers.
1NDA's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.92.
A Price/Forward Earnings ratio of 11.40 indicates a reasonable valuation of 1NDA.
Compared to the rest of the industry, the Price/Forward Earnings ratio of 1NDA is on the same level as its industry peers.
The average S&P500 Price/Forward Earnings ratio is at 23.57. 1NDA is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.81 | ||
| Fwd PE | 11.4 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.61
EPS Next 2Y-0.02%
EPS Next 3Y1.56%
5. Dividend
5.1 Amount
1NDA has a Yearly Dividend Yield of 7.76%, which is a nice return.
1NDA's Dividend Yield is rather good when compared to the industry average which is at 3.98. 1NDA pays more dividend than 90.83% of the companies in the same industry.
1NDA's Dividend Yield is rather good when compared to the S&P500 average which is at 1.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.76% |
5.2 History
The dividend of 1NDA has a limited annual growth rate of 5.87%.
Dividend Growth(5Y)5.87%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
68.28% of the earnings are spent on dividend by 1NDA. This is not a sustainable payout ratio.
1NDA's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP68.28%
EPS Next 2Y-0.02%
EPS Next 3Y1.56%
BIT:1NDA (1/6/2026, 7:00:00 PM)
16.3
+1.56 (+10.55%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners57.39%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap56.11B
Revenue(TTM)12.70B
Net Income(TTM)4.79B
Analysts80
Price Target15.93 (-2.27%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.76% |
Yearly Dividend0.92
Dividend Growth(5Y)5.87%
DP68.28%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.02%
Min EPS beat(2)3.42%
Max EPS beat(2)8.61%
EPS beat(4)3
Avg EPS beat(4)4.47%
Min EPS beat(4)-0.78%
Max EPS beat(4)8.61%
EPS beat(8)6
Avg EPS beat(8)2.55%
EPS beat(12)10
Avg EPS beat(12)4.69%
EPS beat(16)13
Avg EPS beat(16)0.81%
Revenue beat(2)1
Avg Revenue beat(2)-0.91%
Min Revenue beat(2)-2.02%
Max Revenue beat(2)0.21%
Revenue beat(4)2
Avg Revenue beat(4)-0.56%
Min Revenue beat(4)-2.02%
Max Revenue beat(4)0.41%
Revenue beat(8)6
Avg Revenue beat(8)2.14%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.4%
PT rev (3m)11.44%
EPS NQ rev (1m)0.3%
EPS NQ rev (3m)5.18%
EPS NY rev (1m)0.59%
EPS NY rev (3m)8.11%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.07%
Revenue NY rev (1m)0.06%
Revenue NY rev (3m)-0.18%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.81 | ||
| Fwd PE | 11.4 | ||
| P/S | 4.42 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.78 | ||
| P/tB | 2.04 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.38
EY8.47%
EPS(NY)1.43
Fwd EY8.77%
FCF(TTM)-2.15
FCFYN/A
OCF(TTM)-2.12
OCFYN/A
SpS3.69
BVpS9.16
TBVpS7.98
PEG (NY)N/A
PEG (5Y)0.61
Graham Number16.86
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.74% | ||
| ROE | 15.18% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 37.68% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.75%
ROA(5y)0.66%
ROE(3y)14.26%
ROE(5y)12.16%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.57%
PM growth 5Y19.5%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.35 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 18.33% | ||
| Cap/Sales | 0.81% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score3
WACC6.78%
ROIC/WACCN/A
Cap/Depr(3y)13.57%
Cap/Depr(5y)39.58%
Cap/Sales(3y)0.65%
Cap/Sales(5y)2.22%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.82%
EPS 3Y14.61%
EPS 5Y19.37%
EPS Q2Q%0%
EPS Next Y-1.22%
EPS Next 2Y-0.02%
EPS Next 3Y1.56%
EPS Next 5Y2.24%
Revenue 1Y (TTM)-1.97%
Revenue growth 3Y7.03%
Revenue growth 5Y6.34%
Sales Q2Q%-3.45%
Revenue Next Year-3.05%
Revenue Next 2Y-0.67%
Revenue Next 3Y0.62%
Revenue Next 5Y0.93%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-6.65%
EBIT Next 3Y-2.03%
EBIT Next 5YN/A
FCF growth 1Y112.43%
FCF growth 3Y-63.8%
FCF growth 5YN/A
OCF growth 1Y114%
OCF growth 3Y-62.79%
OCF growth 5YN/A
NORDEA BANK ABP / 1NDA.MI FAQ
What is the ChartMill fundamental rating of NORDEA BANK ABP (1NDA.MI) stock?
ChartMill assigns a fundamental rating of 3 / 10 to 1NDA.MI.
What is the valuation status for 1NDA stock?
ChartMill assigns a valuation rating of 3 / 10 to NORDEA BANK ABP (1NDA.MI). This can be considered as Overvalued.
What is the profitability of 1NDA stock?
NORDEA BANK ABP (1NDA.MI) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for 1NDA stock?
The Price/Earnings (PE) ratio for NORDEA BANK ABP (1NDA.MI) is 11.81 and the Price/Book (PB) ratio is 1.78.
What is the expected EPS growth for NORDEA BANK ABP (1NDA.MI) stock?
The Earnings per Share (EPS) of NORDEA BANK ABP (1NDA.MI) is expected to decline by -1.22% in the next year.