JPMORGAN CHASE & CO (1JPM.MI) Stock Fundamental Analysis

Europe • Euronext Milan • BIT:1JPM • US46625H1005

252.5 EUR
-16.6 (-6.17%)
Last: Jan 26, 2026, 07:00 PM
Fundamental Rating

3

Overall 1JPM gets a fundamental rating of 3 out of 10. We evaluated 1JPM against 111 industry peers in the Banks industry. 1JPM has a medium profitability rating, but doesn't score so well on its financial health evaluation. 1JPM is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year 1JPM was profitable.
  • 1JPM had a negative operating cash flow in the past year.
  • In the past 5 years 1JPM has always been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: 1JPM reported negative operating cash flow in multiple years.
1JPM.MI Yearly Net Income VS EBIT VS OCF VS FCF1JPM.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50B -50B 100B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 1.24%, 1JPM belongs to the top of the industry, outperforming 84.68% of the companies in the same industry.
  • The Return On Equity of 1JPM (15.73%) is better than 82.88% of its industry peers.
Industry RankSector Rank
ROA 1.24%
ROE 15.73%
ROIC N/A
ROA(3y)1.3%
ROA(5y)1.23%
ROE(3y)15.47%
ROE(5y)14.9%
ROIC(3y)N/A
ROIC(5y)N/A
1JPM.MI Yearly ROA, ROE, ROIC1JPM.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • 1JPM has a better Profit Margin (31.58%) than 80.18% of its industry peers.
  • In the last couple of years the Profit Margin of 1JPM has grown nicely.
  • The Operating Margin and Gross Margin are not available for 1JPM so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 31.58%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y3.05%
PM growth 5Y5.96%
GM growth 3YN/A
GM growth 5YN/A
1JPM.MI Yearly Profit, Operating, Gross Margins1JPM.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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1

2. Health

2.1 Basic Checks

  • 1JPM does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for 1JPM has been reduced compared to 1 year ago.
  • The number of shares outstanding for 1JPM has been reduced compared to 5 years ago.
  • Compared to 1 year ago, 1JPM has a worse debt to assets ratio.
1JPM.MI Yearly Shares Outstanding1JPM.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
1JPM.MI Yearly Total Debt VS Total Assets1JPM.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1T 2T 3T 4T

2.2 Solvency

  • 1JPM has a Debt/Equity ratio of 2.89. This is a high value indicating a heavy dependency on external financing.
  • 1JPM has a worse Debt to Equity ratio (2.89) than 70.27% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.89
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC10.76%
1JPM.MI Yearly LT Debt VS Equity VS FCF1JPM.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100B 200B 300B 400B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1JPM.MI Yearly Current Assets VS Current Liabilites1JPM.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B

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4

3. Growth

3.1 Past

  • 1JPM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 12.81%, which is quite good.
  • 1JPM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 17.86% yearly.
  • The Revenue has been growing slightly by 2.75% in the past year.
  • 1JPM shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.75% yearly.
EPS 1Y (TTM)12.81%
EPS 3Y17.48%
EPS 5Y17.86%
EPS Q2Q%8.73%
Revenue 1Y (TTM)2.75%
Revenue growth 3Y12.34%
Revenue growth 5Y8.75%
Sales Q2Q%6.93%

3.2 Future

  • Based on estimates for the next years, 1JPM will show a small growth in Earnings Per Share. The EPS will grow by 6.84% on average per year.
  • 1JPM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.27% yearly.
EPS Next Y7.21%
EPS Next 2Y7.43%
EPS Next 3Y8.72%
EPS Next 5Y6.84%
Revenue Next Year5.72%
Revenue Next 2Y4.63%
Revenue Next 3Y5.17%
Revenue Next 5Y3.27%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
1JPM.MI Yearly Revenue VS Estimates1JPM.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 50B 100B 150B 200B
1JPM.MI Yearly EPS VS Estimates1JPM.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 10 20 30

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2

4. Valuation

4.1 Price/Earnings Ratio

  • 1JPM is valuated correctly with a Price/Earnings ratio of 14.82.
  • 1JPM's Price/Earnings ratio is rather expensive when compared to the industry. 1JPM is more expensive than 83.78% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 28.41, 1JPM is valued a bit cheaper.
  • The Price/Forward Earnings ratio is 13.82, which indicates a correct valuation of 1JPM.
  • 77.48% of the companies in the same industry are cheaper than 1JPM, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of 1JPM to the average of the S&P500 Index (25.64), we can say 1JPM is valued slightly cheaper.
Industry RankSector Rank
PE 14.82
Fwd PE 13.82
1JPM.MI Price Earnings VS Forward Price Earnings1JPM.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
1JPM.MI Per share data1JPM.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1JPM does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)2.05
PEG (5Y)0.83
EPS Next 2Y7.43%
EPS Next 3Y8.72%

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0

5. Dividend

5.1 Amount

  • No dividends for 1JPM!.
Industry RankSector Rank
Dividend Yield 0%

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JPMORGAN CHASE & CO

BIT:1JPM (1/26/2026, 7:00:00 PM)

252.5

-16.6 (-6.17%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-13
Earnings (Next)04-14
Inst Owners73.94%
Inst Owner ChangeN/A
Ins Owners0.32%
Ins Owner ChangeN/A
Market Cap694.31B
Revenue(TTM)182.45B
Net Income(TTM)56.66B
Analysts73.33
Price Target290.27 (14.96%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend4.44
Dividend Growth(5Y)6.07%
DP28.36%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.69%
Min EPS beat(2)3.81%
Max EPS beat(2)9.57%
EPS beat(4)4
Avg EPS beat(4)8.67%
Min EPS beat(4)3.81%
Max EPS beat(4)15.92%
EPS beat(8)7
Avg EPS beat(8)5.1%
EPS beat(12)11
Avg EPS beat(12)9.76%
EPS beat(16)14
Avg EPS beat(16)8.66%
Revenue beat(2)2
Avg Revenue beat(2)2.72%
Min Revenue beat(2)2.66%
Max Revenue beat(2)2.79%
Revenue beat(4)4
Avg Revenue beat(4)3.12%
Min Revenue beat(4)2.66%
Max Revenue beat(4)3.77%
Revenue beat(8)7
Avg Revenue beat(8)2.1%
Revenue beat(12)9
Avg Revenue beat(12)2.16%
Revenue beat(16)10
Avg Revenue beat(16)1.1%
PT rev (1m)2.22%
PT rev (3m)8.16%
EPS NQ rev (1m)1.08%
EPS NQ rev (3m)1.27%
EPS NY rev (1m)1.87%
EPS NY rev (3m)1.16%
Revenue NQ rev (1m)0.67%
Revenue NQ rev (3m)0.58%
Revenue NY rev (1m)1.91%
Revenue NY rev (3m)2.43%
Valuation
Industry RankSector Rank
PE 14.82
Fwd PE 13.82
P/S 4.58
P/FCF N/A
P/OCF N/A
P/B 2.28
P/tB 2.78
EV/EBITDA N/A
EPS(TTM)17.04
EY6.75%
EPS(NY)18.26
Fwd EY7.23%
FCF(TTM)-36.78
FCFYN/A
OCF(TTM)-36.78
OCFYN/A
SpS55.11
BVpS110.64
TBVpS90.85
PEG (NY)2.05
PEG (5Y)0.83
Graham Number205.96
Profitability
Industry RankSector Rank
ROA 1.24%
ROE 15.73%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 31.58%
GM N/A
FCFM N/A
ROA(3y)1.3%
ROA(5y)1.23%
ROE(3y)15.47%
ROE(5y)14.9%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y3.05%
PM growth 5Y5.96%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 2.89
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score3
WACC10.76%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.81%
EPS 3Y17.48%
EPS 5Y17.86%
EPS Q2Q%8.73%
EPS Next Y7.21%
EPS Next 2Y7.43%
EPS Next 3Y8.72%
EPS Next 5Y6.84%
Revenue 1Y (TTM)2.75%
Revenue growth 3Y12.34%
Revenue growth 5Y8.75%
Sales Q2Q%6.93%
Revenue Next Year5.72%
Revenue Next 2Y4.63%
Revenue Next 3Y5.17%
Revenue Next 5Y3.27%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y7.56%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y7.56%
OCF growth 3YN/A
OCF growth 5YN/A

JPMORGAN CHASE & CO / 1JPM.MI FAQ

What is the ChartMill fundamental rating of JPMORGAN CHASE & CO (1JPM.MI) stock?

ChartMill assigns a fundamental rating of 3 / 10 to 1JPM.MI.


What is the valuation status for 1JPM stock?

ChartMill assigns a valuation rating of 2 / 10 to JPMORGAN CHASE & CO (1JPM.MI). This can be considered as Overvalued.


Can you provide the profitability details for JPMORGAN CHASE & CO?

JPMORGAN CHASE & CO (1JPM.MI) has a profitability rating of 4 / 10.


What is the earnings growth outlook for JPMORGAN CHASE & CO?

The Earnings per Share (EPS) of JPMORGAN CHASE & CO (1JPM.MI) is expected to grow by 7.21% in the next year.


How sustainable is the dividend of JPMORGAN CHASE & CO (1JPM.MI) stock?

The dividend rating of JPMORGAN CHASE & CO (1JPM.MI) is 0 / 10 and the dividend payout ratio is 28.36%.