First Foundation Inc (NYSE:FFWM) Q2 2025 Earnings Miss Estimates, Stock Slides in Pre-Market Trading

First Foundation Inc (NYSE:FFWM) reported its second-quarter 2025 financial results, missing analyst expectations on both revenue and earnings per share (EPS). The market reaction has been negative, with pre-market trading showing a decline of approximately 1.85%, extending a downward trend observed over the past month.

Key Financial Highlights vs. Estimates

• Revenue: The company reported $51.42 million in revenue for Q2 2025, falling short of the consensus estimate of $65.99 million.
• Earnings Per Share (EPS): First Foundation posted a loss of $0.09 per share, significantly below the expected profit of $0.0163.
• Full-Year Outlook: Analysts project full-year 2025 revenue of $271.36 million and EPS of $0.165, while Q3 2025 estimates stand at $67.46 million in revenue and $0.0265 EPS.

The miss on both top and bottom lines suggests operational challenges or weaker-than-expected performance in the company’s banking and wealth management segments. The pre-market decline aligns with investor disappointment, particularly as the stock has already seen a roughly 11% drop over the past month.

Market Reaction & Recent Performance

• Pre-Market Movement: Down ~1.85% following the earnings release.
• Recent Weakness: The stock has declined ~7% over the past two weeks and ~11% over the last month, indicating sustained bearish sentiment.
• No Forward Guidance in Press Release: The absence of an updated outlook from management neither reassures nor further concerns investors, leaving analysts’ estimates as the primary benchmark.

Press Release Summary

• First Foundation’s CEO Thomas C. Shafer and CFO Jamie Britton will host an earnings call to discuss results and recent business developments.
• The company emphasizes its integrated financial services model, combining banking, wealth management, and trust services, which it believes differentiates it from competitors.
• Investors can access the full earnings report and presentation on the company’s investor relations website.

Looking Ahead

Analyst estimates for Q3 and full-year 2025 remain in place, but the Q2 miss raises questions about First Foundation’s ability to meet these targets. The upcoming earnings call may provide further clarity on whether the underperformance was due to temporary headwinds or deeper structural issues.

For more detailed earnings data and analyst estimates, visit First Foundation’s earnings page.

Disclaimer: This article is for informational purposes only and does not constitute investment advice. Investors should conduct their own research or consult a financial advisor before making any decisions.