MUENCHENER RUECKVER AG-REG (1MUV2.MI) Fundamental Analysis & Valuation

BIT:1MUV2 • DE0008430026

Current stock price

532.4 EUR
-1.8 (-0.34%)
Last:

This 1MUV2.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. 1MUV2.MI Profitability Analysis

1.1 Basic Checks

  • 1MUV2 had positive earnings in the past year.
  • 1MUV2 had a positive operating cash flow in the past year.
  • 1MUV2 had positive earnings in 4 of the past 5 years.
  • 1MUV2 had a positive operating cash flow in 4 of the past 5 years.
1MUV2.MI Yearly Net Income VS EBIT VS OCF VS FCF1MUV2.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

1.2 Ratios

  • 1MUV2's Return On Assets of 1.85% is fine compared to the rest of the industry. 1MUV2 outperforms 67.39% of its industry peers.
  • The Return On Equity of 1MUV2 (16.65%) is better than 60.87% of its industry peers.
  • The Return On Invested Capital of 1MUV2 (2.38%) is better than 65.22% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for 1MUV2 is in line with the industry average of 2.95%.
  • The last Return On Invested Capital (2.38%) for 1MUV2 is above the 3 year average (1.93%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.85%
ROE 16.65%
ROIC 2.38%
ROA(3y)1.88%
ROA(5y)1.4%
ROE(3y)17.52%
ROE(5y)13.23%
ROIC(3y)1.93%
ROIC(5y)1.43%
1MUV2.MI Yearly ROA, ROE, ROIC1MUV2.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • The Profit Margin of 1MUV2 (7.98%) is comparable to the rest of the industry.
  • In the last couple of years the Profit Margin of 1MUV2 has grown nicely.
  • 1MUV2 has a Operating Margin of 13.04%. This is comparable to the rest of the industry: 1MUV2 outperforms 56.52% of its industry peers.
  • In the last couple of years the Operating Margin of 1MUV2 has grown nicely.
Industry RankSector Rank
OM 13.04%
PM (TTM) 7.98%
GM N/A
OM growth 3Y37.9%
OM growth 5Y19.51%
PM growth 3Y29.8%
PM growth 5Y16.55%
GM growth 3YN/A
GM growth 5YN/A
1MUV2.MI Yearly Profit, Operating, Gross Margins1MUV2.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

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3

2. 1MUV2.MI Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), 1MUV2 is destroying value.
  • There is no outstanding debt for 1MUV2. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
1MUV2.MI Yearly Shares Outstanding1MUV2.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
1MUV2.MI Yearly Total Debt VS Total Assets1MUV2.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100B 200B 300B

2.2 Solvency

  • 1MUV2 has a debt to FCF ratio of 1.53. This is a very positive value and a sign of high solvency as it would only need 1.53 years to pay back of all of its debts.
  • The Debt to FCF ratio of 1MUV2 (1.53) is better than 67.39% of its industry peers.
  • A Debt/Equity ratio of 0.23 indicates that 1MUV2 is not too dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.23, 1MUV2 belongs to the top of the industry, outperforming 91.30% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.23
Debt/FCF 1.53
Altman-Z N/A
ROIC/WACC0.34
WACC7.07%
1MUV2.MI Yearly LT Debt VS Equity VS FCF1MUV2.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1MUV2.MI Yearly Current Assets VS Current Liabilites1MUV2.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

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3

3. 1MUV2.MI Growth Analysis

3.1 Past

  • 1MUV2 shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -6.53%.
  • The Earnings Per Share has been growing by 35.83% on average over the past years. This is a very strong growth
EPS 1Y (TTM)-6.53%
EPS 3Y17.37%
EPS 5Y35.83%
EPS Q2Q%-98.09%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-1.82%

3.2 Future

  • 1MUV2 is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.01% yearly.
  • Based on estimates for the next years, 1MUV2 will show a quite strong growth in Revenue. The Revenue will grow by 8.27% on average per year.
EPS Next Y31.38%
EPS Next 2Y17.85%
EPS Next 3Y6.67%
EPS Next 5Y8.01%
Revenue Next Year4.58%
Revenue Next 2Y4.52%
Revenue Next 3Y10.65%
Revenue Next 5Y8.27%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
1MUV2.MI Yearly Revenue VS Estimates1MUV2.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B 80B 100B
1MUV2.MI Yearly EPS VS Estimates1MUV2.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20 40 60

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6

4. 1MUV2.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 13.34 indicates a correct valuation of 1MUV2.
  • Compared to the rest of the industry, the Price/Earnings ratio of 1MUV2 is on the same level as its industry peers.
  • The average S&P500 Price/Earnings ratio is at 25.60. 1MUV2 is valued slightly cheaper when compared to this.
  • With a Price/Forward Earnings ratio of 10.16, the valuation of 1MUV2 can be described as very reasonable.
  • 1MUV2's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. 1MUV2 is cheaper than 67.39% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 22.84. 1MUV2 is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 13.34
Fwd PE 10.16
1MUV2.MI Price Earnings VS Forward Price Earnings1MUV2.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of 1MUV2 indicates a rather cheap valuation: 1MUV2 is cheaper than 82.61% of the companies listed in the same industry.
  • 1MUV2's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 14.84
EV/EBITDA 8.3
1MUV2.MI Per share data1MUV2.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 100 200 300 400

4.3 Compensation for Growth

  • 1MUV2's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of 1MUV2 may justify a higher PE ratio.
PEG (NY)0.43
PEG (5Y)0.37
EPS Next 2Y17.85%
EPS Next 3Y6.67%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. 1MUV2.MI Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 4.37%, 1MUV2 is a good candidate for dividend investing.
  • 1MUV2's Dividend Yield is comparable with the industry average which is at 4.47.
  • 1MUV2's Dividend Yield is rather good when compared to the S&P500 average which is at 1.88.
Industry RankSector Rank
Dividend Yield 4.37%

5.2 History

  • The dividend of 1MUV2 is nicely growing with an annual growth rate of 10.15%!
Dividend Growth(5Y)10.15%
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

  • 1MUV2 pays out 51.33% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • The dividend of 1MUV2 is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP51.33%
EPS Next 2Y17.85%
EPS Next 3Y6.67%
1MUV2.MI Yearly Income VS Free CF VS Dividend1MUV2.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B
1MUV2.MI Dividend Payout.1MUV2.MI Dividend Payout, showing the Payout Ratio.1MUV2.MI Dividend Payout.PayoutRetained Earnings

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1MUV2.MI Fundamentals: All Metrics, Ratios and Statistics

MUENCHENER RUECKVER AG-REG

BIT:1MUV2 (2/16/2026, 7:00:00 PM)

532.4

-1.8 (-0.34%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-26
Earnings (Next)05-12
Inst Owners47.64%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap69.56B
Revenue(TTM)N/A
Net Income(TTM)5.09B
Analysts70
Price Target612.57 (15.06%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.37%
Yearly Dividend15.08
Dividend Growth(5Y)10.15%
DP51.33%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)8.98%
Min EPS beat(2)0.41%
Max EPS beat(2)17.54%
EPS beat(4)3
Avg EPS beat(4)-0.44%
Min EPS beat(4)-19.89%
Max EPS beat(4)17.54%
EPS beat(8)6
Avg EPS beat(8)3.52%
EPS beat(12)8
Avg EPS beat(12)32.92%
EPS beat(16)10
Avg EPS beat(16)27.6%
Revenue beat(2)0
Avg Revenue beat(2)-7.42%
Min Revenue beat(2)-9.44%
Max Revenue beat(2)-5.4%
Revenue beat(4)1
Avg Revenue beat(4)-2.61%
Min Revenue beat(4)-12.05%
Max Revenue beat(4)16.46%
Revenue beat(8)1
Avg Revenue beat(8)-6.89%
Revenue beat(12)3
Avg Revenue beat(12)-3.07%
Revenue beat(16)6
Avg Revenue beat(16)-0.07%
PT rev (1m)0.1%
PT rev (3m)3.37%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.98%
EPS NY rev (1m)0%
EPS NY rev (3m)-1.57%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.93%
Revenue NY rev (1m)-2.5%
Revenue NY rev (3m)-3.1%
Valuation
Industry RankSector Rank
PE 13.34
Fwd PE 10.16
P/S 1.09
P/FCF 14.84
P/OCF 13.9
P/B 2.27
P/tB 2.62
EV/EBITDA 8.3
EPS(TTM)39.9
EY7.49%
EPS(NY)52.42
Fwd EY9.85%
FCF(TTM)35.88
FCFY6.74%
OCF(TTM)38.29
OCFY7.19%
SpS488.5
BVpS234.08
TBVpS203.29
PEG (NY)0.43
PEG (5Y)0.37
Graham Number458.42
Profitability
Industry RankSector Rank
ROA 1.85%
ROE 16.65%
ROCE 3.05%
ROIC 2.38%
ROICexc 2.43%
ROICexgc 2.66%
OM 13.04%
PM (TTM) 7.98%
GM N/A
FCFM 7.35%
ROA(3y)1.88%
ROA(5y)1.4%
ROE(3y)17.52%
ROE(5y)13.23%
ROIC(3y)1.93%
ROIC(5y)1.43%
ROICexc(3y)1.97%
ROICexc(5y)1.47%
ROICexgc(3y)2.15%
ROICexgc(5y)1.61%
ROCE(3y)2.47%
ROCE(5y)1.84%
ROICexgc growth 3Y35.26%
ROICexgc growth 5Y18.43%
ROICexc growth 3Y36.23%
ROICexc growth 5Y18.77%
OM growth 3Y37.9%
OM growth 5Y19.51%
PM growth 3Y29.8%
PM growth 5Y16.55%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.23
Health
Industry RankSector Rank
Debt/Equity 0.23
Debt/FCF 1.53
Debt/EBITDA 0.83
Cap/Depr 112.9%
Cap/Sales 0.49%
Interest Coverage 250
Cash Conversion 58.15%
Profit Quality 92.08%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC7.07%
ROIC/WACC0.34
Cap/Depr(3y)68.52%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.57%
Cap/Sales(5y)N/A
Profit Quality(3y)55.2%
Profit Quality(5y)187.98%
High Growth Momentum
Growth
EPS 1Y (TTM)-6.53%
EPS 3Y17.37%
EPS 5Y35.83%
EPS Q2Q%-98.09%
EPS Next Y31.38%
EPS Next 2Y17.85%
EPS Next 3Y6.67%
EPS Next 5Y8.01%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-1.82%
Revenue Next Year4.58%
Revenue Next 2Y4.52%
Revenue Next 3Y10.65%
Revenue Next 5Y8.27%
EBIT growth 1Y6.04%
EBIT growth 3Y32.46%
EBIT growth 5Y18.79%
EBIT Next Year16.49%
EBIT Next 3Y5.92%
EBIT Next 5YN/A
FCF growth 1Y61.54%
FCF growth 3Y-18.52%
FCF growth 5Y-21.52%
OCF growth 1Y50.11%
OCF growth 3Y-15.59%
OCF growth 5Y-19.83%

MUENCHENER RUECKVER AG-REG / 1MUV2.MI Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for MUENCHENER RUECKVER AG-REG?

ChartMill assigns a fundamental rating of 5 / 10 to 1MUV2.MI.


What is the valuation status of MUENCHENER RUECKVER AG-REG (1MUV2.MI) stock?

ChartMill assigns a valuation rating of 6 / 10 to MUENCHENER RUECKVER AG-REG (1MUV2.MI). This can be considered as Fairly Valued.


Can you provide the profitability details for MUENCHENER RUECKVER AG-REG?

MUENCHENER RUECKVER AG-REG (1MUV2.MI) has a profitability rating of 6 / 10.


What is the valuation of MUENCHENER RUECKVER AG-REG based on its PE and PB ratios?

The Price/Earnings (PE) ratio for MUENCHENER RUECKVER AG-REG (1MUV2.MI) is 13.34 and the Price/Book (PB) ratio is 2.27.


How sustainable is the dividend of MUENCHENER RUECKVER AG-REG (1MUV2.MI) stock?

The dividend rating of MUENCHENER RUECKVER AG-REG (1MUV2.MI) is 4 / 10 and the dividend payout ratio is 51.33%.