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First Financial Bancorp (NASDAQ:FFBC) Surpasses Q2 2025 Earnings Expectations, Shares Climb in After-Hours Trading

By Mill Chart

Last update: Jul 24, 2025

First Financial Bancorp (NASDAQ:FFBC) Beats Q2 2025 Estimates, Shares Rise After Hours

First Financial Bancorp reported second-quarter earnings that surpassed analyst expectations, with revenue and earnings per share (EPS) both coming in above consensus estimates. The regional bank posted revenue of $227.6 million, a 5.4% year-over-year increase, exceeding the projected $224.3 million. Non-GAAP EPS of $0.74 also outperformed, beating estimates of $0.69 by 8.8%.

The market responded positively to the results, with shares rising 1.09% in after-hours trading. This uptick suggests investor confidence in the bank’s performance, particularly given the broader financial sector’s challenges in recent months.

Key Takeaways from Q2 2025 Earnings

  • Revenue Growth: The bank’s revenue climbed to $227.6 million, up from $215.9 million in Q2 2024, reflecting steady loan and deposit growth.
  • Profitability: EPS of $0.74 exceeded expectations, driven by improved net interest income and disciplined expense management.
  • Dividend Increase: The company announced a quarterly dividend hike, signaling management’s confidence in sustained profitability.

Market Reaction & Performance Trends

While the after-hours reaction was positive, the stock has seen mixed performance in recent weeks:

  • Last Week: -4.3%
  • Last Two Weeks: -7.4%
  • Last Month: -1.0%

The post-earnings rebound may indicate that concerns over regional banking pressures were overblown, or that the strong results alleviated some investor skepticism.

Looking Ahead: Analyst Estimates vs. Outlook

Analysts expect Q3 2025 revenue of $226.4 million and EPS of $0.69, while full-year 2025 revenue is projected at $889 million. The company did not provide explicit guidance in its press release, but the dividend increase and earnings beat suggest a stable outlook.

For a deeper dive into First Financial Bancorp’s earnings and future estimates, visit the earnings estimates page.

Disclaimer: This article is not investment advice. Investors should conduct their own research or consult a financial advisor before making decisions.

FIRST FINANCIAL BANCORP

NASDAQ:FFBC (7/25/2025, 8:00:00 PM)

After market: 24.86 0 (0%)

24.86

+1.02 (+4.28%)



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