123FAHRSCHULE SE (123F.DE) Stock Fundamental Analysis

Europe • Frankfurt Stock Exchange • FRA:123F • DE000A2P4HL9

2.92 EUR
+0.12 (+4.29%)
Last: Feb 10, 2026, 07:00 PM
Fundamental Rating

2

Taking everything into account, 123F scores 2 out of 10 in our fundamental rating. 123F was compared to 0 industry peers in the Unkown industry. Both the profitability and financial health of 123F have multiple concerns. 123F is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

  • In the past year 123F has reported negative net income.
  • 123F had a negative operating cash flow in the past year.
  • 123F had negative earnings in each of the past 5 years.
  • In multiple years 123F reported negative operating cash flow during the last 5 years.
123F.DE Yearly Net Income VS EBIT VS OCF VS FCF123F.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 -2M -4M -6M -8M

1.2 Ratios

Industry RankSector Rank
ROA -33.85%
ROE -68.91%
ROIC N/A
ROA(3y)-22.4%
ROA(5y)-20.47%
ROE(3y)-37.25%
ROE(5y)-31.06%
ROIC(3y)N/A
ROIC(5y)N/A
123F.DE Yearly ROA, ROE, ROIC123F.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 -20 -40 -60

1.3 Margins

  • 123F's Gross Margin has been stable in the last couple of years.
  • 123F does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 101.28%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.51%
GM growth 5YN/A
123F.DE Yearly Profit, Operating, Gross Margins123F.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 50 -50 100 -100

2

2. Health

2.1 Basic Checks

  • 123F does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for 123F has been increased compared to 1 year ago.
  • The debt/assets ratio for 123F has been reduced compared to a year ago.
123F.DE Yearly Shares Outstanding123F.DE Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 1M 2M 3M 4M 5M
123F.DE Yearly Total Debt VS Total Assets123F.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M

2.2 Solvency

  • 123F has an Altman-Z score of 1.98. This is not the best score and indicates that 123F is in the grey zone with still only limited risk for bankruptcy at the moment.
  • A Debt/Equity ratio of 0.18 indicates that 123F is not too dependend on debt financing.
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF N/A
Altman-Z 1.98
ROIC/WACCN/A
WACC8.03%
123F.DE Yearly LT Debt VS Equity VS FCF123F.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 5M -5M 10M 15M

2.3 Liquidity

  • 123F has a Current Ratio of 1.03. This is a normal value and indicates that 123F is financially healthy and should not expect problems in meeting its short term obligations.
  • 123F has a Quick Ratio of 1.03. This is a bad value and indicates that 123F is not financially healthy enough and could expect problems in meeting its short term obligations.
Industry RankSector Rank
Current Ratio 1.03
Quick Ratio 0.99
123F.DE Yearly Current Assets VS Current Liabilites123F.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 2M 4M 6M

6

3. Growth

3.1 Past

  • The earnings per share for 123F have decreased strongly by -29.64% in the last year.
  • Looking at the last year, 123F shows a quite strong growth in Revenue. The Revenue has grown by 14.83% in the last year.
  • 123F shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 42.63% yearly.
EPS 1Y (TTM)-29.64%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%17.75%
Revenue 1Y (TTM)14.83%
Revenue growth 3Y42.63%
Revenue growth 5YN/A
Sales Q2Q%16.87%

3.2 Future

  • Based on estimates for the next years, 123F will show a very strong growth in Earnings Per Share. The EPS will grow by 28.87% on average per year.
  • 123F is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 17.94% yearly.
EPS Next Y17%
EPS Next 2Y30%
EPS Next 3Y28.87%
EPS Next 5YN/A
Revenue Next Year13.51%
Revenue Next 2Y17.9%
Revenue Next 3Y17.94%
Revenue Next 5YN/A

3.3 Evolution

  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
123F.DE Yearly Revenue VS Estimates123F.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 10M 20M 30M
123F.DE Yearly EPS VS Estimates123F.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 0 -0.5 -1 -1.5

1

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for 123F. In the last year negative earnings were reported.
  • Also next year 123F is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
123F.DE Price Earnings VS Forward Price Earnings123F.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 -10 20

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA 12.2
123F.DE Per share data123F.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 -1 2 3 4

4.3 Compensation for Growth

  • A more expensive valuation may be justified as 123F's earnings are expected to grow with 28.87% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y30%
EPS Next 3Y28.87%

0

5. Dividend

5.1 Amount

  • No dividends for 123F!.
Industry RankSector Rank
Dividend Yield 0%

123FAHRSCHULE SE

FRA:123F (2/10/2026, 7:00:00 PM)

2.92

+0.12 (+4.29%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners21.47%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap16.24M
Revenue(TTM)24.38M
Net Income(TTM)-6.95M
Analysts82.5
Price Target6.17 (111.3%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-9.7%
PT rev (3m)-9.7%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.67
P/FCF N/A
P/OCF N/A
P/B 1.61
P/tB 205.77
EV/EBITDA 12.2
EPS(TTM)-1.14
EYN/A
EPS(NY)-0.16
Fwd EYN/A
FCF(TTM)-0.52
FCFYN/A
OCF(TTM)-0.06
OCFYN/A
SpS4.38
BVpS1.81
TBVpS0.01
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -33.85%
ROE -68.91%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 101.28%
FCFM N/A
ROA(3y)-22.4%
ROA(5y)-20.47%
ROE(3y)-37.25%
ROE(5y)-31.06%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.51%
GM growth 5YN/A
F-Score3
Asset Turnover1.19
Health
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF N/A
Debt/EBITDA 1.29
Cap/Depr 63.83%
Cap/Sales 10.62%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.03
Quick Ratio 0.99
Altman-Z 1.98
F-Score3
WACC8.03%
ROIC/WACCN/A
Cap/Depr(3y)120.48%
Cap/Depr(5y)124.33%
Cap/Sales(3y)20.73%
Cap/Sales(5y)30.58%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.64%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%17.75%
EPS Next Y17%
EPS Next 2Y30%
EPS Next 3Y28.87%
EPS Next 5YN/A
Revenue 1Y (TTM)14.83%
Revenue growth 3Y42.63%
Revenue growth 5YN/A
Sales Q2Q%16.87%
Revenue Next Year13.51%
Revenue Next 2Y17.9%
Revenue Next 3Y17.94%
Revenue Next 5YN/A
EBIT growth 1Y42.15%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year131.15%
EBIT Next 3Y50.76%
EBIT Next 5YN/A
FCF growth 1Y45.57%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y44.66%
OCF growth 3YN/A
OCF growth 5YN/A

123FAHRSCHULE SE / 123F.DE FAQ

What is the fundamental rating for 123F stock?

ChartMill assigns a fundamental rating of 2 / 10 to 123F.DE.


Can you provide the valuation status for 123FAHRSCHULE SE?

ChartMill assigns a valuation rating of 1 / 10 to 123FAHRSCHULE SE (123F.DE). This can be considered as Overvalued.


Can you provide the profitability details for 123FAHRSCHULE SE?

123FAHRSCHULE SE (123F.DE) has a profitability rating of 1 / 10.


What is the earnings growth outlook for 123FAHRSCHULE SE?

The Earnings per Share (EPS) of 123FAHRSCHULE SE (123F.DE) is expected to grow by 17% in the next year.