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JPMORGAN CHASE & CO (1JPM.MI) Stock Fundamental Analysis

Europe - BIT:1JPM - US46625H1005 - Common Stock

259.35 EUR
-7 (-2.63%)
Last: 10/21/2025, 7:00:00 PM
Fundamental Rating

3

1JPM gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 95 industry peers in the Banks industry. While 1JPM is still in line with the averages on profitability rating, there are concerns on its financial health. While showing a medium growth rate, 1JPM is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

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4

1. Profitability

1.1 Basic Checks

In the past year 1JPM was profitable.
In the past year 1JPM has reported a negative cash flow from operations.
Each year in the past 5 years 1JPM has been profitable.
The reported operating cash flow has been mixed in the past 5 years: 1JPM reported negative operating cash flow in multiple years.
1JPM.MI Yearly Net Income VS EBIT VS OCF VS FCF1JPM.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50B -50B 100B

1.2 Ratios

1JPM's Return On Assets of 1.21% is amongst the best of the industry. 1JPM outperforms 81.44% of its industry peers.
With an excellent Return On Equity value of 15.45%, 1JPM belongs to the best of the industry, outperforming 85.57% of the companies in the same industry.
Industry RankSector Rank
ROA 1.21%
ROE 15.45%
ROIC N/A
ROA(3y)1.21%
ROA(5y)1.14%
ROE(3y)14.45%
ROE(5y)13.79%
ROIC(3y)N/A
ROIC(5y)N/A
1JPM.MI Yearly ROA, ROE, ROIC1JPM.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

The Profit Margin of 1JPM (31.40%) is better than 80.41% of its industry peers.
1JPM's Profit Margin has been stable in the last couple of years.
1JPM does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 31.4%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.73%
PM growth 5Y1.36%
GM growth 3YN/A
GM growth 5YN/A
1JPM.MI Yearly Profit, Operating, Gross Margins1JPM.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

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1

2. Health

2.1 Basic Checks

1JPM does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, 1JPM has less shares outstanding
1JPM has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, 1JPM has a worse debt to assets ratio.
1JPM.MI Yearly Shares Outstanding1JPM.MI Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B
1JPM.MI Yearly Total Debt VS Total Assets1JPM.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1T 2T 3T 4T

2.2 Solvency

A Debt/Equity ratio of 2.96 is on the high side and indicates that 1JPM has dependencies on debt financing.
1JPM has a Debt to Equity ratio of 2.96. This is in the lower half of the industry: 1JPM underperforms 67.01% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.96
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC10.72%
1JPM.MI Yearly LT Debt VS Equity VS FCF1JPM.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100B 200B 300B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1JPM.MI Yearly Current Assets VS Current Liabilites1JPM.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200B 400B 600B

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5

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 22.59% over the past year.
1JPM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 11.43% yearly.
1JPM shows a small growth in Revenue. In the last year, the Revenue has grown by 3.49%.
1JPM shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.94% yearly.
EPS 1Y (TTM)22.59%
EPS 3Y5.01%
EPS 5Y11.43%
EPS Q2Q%16.02%
Revenue 1Y (TTM)3.49%
Revenue growth 3Y13.43%
Revenue growth 5Y8.94%
Sales Q2Q%8.78%

3.2 Future

1JPM is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.30% yearly.
The Revenue is expected to grow by 1.75% on average over the next years.
EPS Next Y14.56%
EPS Next 2Y9.34%
EPS Next 3Y9.09%
EPS Next 5Y6.3%
Revenue Next Year3.41%
Revenue Next 2Y3.42%
Revenue Next 3Y3.56%
Revenue Next 5Y1.75%

3.3 Evolution

The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
1JPM.MI Yearly Revenue VS Estimates1JPM.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2016 2018 2020 2022 2024 2026 2028 2030 2032 50B 100B 150B 200B
1JPM.MI Yearly EPS VS Estimates1JPM.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2016 2018 2020 2022 2024 2026 2028 2030 2032 5 10 15 20 25

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2

4. Valuation

4.1 Price/Earnings Ratio

1JPM is valuated correctly with a Price/Earnings ratio of 15.18.
Compared to the rest of the industry, the Price/Earnings ratio of 1JPM indicates a rather expensive valuation: 1JPM more expensive than 84.54% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.11, 1JPM is valued a bit cheaper.
A Price/Forward Earnings ratio of 14.02 indicates a correct valuation of 1JPM.
1JPM's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. 1JPM is more expensive than 76.29% of the companies in the same industry.
1JPM is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.55, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 15.18
Fwd PE 14.02
1JPM.MI Price Earnings VS Forward Price Earnings1JPM.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
1JPM.MI Per share data1JPM.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100

4.3 Compensation for Growth

The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.04
PEG (5Y)1.33
EPS Next 2Y9.34%
EPS Next 3Y9.09%

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0

5. Dividend

5.1 Amount

No dividends for 1JPM!.
Industry RankSector Rank
Dividend Yield N/A

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JPMORGAN CHASE & CO

BIT:1JPM (10/21/2025, 7:00:00 PM)

259.35

-7 (-2.63%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-14 2025-10-14/bmo
Earnings (Next)01-13 2026-01-13/amc
Inst Owners74.26%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap713.15B
Revenue(TTM)179.42B
Net Income(TTM)55.15B
Analysts73.33
Price Target282.06 (8.76%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly Dividend4.51
Dividend Growth(5Y)6.07%
DP28.18%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.47%
Min EPS beat(2)5.36%
Max EPS beat(2)9.57%
EPS beat(4)4
Avg EPS beat(4)9.7%
Min EPS beat(4)5.36%
Max EPS beat(4)15.92%
EPS beat(8)7
Avg EPS beat(8)6.2%
EPS beat(12)11
Avg EPS beat(12)10.73%
EPS beat(16)14
Avg EPS beat(16)9.89%
Revenue beat(2)2
Avg Revenue beat(2)2.97%
Min Revenue beat(2)2.66%
Max Revenue beat(2)3.28%
Revenue beat(4)4
Avg Revenue beat(4)3.18%
Min Revenue beat(4)2.66%
Max Revenue beat(4)3.77%
Revenue beat(8)6
Avg Revenue beat(8)1.71%
Revenue beat(12)9
Avg Revenue beat(12)2.01%
Revenue beat(16)9
Avg Revenue beat(16)0.84%
PT rev (1m)5.43%
PT rev (3m)8.2%
EPS NQ rev (1m)3.74%
EPS NQ rev (3m)4.02%
EPS NY rev (1m)10.14%
EPS NY rev (3m)10.14%
Revenue NQ rev (1m)1.93%
Revenue NQ rev (3m)2.04%
Revenue NY rev (1m)2.16%
Revenue NY rev (3m)2.16%
Valuation
Industry RankSector Rank
PE 15.18
Fwd PE 14.02
P/S 4.69
P/FCF N/A
P/OCF N/A
P/B 2.31
P/tB 2.82
EV/EBITDA N/A
EPS(TTM)17.09
EY6.59%
EPS(NY)18.5
Fwd EY7.13%
FCF(TTM)-46.78
FCFYN/A
OCF(TTM)-46.78
OCFYN/A
SpS55.29
BVpS112.34
TBVpS92.05
PEG (NY)1.04
PEG (5Y)1.33
Graham Number207.84
Profitability
Industry RankSector Rank
ROA 1.21%
ROE 15.45%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 31.4%
GM N/A
FCFM N/A
ROA(3y)1.21%
ROA(5y)1.14%
ROE(3y)14.45%
ROE(5y)13.79%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.73%
PM growth 5Y1.36%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 2.96
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score3
WACC10.72%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)22.59%
EPS 3Y5.01%
EPS 5Y11.43%
EPS Q2Q%16.02%
EPS Next Y14.56%
EPS Next 2Y9.34%
EPS Next 3Y9.09%
EPS Next 5Y6.3%
Revenue 1Y (TTM)3.49%
Revenue growth 3Y13.43%
Revenue growth 5Y8.94%
Sales Q2Q%8.78%
Revenue Next Year3.41%
Revenue Next 2Y3.42%
Revenue Next 3Y3.56%
Revenue Next 5Y1.75%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1488.11%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1488.11%
OCF growth 3YN/A
OCF growth 5YN/A

JPMORGAN CHASE & CO / 1JPM.MI FAQ

What is the ChartMill fundamental rating of JPMORGAN CHASE & CO (1JPM.MI) stock?

ChartMill assigns a fundamental rating of 3 / 10 to 1JPM.MI.


What is the valuation status of JPMORGAN CHASE & CO (1JPM.MI) stock?

ChartMill assigns a valuation rating of 2 / 10 to JPMORGAN CHASE & CO (1JPM.MI). This can be considered as Overvalued.


Can you provide the profitability details for JPMORGAN CHASE & CO?

JPMORGAN CHASE & CO (1JPM.MI) has a profitability rating of 4 / 10.


Can you provide the financial health for 1JPM stock?

The financial health rating of JPMORGAN CHASE & CO (1JPM.MI) is 1 / 10.


Can you provide the expected EPS growth for 1JPM stock?

The Earnings per Share (EPS) of JPMORGAN CHASE & CO (1JPM.MI) is expected to grow by 14.56% in the next year.