NORTH AMERICAN FINANCIAL - FFNCN 5 1/4 12/01/29 (FFN-PR-A.CA) Stock Fundamental Analysis
Canada - TSX:FFN-PR-A - CA65685J1030
10.89 CAD
+0.01 (+0.09%)
Overall FFN-PR-A gets a fundamental rating of 3 out of 10. We evaluated FFN-PR-A against 0 industry peers in the Unkown industry. FFN-PR-A may be in some trouble as it scores bad on both profitability and health. FFN-PR-A is quite expensive at the moment. It does show a decent growth rate. FFN-PR-A also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
FFN-PR-A had positive earnings in the past year.
FFN-PR-A had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: FFN-PR-A reported negative net income in multiple years.
The reported operating cash flow has been mixed in the past 5 years: FFN-PR-A reported negative operating cash flow in multiple years.
1.2 Ratios
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.06% | ||
| ROE | 36.27% | ||
| ROIC | 1.54% |
ROA(3y)4.21%
ROA(5y)0.6%
ROE(3y)3.9%
ROE(5y)-6.83%
ROIC(3y)1.61%
ROIC(5y)1.45%
1.3 Margins
In the last couple of years the Profit Margin of FFN-PR-A has grown nicely.
FFN-PR-A's Operating Margin has been stable in the last couple of years.
In the last couple of years the Gross Margin of FFN-PR-A has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 66.01% | ||
| PM (TTM) | 470.31% | ||
| GM | 77.43% |
OM growth 3Y12.14%
OM growth 5Y1.49%
PM growth 3Y18.74%
PM growth 5Y29.39%
GM growth 3Y3.39%
GM growth 5Y0.13%
2. Health
2.1 Basic Checks
FFN-PR-A has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, FFN-PR-A has more shares outstanding
The debt/assets ratio for FFN-PR-A has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of FFN-PR-A is 6.17, which is on the high side as it means it would take FFN-PR-A, 6.17 years of fcf income to pay off all of its debts.
FFN-PR-A has a Debt/Equity ratio of 1.38. This is a high value indicating a heavy dependency on external financing.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.38 | ||
| Debt/FCF | 6.17 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
FFN-PR-A has a Current Ratio of 8.03. This indicates that FFN-PR-A is financially healthy and has no problem in meeting its short term obligations.
A Quick Ratio of 8.03 indicates that FFN-PR-A has no problem at all paying its short term obligations.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.03 | ||
| Quick Ratio | 8.03 |
3. Growth
3.1 Past
The earnings per share for FFN-PR-A have decreased by -4.03% in the last year.
Measured over the past years, FFN-PR-A shows a very strong growth in Earnings Per Share. The EPS has been growing by 28.23% on average per year.
Looking at the last year, FFN-PR-A shows a small growth in Revenue. The Revenue has grown by 3.86% in the last year.
FFN-PR-A shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 25.42% yearly.
EPS 1Y (TTM)-4.03%
EPS 3Y44.9%
EPS 5Y28.23%
EPS Q2Q%-119.3%
Revenue 1Y (TTM)3.86%
Revenue growth 3Y39.89%
Revenue growth 5Y25.42%
Sales Q2Q%12.26%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 3.96, which indicates a rather cheap valuation of FFN-PR-A.
FFN-PR-A's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.06.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.96 | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.4 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.14
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.37%, FFN-PR-A is a good candidate for dividend investing.
FFN-PR-A's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.37% |
5.2 History
The dividend of FFN-PR-A has a limited annual growth rate of 1.84%.
FFN-PR-A has been paying a dividend for at least 10 years, so it has a reliable track record.
FFN-PR-A has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)1.84%
Div Incr Years5
Div Non Decr Years17
5.3 Sustainability
FFN-PR-A pays out 83.95% of its income as dividend. This is not a sustainable payout ratio.
FFN-PR-A's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP83.95%
EPS Next 2YN/A
EPS Next 3YN/A
NORTH AMERICAN FINANCIAL - FFNCN 5 1/4 12/01/29
TSX:FFN-PR-A (11/7/2025, 7:00:00 PM)
10.89
+0.01 (+0.09%)
Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap689.66M
Revenue(TTM)32.20M
Net Income(TTM)151.43M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.37% |
Yearly Dividend1.92
Dividend Growth(5Y)1.84%
DP83.95%
Div Incr Years5
Div Non Decr Years17
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.96 | ||
| Fwd PE | N/A | ||
| P/S | 21.42 | ||
| P/FCF | 7.4 | ||
| P/OCF | 7.4 | ||
| P/B | 1.65 | ||
| P/tB | 1.65 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.75
EY25.25%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.47
FCFY13.51%
OCF(TTM)1.47
OCFY13.51%
SpS0.51
BVpS6.59
TBVpS6.59
PEG (NY)N/A
PEG (5Y)0.14
Graham Number20.2
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.06% | ||
| ROE | 36.27% | ||
| ROCE | 2.14% | ||
| ROIC | 1.54% | ||
| ROICexc | 1.7% | ||
| ROICexgc | 1.7% | ||
| OM | 66.01% | ||
| PM (TTM) | 470.31% | ||
| GM | 77.43% | ||
| FCFM | 289.36% |
ROA(3y)4.21%
ROA(5y)0.6%
ROE(3y)3.9%
ROE(5y)-6.83%
ROIC(3y)1.61%
ROIC(5y)1.45%
ROICexc(3y)1.79%
ROICexc(5y)1.61%
ROICexgc(3y)1.79%
ROICexgc(5y)1.61%
ROCE(3y)2.24%
ROCE(5y)2.01%
ROICexgc growth 3Y28.3%
ROICexgc growth 5Y0.01%
ROICexc growth 3Y28.3%
ROICexc growth 5Y0.01%
OM growth 3Y12.14%
OM growth 5Y1.49%
PM growth 3Y18.74%
PM growth 5Y29.39%
GM growth 3Y3.39%
GM growth 5Y0.13%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.38 | ||
| Debt/FCF | 6.17 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 61.52% | ||
| Current Ratio | 8.03 | ||
| Quick Ratio | 8.03 | ||
| Altman-Z | N/A |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-4.03%
EPS 3Y44.9%
EPS 5Y28.23%
EPS Q2Q%-119.3%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.86%
Revenue growth 3Y39.89%
Revenue growth 5Y25.42%
Sales Q2Q%12.26%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-1.82%
EBIT growth 3Y56.88%
EBIT growth 5Y27.28%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y154%
FCF growth 3YN/A
FCF growth 5Y11.32%
OCF growth 1Y154%
OCF growth 3YN/A
OCF growth 5Y11.32%
NORTH AMERICAN FINANCIAL - FFNCN 5 1/4 12/01/29 / FFN-PR-A.CA FAQ
Can you provide the ChartMill fundamental rating for NORTH AMERICAN FINANCIAL - FFNCN 5 1/4 12/01/29?
ChartMill assigns a fundamental rating of 3 / 10 to FFN-PR-A.CA.
What is the valuation status of NORTH AMERICAN FINANCIAL - FFNCN 5 1/4 12/01/29 (FFN-PR-A.CA) stock?
ChartMill assigns a valuation rating of 2 / 10 to NORTH AMERICAN FINANCIAL - FFNCN 5 1/4 12/01/29 (FFN-PR-A.CA). This can be considered as Overvalued.
How profitable is NORTH AMERICAN FINANCIAL - FFNCN 5 1/4 12/01/29 (FFN-PR-A.CA) stock?
NORTH AMERICAN FINANCIAL - FFNCN 5 1/4 12/01/29 (FFN-PR-A.CA) has a profitability rating of 2 / 10.
What are the PE and PB ratios of NORTH AMERICAN FINANCIAL - FFNCN 5 1/4 12/01/29 (FFN-PR-A.CA) stock?
The Price/Earnings (PE) ratio for NORTH AMERICAN FINANCIAL - FFNCN 5 1/4 12/01/29 (FFN-PR-A.CA) is 3.96 and the Price/Book (PB) ratio is 1.65.