1JPM Fundamental Analysis - JPMORGAN CHASE & CO

Fundamental Rating

Overall 1JPM gets a fundamental rating of 3 out of 10. We evaluated 1JPM against 92 industry peers in the Banks industry. While 1JPM is still in line with the averages on profitability rating, there are concerns on its financial health. 1JPM is quite expensive at the moment. It does show a decent growth rate.

Quickly go to:

1. Profitability

1.1 Basic Checks

In the past year 1JPM was profitable.

In the past year 1JPM has reported a negative cash flow from operations.

In the past 5 years 1JPM has always been profitable.

In multiple years 1JPM reported negative operating cash flow during the last 5 years.

1.2 Ratios

The Return On Assets of 1JPM (1.34%) is better than 85.87% of its industry peers.

1JPM has a better Return On Equity (16.57%) than 86.96% of its industry peers.

		Industry Rank	Sector Rank
ROA	1.34%
ROE	16.57%
ROIC	N/A

ROA(3y)1.21%

ROA(5y)1.14%

ROE(3y)14.45%

ROE(5y)13.79%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

1JPM has a Profit Margin of 32.19%. This is amongst the best in the industry. 1JPM outperforms 82.61% of its industry peers.

In the last couple of years the Profit Margin of 1JPM has remained more or less at the same level.

1JPM does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	32.19%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-5.73%

PM growth 5Y1.36%

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

1JPM does not have a ROIC to compare to the WACC, probably because it is not profitable.

1JPM has less shares outstanding than it did 1 year ago.

Compared to 5 years ago, 1JPM has less shares outstanding

1JPM has a worse debt/assets ratio than last year.

2.2 Solvency

1JPM has a Debt/Equity ratio of 2.79. This is a high value indicating a heavy dependency on external financing.

1JPM has a Debt to Equity ratio of 2.79. This is in the lower half of the industry: 1JPM underperforms 66.30% of its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	2.79
Debt/FCF	N/A
Altman-Z	N/A

ROIC/WACCN/A

WACC10.75%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

1JPM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.20%, which is quite good.

Measured over the past years, 1JPM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.43% on average per year.

1JPM shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 11.90%.

Measured over the past years, 1JPM shows a quite strong growth in Revenue. The Revenue has been growing by 8.94% on average per year.

EPS 1Y (TTM)8.2%

EPS 3Y5.01%

EPS 5Y11.43%

EPS Q2Q%10.59%

Revenue 1Y (TTM)11.9%

Revenue growth 3Y13.43%

Revenue growth 5Y8.94%

Sales Q2Q%8.15%

3.2 Future

1JPM is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.18% yearly.

1JPM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.63% yearly.

EPS Next Y3.34%

EPS Next 2Y4.62%

EPS Next 3Y6.41%

EPS Next 5Y4.18%

Revenue Next Year-0.87%

Revenue Next 2Y0.61%

Revenue Next 3Y1.78%

Revenue Next 5Y0.63%

3.3 Evolution

The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 14.35, which indicates a correct valuation of 1JPM.

Compared to the rest of the industry, the Price/Earnings ratio of 1JPM indicates a rather expensive valuation: 1JPM more expensive than 88.04% of the companies listed in the same industry.

1JPM is valuated rather cheaply when we compare the Price/Earnings ratio to 26.25, which is the current average of the S&P500 Index.

1JPM is valuated correctly with a Price/Forward Earnings ratio of 13.46.

Based on the Price/Forward Earnings ratio, 1JPM is valued a bit more expensive than 75.00% of the companies in the same industry.

When comparing the Price/Forward Earnings ratio of 1JPM to the average of the S&P500 Index (22.15), we can say 1JPM is valued slightly cheaper.

		Industry Rank	Sector Rank
PE	14.35
Fwd PE	13.46

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.

PEG (NY)4.3

PEG (5Y)1.26

EPS Next 2Y4.62%

EPS Next 3Y6.41%

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

1JPM has a Yearly Dividend Yield of 2.12%. Purely for dividend investing, there may be better candidates out there.

Compared to an average industry Dividend Yield of 5.06, 1JPM's dividend is way lower than its industry peers. On top of this 96.74% of the companies listed in the same industry pay a better dividend than 1JPM!

Compared to an average S&P500 Dividend Yield of 2.38, 1JPM has a dividend comparable with the average S&P500 company.

		Industry Rank	Sector Rank
Dividend Yield	2.12%

5.2 History

The dividend of 1JPM is nicely growing with an annual growth rate of 6.07%!

Dividend Growth(5Y)6.07%

Div Incr Years0

Div Non Decr Years0

5.3 Sustainability

25.95% of the earnings are spent on dividend by 1JPM. This is a low number and sustainable payout ratio.

The dividend of 1JPM is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.

DP25.95%

EPS Next 2Y4.62%

EPS Next 3Y6.41%

More info and screens

Find the best dividend stocks

Show peers with best dividend

JPMORGAN CHASE & CO

BIT:1JPM (5/28/2025, 7:00:00 PM)

233.45

+2.25 (+0.97%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)04-11 2025-04-11/bmo

Earnings (Next)07-15 2025-07-15/bmo

Inst Owners74.27%

Inst Owner ChangeN/A

Ins Owners0.41%

Ins Owner ChangeN/A

Market Cap648.78B

Analysts74.48

Price Target236.05 (1.11%)

Short Float %N/A

Short RatioN/A

Dividend

		Industry Rank	Sector Rank
Dividend Yield	2.12%

Yearly Dividend4.6

Dividend Growth(5Y)6.07%

DP25.95%

Div Incr Years0

Div Non Decr Years0

Ex-DateN/A

Surprises & Revisions

EPS beat(2)2

Avg EPS beat(2)10.64%

Min EPS beat(2)5.36%

Max EPS beat(2)15.92%

EPS beat(4)4

Avg EPS beat(4)7.49%

Min EPS beat(4)0.74%

Max EPS beat(4)15.92%

EPS beat(8)7

Avg EPS beat(8)7.93%

EPS beat(12)10

Avg EPS beat(12)9.5%

EPS beat(16)14

Avg EPS beat(16)10.34%

Revenue beat(2)2

Avg Revenue beat(2)3.53%

Min Revenue beat(2)3.28%

Max Revenue beat(2)3.77%

Revenue beat(4)4

Avg Revenue beat(4)2.83%

Min Revenue beat(4)1.23%

Max Revenue beat(4)3.77%

Revenue beat(8)6

Avg Revenue beat(8)2%

Revenue beat(12)8

Avg Revenue beat(12)1.39%

Revenue beat(16)9

Avg Revenue beat(16)0.72%

PT rev (1m)-9.15%

PT rev (3m)-7.17%

EPS NQ rev (1m)0.11%

EPS NQ rev (3m)-3.29%

EPS NY rev (1m)0.18%

EPS NY rev (3m)-0.28%

Revenue NQ rev (1m)-0.04%

Revenue NQ rev (3m)-0.02%

Revenue NY rev (1m)0.48%

Revenue NY rev (3m)0.22%

Valuation

		Industry Rank	Sector Rank
PE	14.35
Fwd PE	13.46
P/S	4.05
P/FCF	N/A
P/OCF	N/A
P/B	2.09
P/tB	2.55
EV/EBITDA	N/A

EPS(TTM)16.27

EY6.97%

EPS(NY)17.35

Fwd EY7.43%

FCF(TTM)-44.5

FCFYN/A

OCF(TTM)-44.5

OCFYN/A

SpS57.63

BVpS111.93

TBVpS91.38

PEG (NY)4.3

PEG (5Y)1.26

Profitability

		Industry Rank	Sector Rank
ROA	1.34%
ROE	16.57%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	32.19%
GM	N/A
FCFM	N/A

ROA(3y)1.21%

ROA(5y)1.14%

ROE(3y)14.45%

ROE(5y)13.79%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3YN/A

ROICexcg growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-5.73%

PM growth 5Y1.36%

GM growth 3YN/A

GM growth 5YN/A

F-Score5

Asset Turnover0.04

Health

		Industry Rank	Sector Rank
Debt/Equity	2.79
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	N/A
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score5

WACC10.75%

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)N/A

Cap/Sales(5y)N/A

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)8.2%

EPS 3Y5.01%

EPS 5Y11.43%

EPS Q2Q%10.59%

EPS Next Y3.34%

EPS Next 2Y4.62%

EPS Next 3Y6.41%

EPS Next 5Y4.18%

Revenue 1Y (TTM)11.9%

Revenue growth 3Y13.43%

Revenue growth 5Y8.94%

Sales Q2Q%8.15%

Revenue Next Year-0.87%

Revenue Next 2Y0.61%

Revenue Next 3Y1.78%

Revenue Next 5Y0.63%

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-469.61%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-469.61%

OCF growth 3YN/A

OCF growth 5YN/A

JPMORGAN CHASE & CO (1JPM.MI) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens